TNB vs Reflect
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TNB
Access your accounts, manage transactions, and view statements with this mobile banking application. It provides a secure way to handle your finances on the go. Stay connected to your banking needs anytime, anywhere.
- Account access
- Transaction management
- Statement viewing
- Secure mobile banking
- Internet banking integration
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Mobile Application for the Internet Banking Users of the National Bank
Reflect
Manage your finances and lifestyle needs with this comprehensive banking app. Send, spend, and save money, shop with a one-click checkout, and automate your savings goals. Earn rewards and prizes through various activities.
- Digital Wallet Account
- Personalized Marketplace
- Flexible Top-ups & Withdrawals
- Loyalty Points & Cash Rewards
- Instant Payments & Bill Pay
- Automated Saving Spaces
- Spin & Win Prizes
- Digital Account Opening
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Reflect is your place for all lifestyle and banking needs. It is your everyday app, where you can send, spend, and save money. Keep track of all aspects of your life with Reflect! What does reflect offer? 1- A digital Wallet Account: One place for spending, managing and saving money. 2- Marketplace: Personalized shopping with a one-click checkout experience. 3- Top-ups & withdrawals: Flexible funding options and cash withdrawal from any of Arab Bank's ATMs. 4- Loyalty: Redeem Points & Earn Cash from spins, transactions, and unlocking new features. 5- Payments: Payback a friend, pay your bills & request money within seconds. 6- Saving Spaces: Put your savings on auto-pilot to make all your goals a reality! 7- Spin & Win: Spin the wheel and win amazing valuable prizes frequently! 8- Onboarding: Open your wallet account digitally Just by using your phone number and selfie Arab Bank’s headquarters are located, in Amman, Jordan, at Shmeisani, Pr. Shaker St, Building 8.
Screenshots
Verdict
The clearest difference is rating: Reflect at 3.5 against TNB's 3.0. Reflect also leads on ratings volume (308 vs 37). TNB's advantage is iOS requirement (14.8 vs 16.0). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Reflect holds the better App Store score, 3.5 against 3.0. That said, the two scores are not equally well evidenced: Reflect has 308 ratings behind it against 37, so its average is the more settled of the two. Written reviews complicate that: 25% of TNB's written reviews are positive against 21% of Reflect's, so the app with the better star average is not the one people write more warmly about.
TNB ships an update every 2 months, Reflect monthly. The most recent releases landed on October 4, 2026 and October 13, 2026 respectively.
| Parameter | TNB | Reflect |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (37 ratings) | 3.5 (308 ratings) — better |
| Positive reviews | 25.0% of reviews — better | 21.1% of reviews |
| Number of ratings | 37 | 308 — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.8 — better | 16.0 |
| Further details — not scored | ||
| Size | 138 MB | 524 MB |
| Age rating | 4+ | 4+ |
| Developer | The National Bank | Arab Bank PLC |
Customer experience
TNB
Reflect
In-app purchases
TNB
No in-app purchases
Reflect
No in-app purchases
