Comparison

IBIS InGold vs PPF banka Smart Banking

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

IBIS InGold

Securely pay and receive payments using gold, bypassing traditional currency. Manage your gold balances, make fast payments via QR code or NFC, and confirm transactions with robust security features.

Highlights
  • Pay with gold
  • Send and receive gold payments
  • QR code payments
  • NFC payments
  • Biometric authentication
  • Manage multiple user accounts
  • Overview of gold balances
Features
Read full description

Pay with gold safely and conveniently. Pay with gold from anywhere in seconds. Send and receive payments in gold, regardless of any currency. With the IBIS InGold app, you have the world of gold in your pocket. SECURITY ABOVE ALL The IBIS InGold app complies with the latest security standards. Access to the app is protected by PIN code or biometric authentication. PERFECT OVERVIEW At your hand, you have an overview of available balances in your weight accounts, purchases, payments received and withdrawals made. You can manage multiple user accounts with one app. FAST PAYMENT You can pay by scanning a QR code, and with merchants, you can also use NFC payments. QR codes with Pay Me functionality are available. Gold payments are made online. CONFIRMATION OF PAYMENTS ENTERED In the application you securely confirm the payouts you will make from your gold accounts. Of course, that's not all. Download the app and discover for yourself what it can do.

About

PPF banka Smart Banking

Features
Read full description

With PPF banka Smart Banking, you can keep track of your finances and manage them anytime, anywhere. In addition, you can conveniently and quickly enter payment orders manually or by scanning a QR code, change some card and account settings or contact your banker.

Screenshots

IBIS InGold4 screens
PPF banka Smart Banking4 screens

Verdict

The call

The clearest difference is device support: IBIS InGold at 3 against PPF banka Smart Banking's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IBIS InGold ships an update every 2 weeks, PPF banka Smart Banking every 3 weeks. The most recent releases landed on October 4, 2026 and October 25, 2026 respectively.

Scorecard1 real difference Β· 7 level
IBIS InGold versus PPF banka Smart Banking: the parameters behind the verdict, then further details
ParameterIBIS InGoldPPF banka Smart Banking
PriceFreeFree
Positive reviews25.0% of reviewsβ€”
Update frequencyEvery 2 weeks β€” betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS1616.0
Further details β€” not scored
Size44 MB28 MB
Age rating4+4+
DeveloperIBIS InGold a.sPPF banka a.s.

In-app purchases

None

IBIS InGold

No in-app purchases

None

PPF banka Smart Banking

No in-app purchases

Questions

Is IBIS InGold free?
IBIS InGold is free to download, with no in-app purchases.
Is PPF banka Smart Banking free?
PPF banka Smart Banking is free to download, with no in-app purchases.
Do IBIS InGold or PPF banka Smart Banking have ads?
Neither IBIS InGold nor PPF banka Smart Banking shows ads.
Which is updated more often, IBIS InGold or PPF banka Smart Banking?
IBIS InGold ships an update every 2 weeks, and PPF banka Smart Banking every 3 weeks. Most recently, IBIS InGold was updated on October 4, 2026 and PPF banka Smart Banking on October 25, 2026.

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