Comparison

KEYLA vs CekSaldo

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

KEYLA

This app provides secure dynamic tokens for multi-factor authentication. It generates one-time passwords that change every 45 seconds, ensuring robust security for verifying access to services. Once verified, it can function offline using your phone number as identification.

Highlights
  • Multi-factor authentication
  • Secure dynamic tokens
  • One-time passwords (OTP)
  • Automatic token refresh every 45 seconds
  • Offline functionality after initial verification
  • Phone number as device identifier
Features
Read full description

Key for Digital Authentication (KEYLA) merupakan multifactor authentication berupa secure dynamic token yang dapat digunakan sebagai One Time Password untuk melakukan verifikasi pada sebuah layanan. KEYLA menggunakan sistem tokenisasi untuk mengamankan sistem OTP dan bersifat One Time ID yang berubah setiap 45 detik sehingga menjaminkan keamanan dari pengguna. KEYLA menggunakan nomor handphone sebagai identitas dari perangkat seluler. Aplikasi ini dapat berjalan secara offline tanpa menggunakan koneksi internet ketika sudah melewati verifikasi nomor handphone.

About

CekSaldo

Features
Read full description

Tap your e-money card on your iPhone and see its balance in seconds. CekSaldo reads 7 Indonesian e-money cards over NFC, free, with no account and no bank login. Built for commuters, toll drivers, and anyone who has stood at a gate wondering whether there is enough on the card. Everything is read directly from the card and stays on your iPhone. NEW: ORIGINAL TOLL RECEIPTS After a scan, look up your card's recent toll transactions from the public receipt pages of 8 operators: AstraTol, Serbaraja, Citra Persada, Travoy (Jasa Marga), JLB, BSD Tol, Tol Makassar, and JTD. Pick 7, 14, or 30 days, follow each operator's progress, and open the operator's own receipt for any transaction. Lookups run only when you ask, and only for a card you have scanned. โ€ข SUPPORTED CARDS Mandiri e-Money, BCA Flazz, BRI Brizzi, BNI TapCash, Kartu Multi Trip (KMT), JakCard / JakLingko, and MegaCash. Hold the card near the top of your iPhone and the balance appears. โ€ข ON-CARD HISTORY See the transaction history stored on the card itself: payments, top-ups, time, amount, and ending balance where the card keeps them. What appears depends on the card type and version. โ€ข SAVED CARDS Every card you scan stays on your iPhone. Swipe between cards on Home, open Card details with a tap, give each card a name, and find any card's history again later. Names never leave your device. โ€ข DAILY STREAK AND COMMUNITY Scan once a day to keep your streak going. Join the optional Community to share your Saldo status, compare streaks, and help name toll gates and stations. Privacy controls let you hide your balance. โ€ข EXPORT, PRINT, AND SHARE Export history to PDF or CSV, print it, or share your Saldo status as an image without revealing the exact balance. โ€ข SIRI AND SHORTCUTS On iOS 16 and later, start a scan from Siri, Shortcuts, or an NFC Personal Automation. Settings includes a ready-made Shortcuts template. WHY CEKSALDO? โ€ข It is fast. Tap, hold, done. No app switching and no login. โ€ข It is private. Card data is read over NFC and saved only on your iPhone. โ€ข It is read-only. CekSaldo never tops up, charges, or changes your card. โ€ข It speaks your language. Indonesian and English, light and dark. โ€ข Balance checks are always free. PREMIUM+ Balance checks stay free. Premium+ unlocks every readable saved transaction, unlimited saved card histories, PDF/CSV export and print with original receipts attached, optional spoken balances, and a Community badge. Choose a weekly, monthly, yearly, or one-time lifetime plan. Payment is charged to your Apple ID account when you confirm the purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and you can manage or cancel them in your App Store account settings. The lifetime plan does not renew. CekSaldo is an independent app and is not affiliated with the card issuers or toll operators mentioned. Transaction availability depends on the data each card and operator keeps. Privacy Policy: https://ceksaldo.hamanto.com/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://ceksaldo.hamanto.com/support.html

Screenshots

KEYLA4 screens
CekSaldo4 screens

Verdict

The call

The clearest difference is in-app purchases: KEYLA at none against CekSaldo's 4. KEYLA also leads on iOS requirement (13.0 vs 16.0). CekSaldo's advantage is update cadence (every 2 days vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. CekSaldo sells 4 in-app purchases, starting at $0.99 per 7 days. KEYLA asks for nothing beyond the download.

UpkeepUpdate frequency

KEYLA ships an update every 2 months, CekSaldo every 2 days. The most recent releases landed on November 3, 2026 and November 6, 2026 respectively.

Scorecard3 real differences ยท 5 level
KEYLA versus CekSaldo: the parameters behind the verdict, then further details
ParameterKEYLACekSaldo
PriceFreeFree
Positive reviews33.3% of reviewsโ€”
Update frequencyEvery 2 monthsEvery 2 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
MonetizationFreeโ€”
DevicesiPhone, iPod โ€” betteriPhone
Requires iOS13.0 โ€” better16.0
Further details โ€” not scored
Size25 MB39 MB
Age rating4+4+
DeveloperPERUSAHAAN UMUM PERCETAKAN UANG REPUBLIK INDONESIAPT Hamanto Studio Aja

In-app purchases

None

KEYLA

No in-app purchases

4 purchases

CekSaldo

Subscriptions3
  • Premium+ Weekly$0.997 Days
  • Premium+ Monthly$1.991 Month
  • Premium+ Yearly$11.991 Year
One-time1
  • Premium+ Lifetime$29.99

Questions

Is KEYLA free?
KEYLA is free to download, with no in-app purchases.
Is CekSaldo free?
CekSaldo is free to download, with in-app purchases available.
Do KEYLA or CekSaldo have ads?
Neither KEYLA nor CekSaldo shows ads.
Which is updated more often, KEYLA or CekSaldo?
KEYLA ships an update every 2 months, and CekSaldo every 2 days. Most recently, KEYLA was updated on November 3, 2026 and CekSaldo on November 6, 2026.

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