KAYA Payments vs MIBank
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
KAYA Payments
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For Philippine cooperatives and their members, the KAYA Mobile App 2.0 comes with improved functionalities and ease of access. With KAYA Mobile, you have access to the convenience of online payments and transactions. -- Registration/Opening of KAYA accounts -- Account balance viewing -- Fund Transfer -- Payments -- Bills Payment with ECPay -- Mobile top-up -- E-wallet reload All in one easy-to-use mobile app. Make sure your account is safe with KAYA's new security measures - use your phone's Face ID or Fingerprint to ensure your account is secure. No KAYA account? No problem! Signing up for your KAYA account is easy, fast, and simple - all you need is a mobile number and a valid ID! You can do it right on the KAYA App. No need to visit your co-op branch like before. Through the shared platform, KAYA enables cooperatives to better serve their members and attract new ones with their digital financial service offerings.
MIBank
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MIBank - The Bank That Cares About You! MIBank enables private individualsβclients of JSC "MIB"βto perform the following operations: - Transfer funds. - Adjust transaction type limits. - Block a card in case of loss or compromise. - Generate account statements. - Retrieve MIBank account details. - Receive informational notifications about card transactions.
Screenshots
Verdict
The clearest difference is update cadence: MIBank at monthly against KAYA Payments's every 5 months. KAYA Payments's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KAYA Payments ships an update every 5 months, MIBank monthly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | KAYA Payments | MIBank |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months | Monthly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 13.0 β better | 15.0 |
| Further details β not scored | ||
| Size | 42 MB | 35 MB |
| Age rating | 4+ | 17+ |
| Developer | NATCCO/PFCCO | MIZHNARODNYI INVESTYTSIINYI BANK |
In-app purchases
KAYA Payments
No in-app purchases
MIBank
No in-app purchases









