Gwiza vs KingstelPay
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Gwiza
This app acts as a financial marketplace, consolidating all your banking and bill payment needs into a single platform. It allows you to set savings goals, manage group savings with friends, and track your spending across linked accounts.
- Manage individual savings targets
- Create group savings with friends
- Store and pay bills from one app
- Link multiple payment accounts
- Track expenditure across accounts
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Gwiza is a complete financial services marketplace. We aggregate all your financial service needs in one app to give you the convenience that you deserve Discover Gwiza's best features: - Create and manage Individual Savings Targets - Create & manage all you savings groups with your friends - Store all your bill payment accounts and pay your bills from one app - Link all your payment accounts and use any of them to make payments - Easily track your expenditure across different payment accounts Open an account for free in less than 3 minutes and enjoy all these and more. Try it today!
KingstelPay
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KingstelPay is the all-in-one financial app built for Nigerians and Ghanaians โ at home and abroad. SEND & RECEIVE MONEY - Instant transfers via bank account or KingstelPay tag - Send via Mobile Money to MTN, AT & Telecel networks in Ghana - Real-time transaction receipts and history MULTI-CURRENCY WALLETS - Hold and manage Naira (โฆ), Cedis (โต), and US Dollars ($) in one app - Exchange currencies instantly at competitive rates VIRTUAL DOLLAR CARD - Create a USD virtual card in seconds - Shop online and pay internationally anywhere Visa is accepted - Fund, freeze, or withdraw from your card anytime PAY BILLS IN SECONDS - Airtime & data top-up for all major networks - Electricity, TV subscriptions, and more - Supports both Nigerian and Ghanaian providers SECURITY YOU CAN TRUST - PIN-protected transactions - Biometric login - KYC verification with BVN and document upload - Auto-logout on inactivity. Download KingstelPay today and take control of your money โ wherever you are.
Screenshots
Verdict
The clearest difference is iOS requirement: Gwiza at 11.0 against KingstelPay's 16.4. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Gwiza ships an update every 6 days, KingstelPay every 10 days. The most recent releases landed on November 3, 2026 and October 28, 2026 respectively.
| Parameter | Gwiza | KingstelPay |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | โ |
| Update frequency | Every 6 days โ better | Every 10 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | โ |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 11.0 โ better | 16.4 |
| Further details โ not scored | ||
| Size | 33 MB | 75 MB |
| Age rating | 4+ | 12+ |
| Developer | MVend Limited | Kingstel Express Ltd |
In-app purchases
Gwiza
No in-app purchases
KingstelPay
No in-app purchases









