Comparison

Amortization Calculator vs HSA Buddy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amortization Calculator

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

Highlights
  • Monthly loan payment estimation
  • Amortization chart generation
  • Total interest calculation
  • Total payment calculation
  • Annual amortization schedule
  • Monthly amortization schedule
Features
Read full description

Use this app to estimate your monthly loan payment and review an amortization chart. Simply enter the loan amount, loan term, and interest rate, and the app will calculate your monthly payment, total interest, and total payment. You can also view annual or monthly amortization schedules and charts. The app is intuitive, simple, and easy to use. DISCLAIMER: This app is a calculation tool and does not provide financial, investment, legal, or tax advice. Results are for reference only and should not be used as the sole basis for financial decisions. Users should evaluate information independently and exercise caution before making any decisions. SUBSCRIPTION INFORMATION: This subscription gives users unlimited access to all app features during the active subscription period. • Payment will be charged to your iTunes Account at confirmation of purchase. • The subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours before the end of the current period, and the renewal cost will be shown. • Subscriptions may be managed by the user, and auto-renewal may be turned off in the user's Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription, where applicable. Privacy Policy: https://13520178.github.io/amortizationCalc/policy.html Terms of Use: https://13520178.github.io/amortizationCalc/terms.html We are happy to serve you. If you have any requests, don’t hesitate to contact us. - phannhatd@gmail.com

About

HSA Buddy

Easily track your Health Savings Account (HSA) reimbursements by logging medical receipts directly to your Google Sheets and saving images to Google Drive. This app offers a private, portable, and audit-ready solution for managing your HSA finances without needing a separate account.

Highlights
  • Log medical receipts with vendor, amount, date, and image
  • Save receipts to Google Drive and data to Google Sheets
  • No server or HSA Buddy account required
  • Audit-ready and portable financial records
  • Filter and archive receipts
  • View saved receipt images in-app
Features
Read full description

HSA Buddy is a simple companion for tracking HSA reimbursements in your own Google Sheets and Google Drive. Log a medical receipt — vendor, amount, date, image — and HSA Buddy writes it straight to a spreadsheet in your Google account, and saves the receipt image to a folder in your Drive. That's it. No server. No HSA Buddy account. No syncing. Your records live where you can see them, search them, export them, and own them. Why your own Drive? • Audit-ready: keep every receipt in one place for tax time or your HSA administrator. • Portable: open the spreadsheet from any device, share it with a spouse, export it to CSV. • Private by default: HSA Buddy can only see the spreadsheet and receipts folder it created — nothing else in your Drive. Features • Quick capture: photograph or pick a receipt, fill three fields, save. • Smart list: filter by active, archived, or all; total amount and count at a glance. • Swipe-to-archive: keep your active list tidy without losing history. • Image viewer: open any saved receipt in-app. • Per-file Drive scope: HSA Buddy requests only `drive.file` access and cannot read any other files in your Drive. Privacy HSA Buddy does not operate a server. Your receipts, amounts, and notes live exclusively in your own Google Drive and Google Sheets. You can revoke HSA Buddy's access or delete your account from inside the app at any time. Read the full policy at hsabuddyhq.com/privacy. Requires a Google account.

Screenshots

Amortization Calculator3 screens
HSA Buddy4 screens

Verdict

The call

The clearest difference is review sentiment: HSA Buddy at 100% against Amortization Calculator's 33%. HSA Buddy also leads on in-app purchases (none vs 2) and rating (5.0 vs 4.6). Amortization Calculator's advantage is ads (none vs shown) and ratings volume (801 vs 1). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Amortization Calculator sells 2 in-app purchases, starting at $12.99 per year. HSA Buddy asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

HSA Buddy holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Amortization Calculator has 801 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 33% of Amortization Calculator's written reviews are positive against 100% of HSA Buddy's.

UpkeepUpdate frequency

Amortization Calculator ships an update every 6 months, HSA Buddy monthly. The most recent releases landed on October 27, 2026 and October 21, 2026 respectively.

Scorecard7 real differences · 3 level
Amortization Calculator versus HSA Buddy: the parameters behind the verdict, then further details
ParameterAmortization CalculatorHSA Buddy
PriceFreeFree
Rating4.6 (801 ratings)5.0 (1 ratings) — better
Positive reviews33.3% of reviews100.0% of reviews — better
Number of ratings801 — better1
Update frequencyEvery 6 monthsMonthly — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size6 MB19 MB
Age rating4+4+
DeveloperPhan Nhat ĐangJack Belding

Customer experience

Amortization Calculator

All ratings801 ratings
Positive89.8%
Neutral3.2%
Negative7.0%
Written reviews12 reviews
Positive33.3%
Neutral8.3%
Negative58.3%

HSA Buddy

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Amortization Calculator

Reported bugs

2 issues
  • Incorrect monthly payment calculations
  • Crashes and freezes

Requested features

2 requests
  • Extra payment calculation options (e.g., extra monthly, yearly, or one-time payment)
  • Amortization schedule

HSA Buddy

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Amortization Calculator

Subscriptions1
  • Annual Premium Package7 Days trial$12.991 Year
One-time1
  • Unlock all features$4.99
None

HSA Buddy

No in-app purchases

Questions

Is Amortization Calculator free?
Amortization Calculator is free to download, with in-app purchases available.
Is HSA Buddy free?
HSA Buddy is free to download, with no in-app purchases.
Which has better reviews, Amortization Calculator or HSA Buddy?
HSA Buddy is rated higher. Amortization Calculator averages 4.6 out of 5 from 801 ratings, while HSA Buddy averages 5.0 from 1 ratings.
Do Amortization Calculator or HSA Buddy have ads?
HSA Buddy shows ads; Amortization Calculator does not.
Which is updated more often, Amortization Calculator or HSA Buddy?
Amortization Calculator ships an update every 6 months, and HSA Buddy monthly. Most recently, Amortization Calculator was updated on October 27, 2026 and HSA Buddy on October 21, 2026.

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