Collegia vs VeloRemit

Collegia is the only personal, workplace and auto-enrolment pension all in one Collegia is a new kind of pension that can manage your pension savings in a single App, allowing you to combine workplace and private pensions into a single scheme. A sustainable pension scheme that offers a good return on your money Your investments will be managed by a team of leading investment professionals at AllianceBernstein, one of the world’s most trusted investment companies, ensuring you get the best return possible. Savings are invested in companies that are highly rated for environmental sustainability, relationships with stakeholders, attitudes to human rights, supply chain labour standards and the countering of bribery. We also make sure that 25% is automatically added to all contributions, by claiming your tax bonus back from HMRC. Managing your pension throughout your working life Our aim is to help you confidently plan and save towards the retirement you want. We’ll support you in your unique retirement journey, tailoring investments according to your needs and where you are in your working life. Collegia’s App allows you to be in control of your pension. It provides real time information, enables you or your employer(s) to make online contributions, and incorporates your old pension schemes without you losing valuable benefits. Managing your retirement Our retirement planning tool – based on the contributions you’re comfortable with and the ethics you care about – shows you what kind of retirement you can expect, down to how much you’ll have to spend on groceries and holidays. You can see how your pension is performing and how your expected retirement lifestyle changes over time. Transparency We offer total transparency. All investments in Collegia are made under the UN Principles for Responsible Investment and Environmental, Social and Corporate Governance (ESG) factors are integrated into the research and investment process. As with any investment, the value of your pension can go down as up and you may get less than you started with. Collegia is regulated by the UK’s Financial Conduct Authority and your money is 100% protected by The Financial Services Compensation Scheme. Collegia is proud to be backed by Oxford University Innovation.

VeloRemit – Zero Fees. Great Rates. Fast & Secure Transfers. Join thousands of customers choosing VeloRemit as their go-to app for sending money from Europe and Canada to Nigeria, Ghana and Cameroon. Experience a seamless money transfer service designed to bring families closer, support loved ones and empower businesses. --- Key Features 1. Fast and Secure Transfers Send money within minutes to: • Bank accounts in Nigeria and Ghana • Mobile wallets in Ghana and Cameroon All transactions are protected with advanced encryption and stringent security measures, giving you peace of mind every step of the way. 2. Competitive Rates Enjoy competitive exchange rates, ensuring your money goes further when sending to Nigeria, Ghana or Cameroon. More value with every transfer. 3. No Transfer Fees Send money with zero transfer fees – more money for your loved ones, every time. 4. User-Friendly App Enjoy a simple, intuitive interface that makes money transfers effortless. Send anytime, anywhere, directly from your mobile. 5. Regulated and Trustworthy VeloRemit is a regulated money transfer service, fully compliant with UK, EU and Canada financial standards, giving you peace of mind that your money is always safe. 6. Help Whenever You Need It Our friendly support team are always ready to help. Reach us quickly through in-app chat, email or phone for reliable assistance whenever you need it. --- Join the VeloRemit Community With VeloRemit, you are not just transferring money. You are joining a community built on trust, reliability and transparency. Thousands already use VeloRemit as their go-to platform for stress-free, fast and secure money transfers to Nigeria, Ghana and Cameroon. Download the VeloRemit app today and experience the difference.