Comparison

KAYA Payments vs MIBank

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

KAYA Payments

Features
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For Philippine cooperatives and their members, the KAYA Mobile App 2.0 comes with improved functionalities and ease of access. With KAYA Mobile, you have access to the convenience of online payments and transactions. -- Registration/Opening of KAYA accounts -- Account balance viewing -- Fund Transfer -- Payments -- Bills Payment with ECPay -- Mobile top-up -- E-wallet reload All in one easy-to-use mobile app. Make sure your account is safe with KAYA's new security measures - use your phone's Face ID or Fingerprint to ensure your account is secure. No KAYA account? No problem! Signing up for your KAYA account is easy, fast, and simple - all you need is a mobile number and a valid ID! You can do it right on the KAYA App. No need to visit your co-op branch like before. Through the shared platform, KAYA enables cooperatives to better serve their members and attract new ones with their digital financial service offerings.

About

MIBank

Features
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MIBank - The Bank That Cares About You! MIBank enables private individualsβ€”clients of JSC "MIB"β€”to perform the following operations: - Transfer funds. - Adjust transaction type limits. - Block a card in case of loss or compromise. - Generate account statements. - Retrieve MIBank account details. - Receive informational notifications about card transactions.

Screenshots

KAYA Payments4 screens
MIBank3 screens

Verdict

The call

The clearest difference is update cadence: MIBank at monthly against KAYA Payments's every 5 months. KAYA Payments's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

KAYA Payments ships an update every 5 months, MIBank monthly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard2 real differences Β· 4 level
KAYA Payments versus MIBank: the parameters behind the verdict, then further details
ParameterKAYA PaymentsMIBank
PriceFreeFree
Update frequencyEvery 5 monthsMonthly β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS13.0 β€” better15.0
Further details β€” not scored
Size42 MB35 MB
Age rating4+17+
DeveloperNATCCO/PFCCOMIZHNARODNYI INVESTYTSIINYI BANK

In-app purchases

None

KAYA Payments

No in-app purchases

None

MIBank

No in-app purchases

Questions

Is KAYA Payments free?
KAYA Payments is free to download, with no in-app purchases.
Is MIBank free?
MIBank is free to download, with no in-app purchases.
Do KAYA Payments or MIBank have ads?
Neither KAYA Payments nor MIBank shows ads.
Which is updated more often, KAYA Payments or MIBank?
KAYA Payments ships an update every 5 months, and MIBank monthly. Most recently, KAYA Payments was updated on November 3, 2026 and MIBank on November 4, 2026.

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