Comparison

Pivot Wealth vs simplsaver

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pivot Wealth

Manage your entire financial world with this personal wealth app. It provides a clear overview of your financial position by gathering all your information in one place, offering bank-level security for your data.

Highlights
  • Live financial snapshot
  • Cash flow tracking
  • Digital document signing
  • Goal setting and budgeting
  • Connect with financial professionals
  • Secure tax data storage
Features
Read full description

Pivot Wealth is a personal wealth app that helps you track and manage your entire financial world. *Description:* Having difficulty understanding your financial position? The solution is Pivot Wealth. Pivot Wealth is an easy to use app that gathers all your information in one place, giving you a clear overview of your financial position. Get connected to your finances in just minutes, and with bank level security, your data has never been safer. What features are available with Pivot Wealth? Live Financial Snapshot Give yourself greater control with up-to-date access to everything you own and owe – including bank accounts, credit cards, properties, cars, loans and mortgages. Cash Flow Keep track of your money with the auto-categorisation of income and expenses. Digital Document Signing Save time and paper by signing important documents digitally, on any device. Goals Saving to buy property? Retire? Start a family? Achieve it with our Goals feature, which helps you budget for success. Connect to a professional Connect with your adviser or accountant and request services when you need them. Pivot Wealth provides your finance professional with valuable data that they can use to assist you. Tax Time Make tax time easy with all your financial data and documents stored securely in the cloud. Take control of your finances and download the Pivot Wealth app today.

About

simplsaver

Easily build budgets, track expenses across categories, and gain insights into your spending habits. Understand mortgage stress, 50/30/20 budgets, and potential cost increases with a unique CPI score. Supports joint budgeting and offers day/night modes.

Highlights
  • Easy budget building
  • Expense tracking
  • Budget insights
  • Mortgage stress indicator
  • 50/30/20 budget analysis
  • Preset service pricing
  • Joint budgeting support
  • Privacy-focused data storage
Features
Read full description

**Easy Budget Building** Creating a budget has never been this easy. Enter your income and expenses quickly to gain insights into your financial health in as little as 30 seconds. **Expense Tracking Made Simple** Track every budget category, from streaming services to utility bills, all in one place. Simplsaver even pre-fills popular subscription costs for your convenience. **Budget Insights** Check out Expense Insights to help you understand your costs, and learn how the 30 percent "wants" can apply to your budget with our Extra Weight (EW) metric. **Are You In Mortgage Stress?** Mortgage stress is typically defined as when 30 percent of your income goes to paying off your home. Find out whether you're in mortgage stress with an indicator on your budget list. **What's Your 50/30/20?** Are you spending more than 30 percent on your wants? Are you saving 20 percent? Find out where your spending sits on a 50/30/20 budget, and how to start saving money from the amount you have left over. **Preset Service Pricing** We've pre-filled the costs for a bunch of services across music, video, and games to make life easier and budgets faster. Available in Australia, New Zealand, Canada, UK, and the US. **Budget Goals Achieved** Set and conquer your budget goals effortlessly, making financial success a reality. **Couples-Friendly** Simplsaver supports joint budgeting, helping couples manage their finances together seamlessly. **Stay Informed** Keep an eye on your financial stability with our unique Risk of Recession CPI score (RoR), helping you identify potential cost increases before they happen. **Day & Night Mode** Simplsaver looks great in any lighting, providing a user-friendly experience day or night. **Privacy First** Rest easy knowing that all your financial data stays securely on your device, prioritising your privacy. **Export Spreadsheet** Share your budget with someone else, such as an accountant. Paid subscribers will see an export button at the top with a CSV export. Import it directly into Numbers on the iPhone, or send the file to someone else. As seen on Nine's Today Show, Sky News, Ticker News, Mozo, Tech Guide, Savings, Pickr, GadgetGuy, and more.  Join savvy iPhone budgeters who have embraced financial control with Simplsaver. Download now and simplify your financial life! --- Support: https://www.simplsaver.com/support/ Privacy Policy: https://www.simplsaver.com/privacy/ Terms of use (licence agreement): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ **With the exception of spreadsheet exporting, all users will have access to the same tools right now. Paying for a subscription unlocks more than five line items for bigger budgets, export to spreadsheet, and helps support the maintenance as well as developing new features! We also donate a portion of the proceeds to charity. Find out more at simplsaver.com** Disclaimer: Data supplied for pre-populated items and CPI in the app is current as of January 12, 2025. Monthly and yearly amounts are calculated based off entered data, and are not intended to be financial advice. In fact, nothing in this app is intended to be financial advice. All information is stored only on your device and your device alone.

Screenshots

Pivot Wealth4 screens
simplsaver4 screens

Verdict

The call

The clearest difference is rating: Pivot Wealth at 5.0 against simplsaver's 3.0. Pivot Wealth also leads on in-app purchases (none vs 1) and device support (3 vs 1). simplsaver's advantage is update cadence (every 2 weeks vs every 2 months). On price, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. simplsaver sells 1 in-app purchase, starting at $6.99 per year. Pivot Wealth asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Pivot Wealth holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

Pivot Wealth ships an update every 2 months, simplsaver every 2 weeks. The most recent releases landed on September 19, 2026 and August 1, 2026 respectively.

Scorecard6 real differences · 4 level
Pivot Wealth versus simplsaver: the parameters behind the verdict, then further details
ParameterPivot Wealthsimplsaver
PriceFreeFree
Rating5.0 (1 ratings) — better3.0 (2 ratings)
Positive reviews—25.0% of reviews
Number of ratings12 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better16.6
Further details — not scored
Size106 MB128 MB
Age rating4+4+
DeveloperFavourite Function Pty LtdLeigh Stark

Customer experience

Pivot Wealth

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

simplsaver

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

In-app purchases

None

Pivot Wealth

No in-app purchases

1 purchases

simplsaver

Subscriptions1
  • Annual access$6.991 Year

Questions

Is Pivot Wealth free?
Pivot Wealth is free to download, with no in-app purchases.
Is simplsaver free?
simplsaver is free to download, with in-app purchases available.
Which has better reviews, Pivot Wealth or simplsaver?
Pivot Wealth is rated higher. Pivot Wealth averages 5.0 out of 5 from 1 ratings, while simplsaver averages 3.0 from 2 ratings.
Do Pivot Wealth or simplsaver have ads?
Neither Pivot Wealth nor simplsaver shows ads.
Which is updated more often, Pivot Wealth or simplsaver?
Pivot Wealth ships an update every 2 months, and simplsaver every 2 weeks. Most recently, Pivot Wealth was updated on September 19, 2026 and simplsaver on August 1, 2026.

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