Comparison

IBIS InGold vs Simple DCA Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IBIS InGold

Securely pay and receive payments using gold, bypassing traditional currency. Manage your gold balances, make fast payments via QR code or NFC, and confirm transactions with robust security features.

Highlights
  • Pay with gold
  • Send and receive gold payments
  • QR code payments
  • NFC payments
  • Biometric authentication
  • Manage multiple user accounts
  • Overview of gold balances
Features
Read full description

Pay with gold safely and conveniently. Pay with gold from anywhere in seconds. Send and receive payments in gold, regardless of any currency. With the IBIS InGold app, you have the world of gold in your pocket. SECURITY ABOVE ALL The IBIS InGold app complies with the latest security standards. Access to the app is protected by PIN code or biometric authentication. PERFECT OVERVIEW At your hand, you have an overview of available balances in your weight accounts, purchases, payments received and withdrawals made. You can manage multiple user accounts with one app. FAST PAYMENT You can pay by scanning a QR code, and with merchants, you can also use NFC payments. QR codes with Pay Me functionality are available. Gold payments are made online. CONFIRMATION OF PAYMENTS ENTERED In the application you securely confirm the payouts you will make from your gold accounts. Of course, that's not all. Download the app and discover for yourself what it can do.

About

Simple DCA Calculator

Features
Read full description

DCA Calculator shows you how consistent, disciplined investing can grow your wealth over time — beautifully, and in seconds. Set your initial capital, recurring contribution, expected annual return, and time horizon, then watch your projected balance update instantly on a smooth, interactive growth chart — plotted against the money you actually put in, so the power of compounding is impossible to miss. FEATURES • Interactive growth chart — drag to inspect your projected balance at any point in time • Flexible contribution schedules — invest daily, weekly, monthly, quarterly, or yearly • Withdrawal planning — model fixed-amount or fixed-percentage withdrawals during your investment period • Saved plans — store as many scenarios as you like, then rename, edit, or revisit them anytime • Drag to reorder — arrange your plans exactly how you want them • iCloud sync — your plans follow you across iPhone and iPad, no account required • Multiple currencies — USD, EUR, GBP, JPY, CHF, and more • Precise editing — dial in every number exactly with the precision editor WHAT IS DOLLAR-COST AVERAGING? Dollar-cost averaging (DCA) means investing a fixed amount at regular intervals, regardless of price. It removes the need to time the market and turns investing into a steady, repeatable habit. WHO IT'S FOR • Investors planning funds, index portfolios, or long-term savings • Anyone saving toward retirement, a home, or a child's education • Anyone who wants to see compound interest and DCA at work ABOUT THE MODEL To keep results clear, returns are assumed to be smooth and constant, and taxes and fees are not included. Withdrawals are taken each period before growth, and the balance never falls below zero. Results are for learning and illustration only and are not financial advice. PRIVACY Your data stays on your device and syncs through your private iCloud. No accounts, no tracking, no personal information collected.

Screenshots

IBIS InGold4 screens
Simple DCA Calculator3 screens

Verdict

The call

The clearest difference is price: IBIS InGold at Free against Simple DCA Calculator's $0.99. IBIS InGold also leads on update cadence (every 2 weeks vs every 2 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

IBIS InGold is free to download; Simple DCA Calculator costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IBIS InGold ships an update every 2 weeks, Simple DCA Calculator every 2 months. The most recent releases landed on October 4, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 6 level
IBIS InGold versus Simple DCA Calculator: the parameters behind the verdict, then further details
ParameterIBIS InGoldSimple DCA Calculator
PriceFree — better$0.99
Positive reviews25.0% of reviews—
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS16 — better17.0
Further details — not scored
Size44 MB3 MB
Age rating4+4+
DeveloperIBIS InGold a.sZhiqi Pan

In-app purchases

None

IBIS InGold

No in-app purchases

None

Simple DCA Calculator

No in-app purchases

Questions

Is IBIS InGold free?
IBIS InGold is free to download, with no in-app purchases.
Is Simple DCA Calculator free?
Simple DCA Calculator costs $0.99, with no in-app purchases.
Do IBIS InGold or Simple DCA Calculator have ads?
Neither IBIS InGold nor Simple DCA Calculator shows ads.
Which is updated more often, IBIS InGold or Simple DCA Calculator?
IBIS InGold ships an update every 2 weeks, and Simple DCA Calculator every 2 months. Most recently, IBIS InGold was updated on October 4, 2026 and Simple DCA Calculator on October 24, 2026.

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