RBC CapApp vs CIBC Structured Notes

Your #1 destination to track primary and secondary market data for Investment Grade bonds and Preferred Stock offerings. It’s the first mobile app to display the new issue calendar and related security data in a clear, consolidated, and easy to use format. The app details all new issues each morning and keeps a running tally of daily volumes, updating deal progress throughout the day in real-time. ------ PRIVACY RBC collects, uses and discloses the information that you provide to us in accordance with our terms and conditions and our privacy policy, available at http://www.rbc.com/privacysecurity/ca/our-privacy-principles.html Learn more about RBC digital channel privacy at http://www.rbc.com/privacysecurity/ca/online-privacy.html The RBC CapApp app might need to access device services for certain features.) LEGAL When you select to install the RBC CapApp app, you’re consenting to any future updates or upgrades. Depending on your device, operating system or user-initiated settings, these might be automatically installed. You’re able to withdraw your consent by uninstalling the RBC CapApp app from your device. If you download the RBC CapApp app, you must review, and are subject to, the terms & conditions found in the CapApp Terms of Use found at the following link: https://www.rbccm.com/rbccm/legal/capapp-terms-of-use.page *The RBC CapApp app is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. Contact information for these entities is available at https://www.rbcroyalbank.com/customer-service/index.html ®/™ Trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. Touch ID, Face ID, Siri and iMessage are trademarks of Apple Inc., registered in the U.S. and other countries.

SEE BELOW FOR IMPORTANT DISCLOSURES CIBC Structured Notes. Market exposure on your own terms. Your one-stop access for customized investment solutions that allow you to invest based on your risk appetite and market views. FEATURES Securely access the CIBC Structured Notes App account with your fingerprint, face ID or password. Access the Education Centre with videos and articles to help you understand Structured Notes and Market-linked GICs View current offerings and previously issued CIBC Structured Notes and Market-Linked GICs Compare CIBC Structured Notes and Market-Linked GICs currently available Select products that you are interested in and view the relevant details, historical performance and disclosure documents Download your personalized Holdings Reports Download Performance Snapshot reports for the Structured Notes and Market-Linked GICs you hold in your portfolio Monitor the Structured Notes and Market-Linked GICs added to your watchlist and key upcoming dates/events LANGUAGES English and French PRIVACY Your privacy and security comes first. Learn more about how CIBC is committed to protecting you by visiting https://www.cibc.com/en/privacy-security.html LEGAL By downloading the CIBC Structured Notes App, you consent to the installation of this App and to any future updates or upgrades which may be automatically installed depending upon your device or operating system’s default settings or the settings you have selected. The app (including any updates or upgrades) may: (i) cause your device to automatically communicate with our servers to deliver the features and functionality described in the app description or through new features as they are introduced, and to record usage metrics; (ii) affect preferences or data stored on your device; and (iii) collect, use and disclose personal information as set out in our Privacy Policy. You can withdraw your consent at any time by uninstalling this App. For assistance, contact CIBC at the contact information below. CONTACT For support questions on the CIBC Structured Notes App, please contact support-structured-notes@cibc.com For questions on CIBC Structured Notes, please visit: https://notes.cibc.com/#/contactus Address: Wealth Solutions Group, 161 Bay Street, 5th Floor, Toronto, Ontario, Canada M5J 2S8 Website: https://notes.cibc.com/#/