Cookie vs Pace Flow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cookie
Easily manage your finances with customizable categories, budget goals, and savings plans. Track expenses, income, and accounts across multiple currencies with automatic exchange rate conversion. Offers privacy protection and cloud sync across devices.
- Customizable income/expense categories
- Budget goal setting
- Savings plan creation
- Multi-currency support with auto-conversion
- Subscription & installment management
- Cloud sync across devices
- Privacy protection with password lock
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【App Store Editors' Choice】 The most beautiful and intuitive Budget & Expense app. Thank you for choosing Cookie. Ad-free, no splash screens, and zero financial distractions. Beyond the bills, it’s the footprint of your life. 【Aesthetics as Justice】 Experience the "Liquid Glass" effect perfectly paired with Material You dynamic color palettes. Switch between multiple themes freely to suit your style. Access over 3,000 built-in emoji icons or upload your own to personalize every entry. 【All-in-One AI Entry】 Cookie supports screenshot, voice, photo, and text entry. Our AI large models automatically identify information and generate entries, truly freeing your hands for a seamless tracking experience. 【Multi-Dimensional Scenarios】 Cover everything from budget management and savings plans to subscription installments and templates. With support for multiple ledgers and reimbursement management, Cookie meets every need from meticulous planning to quick entry. 【Multi-Currency Support】 Supports over 100 global currencies with exchange rates updated daily. It is the ideal financial tool for international students and cross-border travelers. 【Free Cloud Sync】 Your data is securely stored in iCloud, with real-time synchronization across iPhone, iPad, Mac, and Apple Watch for a consistent experience on all your devices. 【Home Screen Widgets】 Stay on top of your finances with a variety of widgets for income, budgets, savings, calendars, and streaks. Monitor your financial status at a glance without even opening the app. 【Data Security】 Protect your privacy with FaceID passcode locks and automatic blurring when the app enters the background. Your financial data remains strictly confidential and secure. ● Contact Us A. Xiaohongshu: Cookie 记账 B. Email: feedback@noncurious.com ● Auto-Renewable Subscription Terms A. Subscription Pricing: Monthly at ¥6, Yearly at ¥30, or Lifetime Purchase for ¥68. Prices are subject to exchange rates and may vary by region; adjustments may occur during promotional periods. B. Cancellation: To cancel, please manually disable the auto-renewal feature in your Apple ID settings at least 24 hours before the current period expires. C. Privacy Policy: https://noncurious.com/cookie/privacy D. User Agreement: https://noncurious.com/cookie/usage
Pace Flow
Effortlessly manage your daily spending with an intelligent budget that automatically calculates your available balance. Track expenses across multiple wallets, gain insights with detailed analytics, and import bills with a single tap. Designed for privacy with offline-first operation and no data collection.
- Smart daily budget calculation
- Multi-wallet management
- In-depth spending analytics
- One-tap bill import
- Offline-first operation
- Automatic expense logging
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Pace Flow is an intelligent expense-tracking app designed for daily spending management, helping you easily stay in control of your spending pace. Key Features Smart Daily Budget • Automatically calculates your daily available amount based on your monthly budget • Displays remaining spendable balance for today in real time • Overspending is automatically rolled over, keeping your financial status clear • Built around the “Pace” concept of spending rhythm, allowing you to intuitively feel how fast you are spending Multi-Wallet Management • Create multiple wallets freely to categorize and manage different funds • Supports various types such as living expenses, allowance, credit/overdraft, and investments • Elegant card-style interface for clear visibility • Free transfers between wallets In-Depth Analytics • Weekly and monthly spending trend charts • Expense breakdown by category • Intelligent insights into spending habits • Income vs. expense comparison to track overall financial health One-Tap Bill Import • Supports WeChat Pay bill import • Supports Alipay bill import • Intelligent transaction category recognition • Batch preview with selective import Quick Actions Auto-Logging • Automatic expense logging via the Action Button, no manual input required Two Modes, Two Lifestyles If you’re a student • Set a monthly living allowance and automatically allocate a daily budget • Overspending alerts to avoid running out of money at month-end • Track daily expenses such as food, transportation, and shopping If you’re a working professional • Set monthly income and savings goals • Automatic salary payment reminders • Separate management of spending and savings wallets • Detailed income and expense financial reports Privacy First Offline-First Operation • All data is stored locally on your device • No internet connection required, no account registration needed • No personal data is collected • Your financial data belongs entirely to you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paceflow.zeabur.app/privacy
Screenshots
Verdict
The clearest difference is ratings volume: Cookie at 335 against Pace Flow's 2. Cookie also leads on update cadence (every 10 days vs monthly) and device support (5 vs 1). Pace Flow's advantage is review sentiment (100% vs 92%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cookie sells 4 in-app purchases, starting at $0.99 per month and Pace Flow sells 2 in-app purchases, starting at $3.99 per 3 months. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.9 for Cookie against 5.0 for Pace Flow. That said, the two scores are not equally well evidenced: Cookie has 335 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 92% of Cookie's written reviews are positive against 100% of Pace Flow's.
Cookie ships an update every 10 days, Pace Flow monthly. The most recent releases landed on October 20, 2026 and October 12, 2026 respectively.
| Parameter | Cookie | Pace Flow |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (335 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 91.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 335 — better | 2 |
| Update frequency | Every 10 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod, Mac, Apple Watch — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 140 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Beijing Noncurious Technology Co., Ltd. | 啸 冯 |
Customer experience
Cookie
Pace Flow
Bugs and requests
Cookie
Reported bugs
3 issues- Disappearing transaction history
- Incorrect currency conversion
- Widget and Apple Watch app issues
Requested features
5 requests- Ability to import data from other apps
- Customizable budgeting and forecasting tools
- Multi-user and shared account support
- Automatic categorization and tagging
- Integration with banking/financial services
Pace Flow
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cookie
- Cookie Monthly Membership$0.991 Month
- Cookie Annual Premium Member$4.491 Year
- 打赏催更$0.99
- Cookie lifetime premium member$9.99
Pace Flow
- Pro Subscription7 Days trial$3.993 Months
- Pace Flow Pro Version$6.99









