UBMich vs TIC Flex Benefits
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UBMich
Manage your finances with this secure and easy-to-use app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage your debit card, and find nearby branches and ATMs.
- Organize transactions with tags and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit card (reorder/turn off)
- View and save monthly statements
- Find branches and ATMs
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UBMich is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with UBMich: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.
TIC Flex Benefits
Easily manage your health benefit accounts like HSA, HRA, and FSA. Check balances, view claims, and submit receipts securely on the go. Access account details and manage transactions with intuitive navigation.
- Check account balances
- View claims and submit receipts
- Scan product barcodes for eligibility
- File claims for FSA and HRA
- Manage HSA investments and transactions
- Secure login with Touch/Face ID
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Make the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure ● Simply log in to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) ● No sensitive account information is ever stored on your mobile device ● Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details ● Quickly check available balances 24/7 ● View charts summarizing account(s) ● View claims requiring receipts ● Click to call or email Customer Service ● View your statements and notifications ● Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) ● File a claim towards your FSA and HRA ● Take or upload a picture of a receipt and submit for a new or existing claim ● View, contribute, and distribute HSA transactions ● Pay bills from any account and add a payee ● Manage your expenses by entering medical expense information and supporting documentation ● View and manage your HSA investments ● Retrieve your forgotten username/password ● Report a debit card as lost or stolen Powered by WEX®
Screenshots
Verdict
The clearest difference is rating: UBMich at 4.8 against TIC Flex Benefits's 3.0. UBMich also leads on ratings volume (330 vs 1) and update cadence (every 3 weeks vs every 4 months). TIC Flex Benefits's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UBMich holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: UBMich has 330 ratings behind it against 1, so its average is the more settled of the two.
UBMich ships an update every 3 weeks, TIC Flex Benefits every 4 months. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.
| Parameter | UBMich | TIC Flex Benefits |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (330 ratings) — better | 3.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 330 — better | 1 |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 17.0 — better |
| Further details — not scored | ||
| Size | 197 MB | 29 MB |
| Age rating | 12+ | 17+ |
| Developer | Union Bank (MI) | The Intelligent Companies |
Customer experience
UBMich
TIC Flex Benefits
In-app purchases
UBMich
No in-app purchases
TIC Flex Benefits
No in-app purchases
Questions
Is UBMich free?
Is TIC Flex Benefits free?
Which has better reviews, UBMich or TIC Flex Benefits?
Do UBMich or TIC Flex Benefits have ads?
Which is updated more often, UBMich or TIC Flex Benefits?
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