Comparison

JetLend. Инвестиции vs SMARTLAB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JetLend. Инвестиции

Invest in businesses through a regulated online platform. Earn attractive returns by directly lending to small and medium-sized enterprises. Access fast, transparent, and convenient financing for your capital.

Highlights
  • Crowdlending platform
  • Direct business lending
  • Attractive investor returns
  • Regulated by the Central Bank
  • Transparent financing for businesses
Features
Read full description

JetLend — инвестиционная платформа в сфере краудлендинга. Регулируется ЦБ. • 25,6% средневзвешенная процентная ставка за последние 30 дней • 31,1 млрд. ₽ выдано займов бизнесу • 66 200 активных инвесторов на платформе • 0,1% дефолтность портфеля по поколению 2025 года Краудлендинг — метод прямого онлайн-кредитования бизнеса физическими лицами и институциональными инвесторами. С одной стороны, у малого и среднего бизнеса есть определенные сложности с привлечением доступного и оперативного финансирования, а с другой, инвесторы больше не могут рассчитывать на высокий доход по депозитам, недвижимости и ценным бумагам. JetLend объединяет обе стороны. Выдавая займы бизнесу напрямую, используя JetLend как платформу, инвесторы смогут получить привлекательную доходность на свой капитал. Бизнес, в свою очередь, получает доступ к быстрому, удобному и прозрачному финансированию, которое позволяет оперативно расширить штат, закупить товар, оборудование, а в конечном счете внести вклад в рост экономики и изменить её структуру в пользу небольших компаний. Правительство поддерживает краудлендинг. 24 июля 2019 г. законопроект «О привлечении инвестиций с использованием инвестиционных платформ» был принят Государственной Думой, одобрен Советом Федерации, 2 августа подписан Президентом и с 1 января 2020г. вступил в силу. ЦБ создал реестр операторов инвестиционных платформ. JetLend включен в реестр 21.12.2020г.

About

SMARTLAB

This app provides real-time stock market news, investment ideas, and discussions on trading strategies. It connects thousands of active investors and traders monthly, with around a thousand bloggers sharing their insights.

Highlights
  • Real-time stock market information
  • Latest market news
  • Investment ideas
  • Trading method discussions
  • Community of investors and traders
  • Blogger insights
Features
Read full description

Смартлаб - это обсуждение самой актуальной биржевой информации, это оперативные новости рынка, это инвестиционные идеи и обсуждение торговых методов. Каждый месяц в обсуждениях на смартлабе принимают участие несколько тысяч активных инвесторов и трейдеров. Свои блоги на смартлабе ежемесячно ведет около тысячи человек.

Screenshots

JetLend. Инвестиции4 screens
SMARTLAB4 screens

Verdict

The call

The clearest difference is rating: JetLend. Инвестиции at 4.7 against SMARTLAB's 3.0. JetLend. Инвестиции also leads on update cadence (fortnightly vs every 2 months) and ratings volume (41 vs 2). SMARTLAB's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

JetLend. Инвестиции holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: JetLend. Инвестиции has 41 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 24% of JetLend. Инвестиции's written reviews are positive against 45% of SMARTLAB's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

JetLend. Инвестиции ships an update fortnightly, SMARTLAB every 2 months. The most recent releases landed on September 20, 2026 and July 23, 2026 respectively.

Scorecard6 real differences · 4 level
JetLend. Инвестиции versus SMARTLAB: the parameters behind the verdict, then further details
ParameterJetLend. ИнвестицииSMARTLAB
PriceFreeFree
Rating4.7 (41 ratings) — better3.0 (2 ratings)
Positive reviews24.3% of reviews45.2% of reviews — better
Number of ratings41 — better2
Update frequencyFortnightly — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size45 MB28 MB
Age rating4+9+
DeveloperJETLEND, OOOTimofey Martynov

Customer experience

JetLend. Инвестиции

All ratings41 ratings
Positive92.7%
Neutral0.0%
Negative7.3%
Written reviews70 reviews
Positive24.3%
Neutral4.3%
Negative71.4%

SMARTLAB

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews31 reviews
Positive45.2%
Neutral9.7%
Negative45.2%

Bugs and requests

JetLend. Инвестиции

Reported bugs

7 issues
  • Mobile app constantly malfunctions
  • App crashes
  • App shows a white screen on launch
  • App does not respond to screen touches
  • App freezes after the logo screen
Show 2 more
  • Unable to save bank details for withdrawal
  • App is completely dead and unresponsive

Requested features

6 requests
  • Improve app stability
  • Address white screen bug
  • Improve withdrawal process speed
  • Increase transparency in return calculation
  • Enhance borrower vetting process
Show 1 more
  • Provide clearer information on defaults and recovery

SMARTLAB

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

JetLend. Инвестиции

No in-app purchases

None

SMARTLAB

No in-app purchases

Questions

Is JetLend. Инвестиции free?
JetLend. Инвестиции is free to download, with no in-app purchases.
Is SMARTLAB free?
SMARTLAB is free to download, with no in-app purchases.
Which has better reviews, JetLend. Инвестиции or SMARTLAB?
JetLend. Инвестиции is rated higher. JetLend. Инвестиции averages 4.7 out of 5 from 41 ratings, while SMARTLAB averages 3.0 from 2 ratings.
Do JetLend. Инвестиции or SMARTLAB have ads?
JetLend. Инвестиции shows ads; SMARTLAB does not.
Which is updated more often, JetLend. Инвестиции or SMARTLAB?
JetLend. Инвестиции ships an update fortnightly, and SMARTLAB every 2 months. Most recently, JetLend. Инвестиции was updated on September 20, 2026 and SMARTLAB on July 23, 2026.

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