Qatar Pay vs Karty
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Qatar Pay
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Qatar Pay Mobile Application Overview Qatar Pay is a comprehensive mobile application designed to empower both local and international merchants and businesses in Qatar by providing a unified platform to host their products and services. With a secure and safe single login, merchants can effortlessly connect with their customers, streamline payments, and manage their business operations efficiently. Key Features 1. Unified Merchant Hosting: - Merchants can showcase their businesses and products in one integrated suite. - Customers can access all their favorite stores with a single press. 2. Automated Payments: - Support for stored payment cards, Apple Pay, and Google Pay. - Ability to store billing credentials for automatic monthly settlements. - Notifications for customers about any billing discrepancies (e.g., phone bills, Kahramaa bills, Qatar Cool bills). 3. Graphical Spenditure Planner: - Visual representation of monthly, weekly, and daily spending. - Categorized expenditure tracking to help manage finances better. 4. Invoice and Payment Links: - Merchants can send payment links with invoices for easy collections. - Option to build multi-stores and send links for customers to select and pay for delivery. 5. Submerchant Accounts: - Partial submerchant accounts for QR and NFC payment POS operations. - Ensures privacy and security under each merchant account. 6. Tool Library: - A resourceful library for customers and merchants to advertise job opportunities and search for jobs. - User-friendly cloud and subscription management tools. 7. Safe Archive Library: - Secure storage for user data, including copies of contracts, passports, and IDs. - Storage of bank account details and debit/credit card information. - Easy sharing of stored data via various media channels. 8. Noqoody Payment Gateway: - Instant subscription to Noqoody Payment Gateway. - Enables merchants to publish their stores with an official payment gateway over the internet. Benefits for Merchants • Increased Reach: Host your business on a platform accessible to a wide range of customers. • Enhanced Efficiency: Automate payment processes and manage billing effortlessly. • Financial Management: Track and analyze spending with advanced graphical tools. • Security: Benefit from a secure and private platform for all business transactions. • Convenience: Simplified processes for invoicing, payment collection, and store management. • Resource Availability: Access a library of tools and resources for business growth and job opportunities. Qatar Pay is more than just a payment app; it’s a complete business management tool designed to meet the needs of modern merchants and their customers.
Karty
Manage your finances with a digital wallet that allows you to pay, spend, budget, and earn rewards. Track expenses by category, set custom budgets, and use Visa-powered cards for payments. Redeem earned points for flights, hotels, and vouchers.
- Digital wallet for payments
- Customizable monthly budgets
- Visa-powered card payments
- Spending tracking by category
- Earn KPoints rewards
- Redeem points for travel and vouchers
- Exclusive deals and discounts
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Ready to level up your money game? With Karty, you can pay, spend, budget, and get rewarded — all in one app.Set your custom budgets for the month, use KARTY Visa-powered cards to make payments, and easily track your spending by category and get KPointsLook out for exclusive deals and discounts to save up on your next spend, and redeem KPoints for flight bookings, hotel bookings, vouchers and much more.Karty is all about making your financial life smoother, simpler, and rewarding. And trust us, we're just getting started. Want early access? Join the waitlist now — you don’t want to miss this!
Screenshots
Verdict
The clearest difference is update cadence: Karty at every 5 days against Qatar Pay's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Qatar Pay ships an update every 3 weeks, Karty every 5 days. The most recent releases landed on October 4, 2026 and October 6, 2026 respectively.
| Parameter | Qatar Pay | Karty |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.9 (22 ratings) — better |
| Positive reviews | — | 42.9% of reviews |
| Number of ratings | — | 22 — better |
| Update frequency | Every 3 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 | 16.6 |
| Further details — not scored | ||
| Size | 118 MB | 268 MB |
| Age rating | 4+ | 4+ |
| Developer | Q-Mobile Middle East Co. | KARTY LLC |
In-app purchases
Qatar Pay
No in-app purchases
Karty
No in-app purchases









