Comparison

manafa | منافع vs Tameed | تعميد

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

manafa | منافع

Invest in a variety of short-term opportunities with ease, starting from 1,000 SAR. Track your investments, utilize auto-invest features with no extra fees, and potentially upgrade to professional investor status. This fintech app is licensed by SAMA.

Highlights
  • Quick onboarding in under 30 seconds
  • Wide range of investment opportunities
  • Investment monitoring
  • Auto-Invest with no additional fees
  • Upgrade to professional investor status
Features
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Invest easily starting from 1,000 SAR! Enjoy the following benefits through the manafa app: - Quick & Easy Onboarding. With manafa, you can register as an investor in less than 30 seconds. - Wide range of Investment Opportunities. Choose from our many attractive short-term investment opportunities. - Investment Monitoring. Keep track of your current and past investments to make sure you're on track to meet your goals. - Auto-Invest. (WITH NO ADDITIONAL FEES) Activate our Auto-Invest feature to invest automatically in opportunities that meet your criteria. - Upgrade to a Professional Investor. Satisfy the requirements of the Saudi Central Bank "SAMA" and enjoy investing without any limits. Download the manafa app today to start your investment journey. As a fintech company licensed by SAMA in debt-based crowdfunding, you can trust us to help you invest wisely.

About

Tameed | تعميد

Access instant financing for government and corporate purchase orders, or explore investment opportunities with competitive returns. This platform supports SMEs and investors with Sharia-compliant financial solutions.

Highlights
  • Instant financing for SMEs
  • Investment opportunities with competitive returns
  • Auto-invest feature with cooling-off period
  • Sharia-compliant financing
  • Backed by government and corporate purchase orders
  • Mokafa’a Points Program
Features
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Instant Financing for government & corporate purchase orders & projects performance bond up to 7.5 Millions Tameed Platform is a Fintech company Licensed by the Saudi Central Bank SAMA. Join Tameed Financing Platform now and have access to : Instant Financing: Tameed supports SME businesses in Saudi by offering them financing based on government PO. Investment opportunities with competitive returns of more than 15% net annually: We offer individual and institutional investors opportunities to invest in government backed purchase orders. App Features: 1- Request Instant Financing: You can get an Instant financing if you are a SME and have a PO 2- Investment opportunities with competitive returns and backed up by government & corporate Purchase orders. 3- Auto Invest: Feature that allows you to define your investment based on your preferences for future opportunities so that the application will alert you once the investment is accepted and you have 48 Hours cooling off period to cancel the investment without any cost. 4- Tameed Mokafa’a Points Program: Take advantage of your investment deposits in your wallet and get points from the Mokafa’a points program to increase your chances of participating in future investments. 5- (Coming Soon) e-commerce financing. 6- (Coming Soon) Expense Management Cards: We’ll facilitate the management of company expenses through Sharia-compliant company credit cards Key Benefits for Investor? flexible and short-term Investment Investments are backed up by government & corporate Purchase orders Attractive returns for investment opportunities Compliant with Sharia Law as well as KYC and AML, CFT regulations Very limited correlation to capital market performance Auto Invest feature Key Benefits for SMEs? - On-demand purchase order financing solution. Choose when you receive purchase order. Immediate initial approval & Final Approval within 3 days Flexible rates starting at 0.8%/Month with early payment discount Off-balance funding Approved and in compliance with Sharia Law Tameed Platform is regulated and approved by the Saudi Central Bank (SAMA). We maintain the entire funding process in accordance with Islamic regulations and have been certified by the Sharia Review. We worked with Islamic finance experts and legal advisors to ensure that our financing solutions are based on the values and principles of Sharia law. solutions are based on the values and principles of Sharia law.

Screenshots

manafa | منافع3 screens
Tameed | تعميد4 screens

Verdict

The call

The clearest difference is review sentiment: manafa | منافع at 25% against Tameed | تعميد's 0%. manafa | منافع also leads on rating (4.5 vs 4.3) and update cadence (every 4 days vs every 11 days). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

manafa | منافع holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: manafa | منافع has 125 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 25% of manafa | منافع's written reviews are positive against 0% of Tameed | تعميد's.

UpkeepUpdate frequency

manafa | منافع ships an update every 4 days, Tameed | تعميد every 11 days. The most recent releases landed on September 21, 2026 and June 1, 2026 respectively.

Scorecard5 real differences · 5 level
manafa | منافع versus Tameed | تعميد: the parameters behind the verdict, then further details
Parametermanafa | منافعTameed | تعميد
PriceFreeFree
Rating4.5 (125 ratings) — better4.3 (12 ratings)
Positive reviews24.6% of reviews — better0.0% of reviews
Number of ratings125 — better12
Update frequencyEvery 4 days — betterEvery 11 days
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.6
Further details — not scored
Size157 MB39 MB
Age rating4+4+
DeveloperManafa CoTa3meedDev

Customer experience

manafa | منافع

All ratings125 ratings
Positive88.8%
Neutral1.6%
Negative9.6%
Written reviews57 reviews
Positive24.6%
Neutral1.8%
Negative73.7%

Tameed | تعميد

All ratings12 ratings
Positive75.0%
Neutral16.7%
Negative8.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

manafa | منافع

Reported bugs

10 issues
  • Customer service contact not available
  • Chat support is poor
  • Cannot access account
  • App not opening after update
  • Login issues after update
Show 5 more
  • App not working after update
  • Unable to transfer money due to IBAN issue
  • App freezes during registration
  • App freezes after identity registration
  • App asks for new registration after completion

Requested features

5 requests
  • English language support
  • Ability to change app language to English
  • Improve clarity of investment summary screen
  • Display net profit percentage accurately
  • Make investment summary screen easier to use

Tameed | تعميد

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

manafa | منافع

No in-app purchases

None

Tameed | تعميد

No in-app purchases

Questions

Is manafa | منافع free?
manafa | منافع is free to download, with no in-app purchases.
Is Tameed | تعميد free?
Tameed | تعميد is free to download, with no in-app purchases.
Which has better reviews, manafa | منافع or Tameed | تعميد?
manafa | منافع is rated higher. manafa | منافع averages 4.5 out of 5 from 125 ratings, while Tameed | تعميد averages 4.3 from 12 ratings.
Do manafa | منافع or Tameed | تعميد have ads?
Neither manafa | منافع nor Tameed | تعميد shows ads.
Which is updated more often, manafa | منافع or Tameed | تعميد?
manafa | منافع ships an update every 4 days, and Tameed | تعميد every 11 days. Most recently, manafa | منافع was updated on September 21, 2026 and Tameed | تعميد on June 1, 2026.

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