PenServ Plan Services vs AdviceWorks®
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PenServ Plan Services
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Review and manage your employer sponsored retirement plan with PenServ Plan Services, Inc. The user will be able to view a summary of their plans and to be able to drill down to view details.
AdviceWorks®
Manage your complete financial overview on the go. This app offers tools for seamless control, enhanced collaboration with your financial professional, and secure document storage. Stay informed about your accounts, net worth, and performance with intuitive features.
- Comprehensive account overview dashboard
- Net worth tracking with linked accounts
- Secure document vault for statements and reports
- Face ID/Touch ID login for enhanced security
- Direct communication and document sharing with advisor
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Manage and view your full financial picture with the AdviceWorks app, available for clients with Cetera accounts. Experience seamless and intuitive control of your finances wherever you go! Our mobile app extends your personal relationship with your Cetera-affiliated financial professional, providing tools for greater collaboration. Contact your financial professional for access if you don’t already have a username and password. Unlock a suite of essential features: • Stay informed with a dashboard offering a comprehensive overview of your accounts and investment performance • Gain insight into your total net worth, including any linked accounts from other financial institutions, home valuation, and other non-liquid assets • Effortlessly manage financial documents, including account statements, confirms, and advisory reports • Access a secure personal document vault to store digital copies of everything from past tax returns to cherished family photos • Rest easy knowing your information is safeguarded by industry-leading security and encryption measures, including login with Face ID or Touch ID • Foster easy communication with your financial professional through accessible contact details and document sharing capabilities Cetera Financial Group® refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), Cetera Financial Specialists. All firms are members FINRA / SIPC. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
Screenshots
Verdict
The clearest difference is rating: AdviceWorks® at 3.7 against PenServ Plan Services's 3.0. AdviceWorks® also leads on update cadence (monthly vs every 15 months) and ratings volume (144 vs 2). PenServ Plan Services's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AdviceWorks® holds the better App Store score, 3.7 against 3.0. That said, the two scores are not equally well evidenced: AdviceWorks® has 144 ratings behind it against 2, so its average is the more settled of the two.
PenServ Plan Services ships an update every 15 months, AdviceWorks® monthly. Both last shipped on October 24, 2026.
| Parameter | PenServ Plan Services | AdviceWorks® |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 3.7 (144 ratings) — better |
| Positive reviews | — | 16.1% of reviews |
| Number of ratings | 2 | 144 — better |
| Update frequency | Every 15 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 15 MB | 46 MB |
| Age rating | 4+ | 4+ |
| Developer | PenServ Plan Services, Inc. | Cetera Financial Group®, Inc. |
Bugs and requests
PenServ Plan Services
Not enough reviews yet to summarise bugs or requests.
AdviceWorks®
Reported bugs
22 issues- Not logging in after updates
- App requires turning off privacy settings to log in
- Trades not showing for days
- Holdings frequently missing
- App logs out after closing
Show 17 moreShow fewer
- Biometrics/password incorrect upon re-entry
- Password autofill not working correctly
- App crashes every time it's opened
- App crashes frequently after updates
- App requires update but then says it doesn't
- Blank screen after loading
- Account balances not updating
- App is completely offline
- Data not reflecting current account status
- App requires manual synchronization of accounts
- Accounts constantly need external re-authentication
- App freezes on login screen
- Incompatible with older devices
- Login issues after updates
- App crashes on second opening
- Constant need to reset phone to log on
- App error 2
Requested features
15 requests- Integrate features like organizing accounts, reviewing cash flows
- Enable landscape mode for tablets
- Add historical charts of balance or asset performance
- Implement stock lookup functionality
- Allow password changes within the app
Show 10 moreShow fewer
- Display daily gain/loss information
- Include a log of new trades
- Improve account synchronization and re-authentication
- Support SMS code auto-detection
- Allow downloading cost basis
- Improve UI design and color contrast
- Provide more accurate balance reporting
- Enhance app to offer more value than website
- Fix portrait mode limitation
- Improve two-factor authentication process
In-app purchases
PenServ Plan Services
No in-app purchases
AdviceWorks®
No in-app purchases
Questions
Is PenServ Plan Services free?
Is AdviceWorks® free?
Which has better reviews, PenServ Plan Services or AdviceWorks®?
Do PenServ Plan Services or AdviceWorks® have ads?
Which is updated more often, PenServ Plan Services or AdviceWorks®?
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