Comparison

IBIS InGold vs MúzaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IBIS InGold

Securely pay and receive payments using gold, bypassing traditional currency. Manage your gold balances, make fast payments via QR code or NFC, and confirm transactions with robust security features.

Highlights
  • Pay with gold
  • Send and receive gold payments
  • QR code payments
  • NFC payments
  • Biometric authentication
  • Manage multiple user accounts
  • Overview of gold balances
Features
Read full description

Pay with gold safely and conveniently. Pay with gold from anywhere in seconds. Send and receive payments in gold, regardless of any currency. With the IBIS InGold app, you have the world of gold in your pocket. SECURITY ABOVE ALL The IBIS InGold app complies with the latest security standards. Access to the app is protected by PIN code or biometric authentication. PERFECT OVERVIEW At your hand, you have an overview of available balances in your weight accounts, purchases, payments received and withdrawals made. You can manage multiple user accounts with one app. FAST PAYMENT You can pay by scanning a QR code, and with merchants, you can also use NFC payments. QR codes with Pay Me functionality are available. Gold payments are made online. CONFIRMATION OF PAYMENTS ENTERED In the application you securely confirm the payouts you will make from your gold accounts. Of course, that's not all. Download the app and discover for yourself what it can do.

About

MúzaPay

This app allows for quick and secure QR code payments for benefits. Forget physical cards or codes; simply use your phone to pay at partner locations and online. It offers biometric security and a clear transaction history.

Highlights
  • Fast QR payments
  • Biometric security
  • Transaction overview
  • Eco-friendly solution
  • Instant notifications
Read full description

Aim, pay, done. MúzaPay brings lightning-fast QR benefit payments. Forget plastic cards, paper vouchers, and SMS codes — all you need is your phone. It’s as simple as it gets. - Fast QR payments with no waiting - Biometric security (Face ID / fingerprint) - Full overview of transactions and balances - Eco-friendly, zero-plastic solution - Instant payment notifications Connect your benefit account and pay effortlessly with your phone — at partner locations and online stores. Fast, convenient, and secure.

Screenshots

IBIS InGold4 screens
MúzaPay4 screens

Verdict

The call

The clearest difference is review sentiment: IBIS InGold at 25% against MúzaPay's 0%. IBIS InGold also leads on update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IBIS InGold ships an update every 2 weeks, MúzaPay monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
IBIS InGold versus MúzaPay: the parameters behind the verdict, then further details
ParameterIBIS InGoldMúzaPay
PriceFreeFree
Rating—1.0 (1 ratings) — better
Positive reviews25.0% of reviews — better0.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1615.0 — better
Further details — not scored
Size44 MB61 MB
Age rating4+17+
DeveloperIBIS InGold a.sBenefit Plus

Customer experience

IBIS InGold

Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

MúzaPay

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

IBIS InGold

No in-app purchases

None

MúzaPay

No in-app purchases

Questions

Is IBIS InGold free?
IBIS InGold is free to download, with no in-app purchases.
Is MúzaPay free?
MúzaPay is free to download, with no in-app purchases.
Do IBIS InGold or MúzaPay have ads?
Neither IBIS InGold nor MúzaPay shows ads.
Which is updated more often, IBIS InGold or MúzaPay?
IBIS InGold ships an update every 2 weeks, and MúzaPay monthly. Most recently, IBIS InGold was updated on November 3, 2026 and MúzaPay on October 30, 2026.

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