Finko vs Refi Scout
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finko
Manage your gold loans conveniently with this app. Apply for new loans, view existing details, and make repayments securely. It also offers a gold loan calculator and branch locator.
- Apply for gold loans
- View active loan details
- Repay interest and principal
- Gold loan calculator
- Locate nearest branches
- Biometric account security
- Multi-language support
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Kosamattam Finance, India's largest gold loan company, introducing our brand-new mobile app Kosamattam FinKo through which our customers will have a hassle-free experience to access the various services we provide at their fingertips. FinKo is opening a gateway to apply and manage gold loans with the support of a highly secured payment gateway. Through FinKo's intuitive design with the power of multi-language support, we ensure a sublime user experience. NB: Only Kosamattam Finance customers can login to FinKo App. Some of the services that can be availed from the FinKo App are: - Gold Loan at home - View your active Gold Loan details - Remit Interest and Principal repayments on your loans. - Gold Loan calculator - Expert valuation of your gold. - Locate your nearest Kosamattam Finance branch - Make an appointment with the branch at your convenience - Safeguard your account with the power of biometrics - Secured payment gateway - Multi-lingual support - Instant & Smart notifications - Access to our new schemes and offers - Instant access to the other services we provide. - FAQ's - 24x7 customer care support In this digital era, online medium is more agreeable than any other way. Kosamattam Finance is providing an opportunity to make our services easily accessible to our customers with FinKo. Download and experience Kosamattam FinKo now and join the digital era!
Refi Scout
This finance app monitors daily mortgage rates and alerts you when refinancing could save you money. It analyzes your specific loan details against national trends to provide a personalized refinance score and custom alerts.
- Daily mortgage rate monitoring
- Personalized refinance score
- Customizable refinance alerts
- Support for multiple properties
- 12-month rate history
- On-device data privacy
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Refi Scout watches mortgage rates every day and tells you when refinancing could save you money — so you never have to think about it. Most homeowners miss their best chance to refinance. Rates move weekly, but life is busy. Refi Scout makes sure you're always on alert. Add your mortgage once. We monitor national rates from the Federal Reserve daily and alert you when refinancing may make financial sense for your specific loan — based on your rate, your balance, and your break-even timeline. What makes Refi Scout different: • Your Refi Score — a 0-100 rating that shows how beneficial refinancing is right now for your loan • Custom alerts — set your own thresholds for rate drop, monthly savings, and break-even timeline • Multiple properties — track every home you own • Rate history — 12 months of 30-year, 15-year, and ARM rate data • Private by design — all mortgage data stays on your device. Always. How it works: 1. Add your mortgage details in under a minute 2. We watch rates daily using Federal Reserve data 3. You get alerted only when the numbers actually may make sense Refi Scout is not affiliated with any lender and receives no referral fees. We have no incentive to push you toward refinancing — we just tell you when the math works. Subscription required after 7-day free trial. Terms of use: https://refiscout.app/terms Privacy policy: https://refiscout.app/privacy Refi Scout is for informational purposes only and does not constitute financial advice. Always consult a licensed mortgage professional before making refinancing decisions.
Screenshots
Verdict
The clearest difference is review sentiment: Refi Scout at 100% against Finko's 0%. Refi Scout also leads on update cadence (daily vs every 2 months). Finko's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Refi Scout sells 3 in-app purchases, starting at $6.99 per month. Finko asks for nothing beyond the download.
Finko ships an update every 2 months, Refi Scout daily. Both last shipped on October 24, 2026.
| Parameter | Finko | Refi Scout |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 months | Daily — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 54 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | Aabasoft Technologies (India) Private Limited | Dappled Company LLC |
Customer experience
Finko
Refi Scout
In-app purchases
Finko
No in-app purchases
Refi Scout
- Monthly7 Days trial$6.991 Month
- Annual7 Days trial$39.991 Year
- Lifetime$99.99









