Comparison

Cookie vs Pace Flow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cookie

Easily manage your finances with customizable categories, budget goals, and savings plans. Track expenses, income, and accounts across multiple currencies with automatic exchange rate conversion. Offers privacy protection and cloud sync across devices.

Highlights
  • Customizable income/expense categories
  • Budget goal setting
  • Savings plan creation
  • Multi-currency support with auto-conversion
  • Subscription & installment management
  • Cloud sync across devices
  • Privacy protection with password lock
Features
Read full description

【App Store Editors' Choice】 The most beautiful and intuitive Budget & Expense app. Thank you for choosing Cookie. Ad-free, no splash screens, and zero financial distractions. Beyond the bills, it’s the footprint of your life. 【Aesthetics as Justice】 Experience the "Liquid Glass" effect perfectly paired with Material You dynamic color palettes. Switch between multiple themes freely to suit your style. Access over 3,000 built-in emoji icons or upload your own to personalize every entry. 【All-in-One AI Entry】 Cookie supports screenshot, voice, photo, and text entry. Our AI large models automatically identify information and generate entries, truly freeing your hands for a seamless tracking experience. 【Multi-Dimensional Scenarios】 Cover everything from budget management and savings plans to subscription installments and templates. With support for multiple ledgers and reimbursement management, Cookie meets every need from meticulous planning to quick entry. 【Multi-Currency Support】 Supports over 100 global currencies with exchange rates updated daily. It is the ideal financial tool for international students and cross-border travelers. 【Free Cloud Sync】 Your data is securely stored in iCloud, with real-time synchronization across iPhone, iPad, Mac, and Apple Watch for a consistent experience on all your devices. 【Home Screen Widgets】 Stay on top of your finances with a variety of widgets for income, budgets, savings, calendars, and streaks. Monitor your financial status at a glance without even opening the app. 【Data Security】 Protect your privacy with FaceID passcode locks and automatic blurring when the app enters the background. Your financial data remains strictly confidential and secure. ● Contact Us A. Xiaohongshu: Cookie 记账 B. Email: feedback@noncurious.com ● Auto-Renewable Subscription Terms A. Subscription Pricing: Monthly at ¥6, Yearly at ¥30, or Lifetime Purchase for ¥68. Prices are subject to exchange rates and may vary by region; adjustments may occur during promotional periods. B. Cancellation: To cancel, please manually disable the auto-renewal feature in your Apple ID settings at least 24 hours before the current period expires. C. Privacy Policy: https://noncurious.com/cookie/privacy D. User Agreement: https://noncurious.com/cookie/usage

About

Pace Flow

Effortlessly manage your daily spending with an intelligent budget that automatically calculates your available balance. Track expenses across multiple wallets, gain insights with detailed analytics, and import bills with a single tap. Designed for privacy with offline-first operation and no data collection.

Highlights
  • Smart daily budget calculation
  • Multi-wallet management
  • In-depth spending analytics
  • One-tap bill import
  • Offline-first operation
  • Automatic expense logging
Features
Read full description

Pace Flow is an intelligent expense-tracking app designed for daily spending management, helping you easily stay in control of your spending pace. Key Features Smart Daily Budget • Automatically calculates your daily available amount based on your monthly budget • Displays remaining spendable balance for today in real time • Overspending is automatically rolled over, keeping your financial status clear • Built around the “Pace” concept of spending rhythm, allowing you to intuitively feel how fast you are spending Multi-Wallet Management • Create multiple wallets freely to categorize and manage different funds • Supports various types such as living expenses, allowance, credit/overdraft, and investments • Elegant card-style interface for clear visibility • Free transfers between wallets In-Depth Analytics • Weekly and monthly spending trend charts • Expense breakdown by category • Intelligent insights into spending habits • Income vs. expense comparison to track overall financial health One-Tap Bill Import • Supports WeChat Pay bill import • Supports Alipay bill import • Intelligent transaction category recognition • Batch preview with selective import Quick Actions Auto-Logging • Automatic expense logging via the Action Button, no manual input required Two Modes, Two Lifestyles If you’re a student • Set a monthly living allowance and automatically allocate a daily budget • Overspending alerts to avoid running out of money at month-end • Track daily expenses such as food, transportation, and shopping If you’re a working professional • Set monthly income and savings goals • Automatic salary payment reminders • Separate management of spending and savings wallets • Detailed income and expense financial reports Privacy First Offline-First Operation • All data is stored locally on your device • No internet connection required, no account registration needed • No personal data is collected • Your financial data belongs entirely to you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paceflow.zeabur.app/privacy

Screenshots

Cookie4 screens
Pace Flow4 screens

Verdict

The call

The clearest difference is ratings volume: Cookie at 335 against Pace Flow's 2. Cookie also leads on update cadence (every 10 days vs monthly) and device support (5 vs 1). Pace Flow's advantage is review sentiment (100% vs 92%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cookie sells 4 in-app purchases, starting at $0.99 per month and Pace Flow sells 2 in-app purchases, starting at $3.99 per 3 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Cookie against 5.0 for Pace Flow. That said, the two scores are not equally well evidenced: Cookie has 335 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 92% of Cookie's written reviews are positive against 100% of Pace Flow's.

UpkeepUpdate frequency

Cookie ships an update every 10 days, Pace Flow monthly. The most recent releases landed on October 20, 2026 and October 12, 2026 respectively.

Scorecard5 real differences · 5 level
Cookie versus Pace Flow: the parameters behind the verdict, then further details
ParameterCookiePace Flow
PriceFreeFree
Rating4.9 (335 ratings)5.0 (2 ratings) — better
Positive reviews91.8% of reviews100.0% of reviews — better
Number of ratings335 — better2
Update frequencyEvery 10 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size140 MB6 MB
Age rating4+4+
DeveloperBeijing Noncurious Technology Co., Ltd.啸 冯

Customer experience

Cookie

All ratings335 ratings
Positive96.4%
Neutral1.5%
Negative2.1%
Written reviews159 reviews
Positive91.8%
Neutral3.8%
Negative4.4%

Pace Flow

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Cookie

Reported bugs

3 issues
  • Disappearing transaction history
  • Incorrect currency conversion
  • Widget and Apple Watch app issues

Requested features

5 requests
  • Ability to import data from other apps
  • Customizable budgeting and forecasting tools
  • Multi-user and shared account support
  • Automatic categorization and tagging
  • Integration with banking/financial services

Pace Flow

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Cookie

Subscriptions2
  • Cookie Monthly Membership$0.991 Month
  • Cookie Annual Premium Member$4.491 Year
One-time2
  • 打赏催更$0.99
  • Cookie lifetime premium member$9.99
2 purchases

Pace Flow

Subscriptions1
  • Pro Subscription7 Days trial$3.993 Months
One-time1
  • Pace Flow Pro Version$6.99

Questions

Is Cookie free?
Cookie is free to download, with in-app purchases available.
Is Pace Flow free?
Pace Flow is free to download, with in-app purchases available.
Which has better reviews, Cookie or Pace Flow?
Pace Flow is rated higher. Cookie averages 4.9 out of 5 from 335 ratings, while Pace Flow averages 5.0 from 2 ratings.
Do Cookie or Pace Flow have ads?
Neither Cookie nor Pace Flow shows ads.
Which is updated more often, Cookie or Pace Flow?
Cookie ships an update every 10 days, and Pace Flow monthly. Most recently, Cookie was updated on October 20, 2026 and Pace Flow on October 12, 2026.

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