Comparison

Finko vs ZIKZUK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finko

Manage your gold loans conveniently with this app. Apply for new loans, view existing details, and make repayments securely. It also offers a gold loan calculator and branch locator.

Highlights
  • Apply for gold loans
  • View active loan details
  • Repay interest and principal
  • Gold loan calculator
  • Locate nearest branches
  • Biometric account security
  • Multi-language support
Features
Read full description

Kosamattam Finance, India's largest gold loan company, introducing our brand-new mobile app Kosamattam FinKo through which our customers will have a hassle-free experience to access the various services we provide at their fingertips. FinKo is opening a gateway to apply and manage gold loans with the support of a highly secured payment gateway. Through FinKo's intuitive design with the power of multi-language support, we ensure a sublime user experience. NB: Only Kosamattam Finance customers can login to FinKo App. Some of the services that can be availed from the FinKo App are: - Gold Loan at home - View your active Gold Loan details - Remit Interest and Principal repayments on your loans. - Gold Loan calculator - Expert valuation of your gold. - Locate your nearest Kosamattam Finance branch - Make an appointment with the branch at your convenience - Safeguard your account with the power of biometrics - Secured payment gateway - Multi-lingual support - Instant & Smart notifications - Access to our new schemes and offers - Instant access to the other services we provide. - FAQ's - 24x7 customer care support In this digital era, online medium is more agreeable than any other way. Kosamattam Finance is providing an opportunity to make our services easily accessible to our customers with FinKo. Download and experience Kosamattam FinKo now and join the digital era!

About

ZIKZUK

Features
Read full description

How is Business Finance Manager (BFM) useful to an SME? 360 Degree Visibility of your Business Finance • A dashboard with snapshot of business i.e. Receipts, payments, sales, purchase, Receivable and payables • Real time financial insights to make business decisions Automated Collections from Debtor • Receivables dashboard with ageing analysis and prioritization of your debtors • Automated payment reminder via Email, SMS & WhatsApp Cashflow Management • Cashflow forecasting to manage your future cashflow • Nudges & actionable insights based on cashflow projections Create Tally Entries • Create & manage customer quotation, sales order and sales invoice • Manage receipts, payment & ledger entries Avail Credit • Secured and unsecured credit limit for stress free cashflow management • Get founders card with best-in-class credit limit

Screenshots

Finko4 screens
ZIKZUK4 screens

Verdict

The call

The clearest difference is update cadence: ZIKZUK at every 4 weeks against Finko's every 2 months. ZIKZUK also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Finko ships an update every 2 months, ZIKZUK every 4 weeks. Both last shipped on November 3, 2026.

Scorecard2 real differences Ā· 6 level
Finko versus ZIKZUK: the parameters behind the verdict, then further details
ParameterFinkoZIKZUK
PriceFreeFree
Positive reviews0.0% of reviews—
Update frequencyEvery 2 monthsEvery 4 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size54 MB35 MB
Age rating4+4+
DeveloperAabasoft Technologies (India) Private LimitedZIKZUK TECHNOLOGIES PRIVATE LIMITED

In-app purchases

None

Finko

No in-app purchases

None

ZIKZUK

No in-app purchases

Questions

Is Finko free?
Finko is free to download, with no in-app purchases.
Is ZIKZUK free?
ZIKZUK is free to download, with no in-app purchases.
Do Finko or ZIKZUK have ads?
Neither Finko nor ZIKZUK shows ads.
Which is updated more often, Finko or ZIKZUK?
Finko ships an update every 2 months, and ZIKZUK every 4 weeks. Most recently, Finko was updated on November 3, 2026 and ZIKZUK on November 3, 2026.

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