Comparison

Simfolio vs Sumio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simfolio

Plan your financial future and retirement with this app. Track your net worth, forecast wealth growth, and set financial goals. Easily visualize your investment portfolio's future performance without complex spreadsheets.

Highlights
  • Net worth tracking and forecasting
  • Retirement planning
  • Financial goal setting
  • Investment portfolio visualization
  • Compare to market benchmarks
  • Track individual account performance
Features
Read full description

Simfolio helps you plan your finances and retirement through net worth tracking and forecasting, to give you peace of mind over your future financial well-being. Features: - Net worth tracking and forecasting - Plan your retirement - Set financial goals - Learn from Simfolio is a financial planner and retirement calculator app. The app lets you track a variety of assets in real-time, and see how they will all grow together without the need to use overly complicated spreadsheets. Simfolio is the personal finance tool you want to keep on your side to help you plan for your future, with wealth forecasts, goal setting and retirement planners. It is the smartest and easiest way to see into your investment portfolio's future. CALCULATE YOUR RETIREMENT AND PLAN YOUR FINANCES Simfolio is the easiest and fastest way to see how your net worth will grow over time. Our financial planner tools help you see into your financial future. TRACK ALL YOUR MONEY IN ONE PLACE Simfolio not only lets you track your net worth, but lets you track the performance of each of your investment accounts, and see how they will grow individually. COMPARE TO MARKET PERFORMANCE BENCHMARKS Simfolio lets you compare the performance of your individual assets to popular benchmarks like the S&P500, JSETop40, Bitcoin and more. PLAN FOR RETIREMENT Simfolio lets you see if you're on track to retire with its retirement graph planning tool. Simply tag your accounts as retirement accounts, and see if you will be able to cover living costs in the future. YOUR DATA IS YOURS Simfolio acts with your best interests at heart. Your data is stored securely and is highly anonymised. We do not share your personal information with any third parties. End-User License Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Sumio

This AI-powered finance app simplifies portfolio tracking and net worth management. It offers automatic calculation of key financial metrics, dynamic watchlists with real-time market updates, and intelligent tracking of gains and losses. Visualize your financial health with comprehensive allocation insights and proactive notifications.

Highlights
  • Automatic key metrics calculation
  • Dynamic watchlist with real-time updates
  • Intelligent gains & losses tracking
  • Comprehensive allocation insights
  • Multi-currency support
  • AI assistant for insights
  • Multi-device sync
Features
Read full description

Elevate your financial journey with Sumio, the AI-powered finance app designed to simplify portfolio tracking and net worth management. Whether you're an avid investor or just starting, Sumio provides the tools you need to monitor your wealth, track your investments, and make informed financial decisions. Master Your Portfolio and Net Worth with Cutting-Edge Features: – Automatic Key Metrics Calculation: Instantly access essential financial metrics such as Net Worth, Total Assets, and Total Liabilities, all automatically calculated to give you a clear picture of your financial health. – Dynamic Watchlist: Stay on top of the market with real-time updates for stocks and crypto from U.S. and global exchanges. Your personalized watchlist ensures you're always in the loop. – Intelligent Gains & Losses Tracking: Gain insightful overviews of your portfolio's performance with a detailed analysis of market value changes over time. – Comprehensive Allocation Insights: Visualize your asset allocation with intuitive charts that illustrate the distribution of your assets and liabilities. Market Data: Receive automatic updates for stocks, ETFs, cryptocurrencies, and precious metals. Leverage our AI integration to turn market data into actionable insights. Multi-Currency: Manage finances globally with support for over 100 world currencies, complete with automatic conversions to your default currency. Projections: Use Sumio's projection models to forecast your Net Worth's evolution and make strategic financial plans. Robust Security Lock: Protect your financial data with Passcode, Face ID, or Touch ID. Your security is our priority. Custom Indicators & Categories: Tailor your financial tracking experience by creating custom indicators and categories for your assets and liabilities. Seamless Portfolio Import: Effortlessly import your stock and fund purchases using an XLSX file to get started quickly. AI Assistant for Insights: Let AI generate comprehensive summaries and insights, giving you the edge in decision-making. Multi-Device Sync: Export your data to access Sumio across all your devices, ensuring your portfolio tracker is always within reach. Proactive Notifications: Stay informed with timely alerts on market data values of stocks and crypto assets. Engaging Visualizations: Navigate your financial landscape with ease using clear, concise charts that enhance your understanding of your net worth. Customize Your Financial Journey Sumio puts you in control by allowing you to customize your financial experience. Create custom categories and indicators with their own colors and descriptions to organize your assets and liabilities. Personalize the Summary section by adding your favorite indicators, categories, and individual assets and liabilities. With support for over 100 world currencies and up-to-date exchange rates, Sumio ensures that you have accurate and relevant information at your fingertips. Private and Secure, Always Your privacy and security are our top priorities. Say goodbye to intrusive ads – Sumio's business model is based on a Premium Subscription, providing you with a seamless and ad-free experience. Join the Future of Finance Management Unlock Sumio's full potential with our Premium Subscription. Enjoy unlimited asset tracking, comprehensive market data access, and premium features like enhanced security and backup. Whether you're tracking stocks or crypto, Sumio's AI capabilities and intuitive interface empower you to manage your money like never before. Download Sumio Today Take the first step towards financial empowerment. Download Sumio today and transform the way you manage your portfolio and net worth. Have questions or need support? Reach out to us at support@sumio.app. Privacy Policy: https://www.sumio.app/privacy Terms of Use: https://www.sumio.app/terms

Screenshots

Simfolio4 screens
Sumio4 screens

Verdict

The call

The clearest difference is update cadence: Simfolio at every 5 days against Sumio's every 3 weeks. Simfolio also leads on review sentiment (88% vs 78%) and iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simfolio sells 4 in-app purchases, starting at $3.99 per month and Sumio sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Simfolio ships an update every 5 days, Sumio every 3 weeks. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Simfolio versus Sumio: the parameters behind the verdict, then further details
ParameterSimfolioSumio
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews87.5% of reviews — better77.8% of reviews
Number of ratings2 — better—
Update frequencyEvery 5 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size30 MB67 MB
Age rating4+17+
DeveloperWisani ShilumaniFiduciary

Customer experience

Simfolio

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews8 reviews
Positive87.5%
Neutral0.0%
Negative12.5%

Sumio

Written reviews9 reviews
Positive77.8%
Neutral11.1%
Negative11.1%

In-app purchases

4 purchases

Simfolio

Subscriptions3
  • Simfolio Premium Monthly3 Days trial$3.991 Month
  • Simfolio Premium Annual3 Days trial$24.991 Year
  • Simfolio Premium Bi-annual7 Days trial$39.996 Months
One-time1
  • Premium Lifetime Access$149.99
3 purchases

Sumio

Subscriptions3
  • Weekly Access3 Days trial$2.997 Days
  • Monthly Access3 Days trial$4.991 Month
  • Annual3 Days trial$29.991 Year

Questions

Is Simfolio free?
Simfolio is free to download, with in-app purchases available.
Is Sumio free?
Sumio is free to download, with in-app purchases available.
Do Simfolio or Sumio have ads?
Neither Simfolio nor Sumio shows ads.
Which is updated more often, Simfolio or Sumio?
Simfolio ships an update every 5 days, and Sumio every 3 weeks. Most recently, Simfolio was updated on October 22, 2026 and Sumio on October 24, 2026.

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