Comparison

Mastercard In Control Pay vs Digital Wallet Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mastercard In Control Pay

Manage virtual commercial cards for business expenses. Add cards to digital wallets for secure online, in-app, and contactless payments. Track spending with real-time data and enhanced controls for organizational purchases.

Highlights
  • Manage virtual commercial cards
  • Add cards to digital wallets
  • Secure online, in-app, and contactless payments
  • View transaction data
  • Set and view card controls
  • Tokenized payments for increased security
Features
Read full description

A BETTER WAY TO ACCESS AND MANAGE VIRTUAL COMMERCIAL CARDS Mastercard In Control™ Pay allows users to seamlessly manage their mobile virtual commercial cards. Users can effortlessly add cards to their digital wallets and experience secure online, in-app, over the phone, and contactless payments. With In Control Pay, organizations can simplify and enhance Travel & Expense (T&E) and B2B payments for both employees and non-employees. **This app cannot be used for consumer card or prepaid card management.** HOW DOES A USER GET STARTED? Mastercard In Control Pay app is only for users who receive a virtual commercial card from an organization and issued by a participating financial institution. Mastercard will send the user an email with a unique invitation code to register for the app. Once the user is registered, the virtual card(s) will be automatically linked to the user’s profile in the app. From there, the user can add the virtual commercial card to a digital wallet. HOW DOES THIS APP HELP USERS MANAGE THEIR MOBILE VIRTUAL CARD EXPERIENCE? SEAMLESS PAYMENT EXPERIENCE: Use the virtual commercial card to pay digitally for organizational spending. Don’t fumble for exact change or use a personal credit card and wait for reimbursement. TRANSPARENT CONTROLS: View controls set by the organization for the virtual cards in the app. These include how, where and when virtual cards can be used. REAL-TIME AND ENHANCED DATA: See completed and processing transactions through our app with an option to filter the transactions by virtual card number (VCN) and time periods to get a complete picture of spending. A HOLISTIC VIEW: Manage virtual commercial cards from multiple participating financial institutions within the same app. INCREASED SECURITY: Feel confident your virtual cards are secure. All mobile virtual card payments are tokenized, with the sensitive data replaced by a unique alternative card number, so account information is never revealed to merchants, decreasing the risk of fraud. Plus, biometric authentication and a 5-digit PIN can be utilized to access virtual cards. REDUCED ENVIRONMENTAL IMPACT: No plastic needed! WHY DO ORGANIZATIONS WANT TO USE MOBILE VIRTUAL CARDS? Organizations of all sizes and segments see value in mobile virtual cards since they offer a simple and controlled way to empower employees and non-employees alike to make business purchases. Organizations are able to modify virtual card controls as needed, track spending with enhanced data, and more. Disclaimer: Mastercard In Control Pay app and features are available only for eligible virtual card accounts issued by the financial institution. Prepaid Cards and Consumer Cards are not eligible.
 To log in, users must have an invitation code from Mastercard and the ability to authenticate in order to register for the app.
 To see the full Privacy policy, copy and paste the following link into your browser: https://www.mastercard.us/en-us/vision/corp-responsibility/commitment-to-privacy/privacy.html The virtual card(s) are not issued by Mastercard and is (are) subject to the terms and conditions of the relevant issuer. If you have any questions regarding your virtual card, please contact the company that has authorized you to use the virtual card and the relevant issuer institution.

About

Digital Wallet Pro

Securely manage your financial information and streamline transactions. Store credit cards, access bank details, and create digital networking cards. Enjoy enhanced protection with an application password for ultimate privacy and convenience.

Highlights
  • Secure on-device data storage
  • Application password protection
  • Store credit and debit cards
  • Easy bank account access
  • Digital networking cards
  • QR code contact exchange
Features
Read full description

Welcome to Digital Wallet Pro – the pinnacle of secure mobile financial management. Our app puts safety, simplicity, and versatility at your fingertips, transforming your mobile device into a powerful digital wallet. Your financial life has never been this secure and streamlined. Please refer to our FAQ page for more details: https://digitalwalletpro.com/faq.html And please refer to our Privacy Policy and Terms of use page as well: https://digitalwalletpro.com/privacy-policy.html Key Features: Your Data, Your Control Rest easy knowing your sensitive information is stored securely on your device, never on external servers. Your encrypted data remains in your hands, offering you complete control over your privacy. Enhanced Protection Take security a step further with an application password. An extra layer of defence ensures that only you can access your Digital Wallet Plus, making your information truly impenetrable. Simplify Your Transactions Streamline your payment process by storing your credit and debit cards directly on your device. Shop online or in-store effortlessly, whether at home or on your globetrotting adventures. Banking Made Effortless Managing your finances is a breeze with easy access to your bank account details. Whether you're transferring funds or setting up pre-authorized debit payments, it's all at your fingertips. Eco-Friendly Networking Join the movement toward Eco-conscious networking. Create digital networking cards to connect with colleagues and friends, without the environmental impact of paper cards. Make meaningful connections while minimizing your carbon footprint. One Scan, Infinite Connections Reinvent networking in the digital age. Exchange contact information seamlessly by scanning QR codes, instantly connecting you with potential collaborators and friends in our fast-paced world. Why Choose Digital Wallet Pro? Experience the peace of mind that comes with total control over your data, fortified security, and the ultimate convenience in managing your finances. Digital Wallet Plus empowers you to simplify transactions, manage banking, and make sustainable connections with ease. Join our community of smart users who have embraced the future of secure mobile financial management. Download Digital Wallet Pro now and take control of your financial journey.

