Comparison

Collegia vs KEEP by Fast FX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Collegia

Consolidate your workplace and private pensions into a single, sustainable scheme. Manage savings, track investments, and plan for retirement with real-time information and personalized projections. Investments are managed by professionals and focus on ESG factors.

Highlights
  • Consolidate multiple pensions
  • Real-time pension information
  • Online contribution management
  • Retirement planning tool
  • ESG-focused investments
  • Tax bonus claims
Features
Read full description

Collegia is the only personal, workplace and auto-enrolment pension all in one Collegia is a new kind of pension that can manage your pension savings in a single App, allowing you to combine workplace and private pensions into a single scheme. A sustainable pension scheme that offers a good return on your money Your investments will be managed by a team of leading investment professionals at AllianceBernstein, one of the world’s most trusted investment companies, ensuring you get the best return possible. Savings are invested in companies that are highly rated for environmental sustainability, relationships with stakeholders, attitudes to human rights, supply chain labour standards and the countering of bribery. We also make sure that 25% is automatically added to all contributions, by claiming your tax bonus back from HMRC. Managing your pension throughout your working life Our aim is to help you confidently plan and save towards the retirement you want. We’ll support you in your unique retirement journey, tailoring investments according to your needs and where you are in your working life. Collegia’s App allows you to be in control of your pension. It provides real time information, enables you or your employer(s) to make online contributions, and incorporates your old pension schemes without you losing valuable benefits. Managing your retirement Our retirement planning tool – based on the contributions you’re comfortable with and the ethics you care about – shows you what kind of retirement you can expect, down to how much you’ll have to spend on groceries and holidays. You can see how your pension is performing and how your expected retirement lifestyle changes over time. Transparency We offer total transparency. All investments in Collegia are made under the UN Principles for Responsible Investment and Environmental, Social and Corporate Governance (ESG) factors are integrated into the research and investment process. As with any investment, the value of your pension can go down as up and you may get less than you started with. Collegia is regulated by the UK’s Financial Conduct Authority and your money is 100% protected by The Financial Services Compensation Scheme. Collegia is proud to be backed by Oxford University Innovation.

About

KEEP by Fast FX

Easily send and request money with instant, secure transactions. This app offers a user-friendly interface for managing all your financial exchanges, with multi-currency support and detailed transaction history.

Highlights
  • Instant money transfers
  • Request money easily
  • Secure transactions
  • User-friendly interface
  • Transaction history tracking
  • Multi-currency support
  • Integration with contacts
Features
Read full description

Keep: Send and Request Money with Ease Welcome to Keep, the ultimate solution for seamless money transfers and requests. Whether you're splitting a dinner bill, paying rent, or sending a gift, Keep makes financial transactions simple, secure, and fast. Key Features: Instant Transfers: Send money to friends and family instantly. With Keep, your transactions are processed in real-time, ensuring that your funds reach their destination without delay. Request Money: Easily request money from others. Whether it's for shared expenses or a group gift, Keep allows you to send a request with just a few taps. Secure Transactions: Your security is our top priority. Keep uses advanced encryption and security protocols to protect your financial information and ensure that your transactions are safe. User-Friendly Interface: Navigate through the app with ease. Keep's intuitive design makes it simple for anyone to send or request money, regardless of their tech-savviness. Transaction History: Keep track of all your transactions in one place. View your complete transaction history to manage your finances better and ensure transparency. Multi-Currency Support: Send and receive money in multiple currencies. Keep supports a wide range of currencies, making it ideal for international transactions. Personalized Notifications: Stay informed with real-time notifications. Get alerts for incoming and outgoing transactions, so you're always in the loop. Integration with Contacts: Easily find and connect with friends and family. Keep integrates with your phone's contacts, making it simple to send or request money from people you know. Why Choose Keep? - Reliability: Count on Keep for consistent and dependable service. Our robust infrastructure ensures that your transactions are processed smoothly every time. - Customer Support: Our dedicated support team is here to help. Whether you have a question or need assistance, we're just a message away. Keep@fastfx.co.uk - No Hidden Fees: Enjoy transparent pricing with no hidden charges. Keep offers competitive rates and clear transaction fees, so you know exactly what you're paying. Join the Keep community today and experience the future of money transfers. Download Keep now and start sending and requesting money with ease!

Screenshots

Collegia4 screens
KEEP by Fast FX4 screens

Verdict

The call

The clearest difference is ads: Collegia at none against KEEP by Fast FX's shown. Collegia also leads on monetization model (free vs free with in-app purchases) and review sentiment (100% vs 77%). KEEP by Fast FX's advantage is ratings volume (3 vs 1). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Collegia holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively. Written reviews point the same way: 100% of Collegia's written reviews are positive against 77% of KEEP by Fast FX's.

UpkeepUpdate frequency

Collegia ships an update every 11 days, KEEP by Fast FX every 10 days. The most recent releases landed on October 4, 2026 and October 7, 2026 respectively.

Scorecard6 real differences · 4 level
Collegia versus KEEP by Fast FX: the parameters behind the verdict, then further details
ParameterCollegiaKEEP by Fast FX
PriceFreeFree
Rating5.0 (1 ratings) — better4.7 (3 ratings)
Positive reviews100.0% of reviews — better77.3% of reviews
Number of ratings13 — better
Update frequencyEvery 11 daysEvery 10 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size94 MB47 MB
Age rating4+17+
DeveloperCollegiaFast FX

Customer experience

Collegia

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

KEEP by Fast FX

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews22 reviews
Positive77.3%
Neutral0.0%
Negative22.7%

In-app purchases

None

Collegia

No in-app purchases

None

KEEP by Fast FX

No in-app purchases

Questions

Is Collegia free?
Collegia is free to download, with no in-app purchases.
Is KEEP by Fast FX free?
KEEP by Fast FX is free to download, with no in-app purchases.
Which has better reviews, Collegia or KEEP by Fast FX?
Collegia is rated higher. Collegia averages 5.0 out of 5 from 1 ratings, while KEEP by Fast FX averages 4.7 from 3 ratings.
Do Collegia or KEEP by Fast FX have ads?
KEEP by Fast FX shows ads; Collegia does not.
Which is updated more often, Collegia or KEEP by Fast FX?
Collegia ships an update every 11 days, and KEEP by Fast FX every 10 days. Most recently, Collegia was updated on October 4, 2026 and KEEP by Fast FX on October 7, 2026.

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