Screenshots

Mastercard In Control Pay4 screens
Digital Wallet Pro4 screens

Verdict

The call

The clearest difference is review sentiment: Digital Wallet Pro at 50% against Mastercard In Control Pay's 7%. Digital Wallet Pro also leads on rating (3.0 vs 1.8) and ads (none vs shown). Mastercard In Control Pay's advantage is in-app purchases (none vs 3). On price, ratings volume, update cadence and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Digital Wallet Pro sells 3 in-app purchases, starting at $0.99 per month. Mastercard In Control Pay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Digital Wallet Pro holds the better App Store score, 3.0 against 1.8. Both are backed by a comparable volume of ratings — 20 and 25 respectively. Written reviews point the same way: 7% of Mastercard In Control Pay's written reviews are positive against 50% of Digital Wallet Pro's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 6 weeks. The most recent releases landed on November 3, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 6 level
Mastercard In Control Pay versus Digital Wallet Pro: the parameters behind the verdict, then further details
ParameterMastercard In Control PayDigital Wallet Pro
PriceFreeFree
Rating1.8 (20 ratings)3.0 (25 ratings) — better
Positive reviews6.8% of reviews50.0% of reviews — better
Number of ratings2025 — better
Update frequencyEvery 6 weeksEvery 6 weeks
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size81 MB52 MB
Age rating+412+
DeveloperMastercard International IncorporatedDigital Wallet Pro, LLC

Customer experience

Mastercard In Control Pay

All ratings20 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews44 reviews
Positive6.8%
Neutral0.0%
Negative93.2%

Digital Wallet Pro

All ratings25 ratings
Positive44.0%
Neutral8.0%
Negative48.0%
Written reviews4 reviews
Positive50.0%
Neutral25.0%
Negative25.0%

Bugs and requests

Mastercard In Control Pay

Reported bugs

29 issues
  • Activation code not received
  • Email verification not working
  • Cannot sign up
  • Cannot log in
  • App crashes
Show 24 more
  • App not opening
  • Does not send verification email
  • Does not send confirmation code
  • Does not send invitation code
  • Does not send activation code
  • Email registration not sent
  • Login screen freezes
  • App crashes every time
  • Not letting me log in
  • Not letting me sign in
  • Not letting me sign up
  • Verification mail does not arrive
  • Email verification don’t work
  • No notification to validate account
  • Code not sent
  • Code not received
  • Cannot register card
  • No parameters to register card
  • Cannot use the app
  • Does not allow sign in
  • Sign invalid
  • Doesn't work at all
  • Cannot register in the app
  • SMS confirmation not received

Digital Wallet Pro

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mastercard In Control Pay

No in-app purchases

3 purchases

Digital Wallet Pro

Subscriptions3
  • 1 Month$0.991 Month
  • 6 Months$4.996 Months
  • 1 Year$9.991 Year

Questions

Is Mastercard In Control Pay free?
Mastercard In Control Pay is free to download, with no in-app purchases.
Is Digital Wallet Pro free?
Digital Wallet Pro is free to download, with in-app purchases available.
Which has better reviews, Mastercard In Control Pay or Digital Wallet Pro?
Digital Wallet Pro is rated higher. Mastercard In Control Pay averages 1.8 out of 5 from 20 ratings, while Digital Wallet Pro averages 3.0 from 25 ratings.
Do Mastercard In Control Pay or Digital Wallet Pro have ads?
Mastercard In Control Pay shows ads; Digital Wallet Pro does not.
Which is updated more often, Mastercard In Control Pay or Digital Wallet Pro?
Mastercard In Control Pay ships an update every 6 weeks, and Digital Wallet Pro every 6 weeks. Most recently, Mastercard In Control Pay was updated on November 3, 2026 and Digital Wallet Pro on October 7, 2026.

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