Sumio vs DivvyTrip
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sumio
This AI-powered finance app simplifies portfolio tracking and net worth management. It offers automatic calculation of key financial metrics, dynamic watchlists with real-time market updates, and intelligent tracking of gains and losses. Visualize your financial health with comprehensive allocation insights and proactive notifications.
- Automatic key metrics calculation
- Dynamic watchlist with real-time updates
- Intelligent gains & losses tracking
- Comprehensive allocation insights
- Multi-currency support
- AI assistant for insights
- Multi-device sync
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Elevate your financial journey with Sumio, the AI-powered finance app designed to simplify portfolio tracking and net worth management. Whether you're an avid investor or just starting, Sumio provides the tools you need to monitor your wealth, track your investments, and make informed financial decisions. Master Your Portfolio and Net Worth with Cutting-Edge Features: – Automatic Key Metrics Calculation: Instantly access essential financial metrics such as Net Worth, Total Assets, and Total Liabilities, all automatically calculated to give you a clear picture of your financial health. – Dynamic Watchlist: Stay on top of the market with real-time updates for stocks and crypto from U.S. and global exchanges. Your personalized watchlist ensures you're always in the loop. – Intelligent Gains & Losses Tracking: Gain insightful overviews of your portfolio's performance with a detailed analysis of market value changes over time. – Comprehensive Allocation Insights: Visualize your asset allocation with intuitive charts that illustrate the distribution of your assets and liabilities. Market Data: Receive automatic updates for stocks, ETFs, cryptocurrencies, and precious metals. Leverage our AI integration to turn market data into actionable insights. Multi-Currency: Manage finances globally with support for over 100 world currencies, complete with automatic conversions to your default currency. Projections: Use Sumio's projection models to forecast your Net Worth's evolution and make strategic financial plans. Robust Security Lock: Protect your financial data with Passcode, Face ID, or Touch ID. Your security is our priority. Custom Indicators & Categories: Tailor your financial tracking experience by creating custom indicators and categories for your assets and liabilities. Seamless Portfolio Import: Effortlessly import your stock and fund purchases using an XLSX file to get started quickly. AI Assistant for Insights: Let AI generate comprehensive summaries and insights, giving you the edge in decision-making. Multi-Device Sync: Export your data to access Sumio across all your devices, ensuring your portfolio tracker is always within reach. Proactive Notifications: Stay informed with timely alerts on market data values of stocks and crypto assets. Engaging Visualizations: Navigate your financial landscape with ease using clear, concise charts that enhance your understanding of your net worth. Customize Your Financial Journey Sumio puts you in control by allowing you to customize your financial experience. Create custom categories and indicators with their own colors and descriptions to organize your assets and liabilities. Personalize the Summary section by adding your favorite indicators, categories, and individual assets and liabilities. With support for over 100 world currencies and up-to-date exchange rates, Sumio ensures that you have accurate and relevant information at your fingertips. Private and Secure, Always Your privacy and security are our top priorities. Say goodbye to intrusive ads – Sumio's business model is based on a Premium Subscription, providing you with a seamless and ad-free experience. Join the Future of Finance Management Unlock Sumio's full potential with our Premium Subscription. Enjoy unlimited asset tracking, comprehensive market data access, and premium features like enhanced security and backup. Whether you're tracking stocks or crypto, Sumio's AI capabilities and intuitive interface empower you to manage your money like never before. Download Sumio Today Take the first step towards financial empowerment. Download Sumio today and transform the way you manage your portfolio and net worth. Have questions or need support? Reach out to us at support@sumio.app. Privacy Policy: https://www.sumio.app/privacy Terms of Use: https://www.sumio.app/terms
DivvyTrip
Simplify group travel expense splitting with features like receipt scanning, automatic currency conversion, and fair settlement suggestions. This app handles the financial details so you can focus on enjoying your trip with friends.
- Receipt scanning for instant expense capture
- Automatic currency conversion for 150+ currencies
- Smart location-based expense categorization
- Hands-free expense entry via Siri voice commands
- Fair and transparent expense splitting options
- Minimized transaction settlements
- Trip organization and friend invitations
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**Make Group Travel Effortless** Planning a trip with friends? DivvyTrip makes splitting expenses simple, fair, and stress-free. Whether you're backpacking through Europe, sharing a beach house, or exploring a new city together, we handle the money math so you can focus on making memories. **WHY DIVVYTRIP?** Unlike generic expense apps, DivvyTrip is built specifically for travelers. We understand that trips involve multiple currencies, shared accommodations, group dinners, and the need to settle up quickly and fairly. **KEY FEATURES** **Receipt Scanning** - Capture expense amounts instantly with your camera. No more manual typing or errors. **Smart Location** - Auto-fill expense titles from nearby businesses with intelligent category detection. Your location is never stored or shared. **Siri Voice Commands** - Add expenses hands-free: "Hey Siri, add an expense to DivvyTrip" **Automatic Currency Conversion** - Real-time exchange rates for 150+ currencies. Works offline with cached rates. **Trip Organization** - Create unlimited trips, add friends by email, track expenses by category. App automatically opens your last viewed trip. **Fair Splitting** - Equal splits or custom amounts. Everyone sees the same numbers—complete transparency. **Smart Settlements** - Minimizes transactions needed. See who owes whom at a glance. **Easy Sharing** - Email trip summaries and invitations directly from the app. **PERFECT FOR:** Weekend getaways • Group vacations • Bachelor/bachelorette parties • Family reunions • Backpacking adventures • Music festivals • Shared vacation rentals **HOW IT WORKS** 1. **Create a Trip** - Set destination, dates, and currency. Invite friends by email. 2. **Add Expenses** - Use voice commands, receipt scanning, or manual entry. Automatic currency conversion included. 3. **Split Fairly** - Choose equal splits or customize. Complete transparency for everyone. 4. **Settle Up** - View smart settlement suggestions that minimize transactions. **FEATURES IN DETAIL** **Multi-Currency Support** - Enter expenses in local currency and DivvyTrip automatically converts to your trip's base currency. Rates cached for 24 hours—works without internet. **Expense Categories** - Food & Dining • Accommodation • Transportation • Entertainment • Shopping • Other **Privacy & Security** - Secure authentication with Sign in with Apple, Google, or email. Your data is encrypted. Only trip participants can see expenses. Location data processed locally and never stored. **NO HIDDEN FEES** - Completely free. No ads, no premium tiers, no surprises. **STAY FRIENDS, TRAVEL MORE** Money can be awkward, especially with friends. DivvyTrip removes the stress by making everything clear, fair, and simple. No more mental math, no more spreadsheets, no more "I think you owe me..." conversations. Whether you're splitting a $20 pizza or a $2000 vacation rental, DivvyTrip ensures everyone pays their fair share. Download DivvyTrip today and make your next group trip the smoothest one yet. Your friendships (and your wallet) will thank you.
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Verdict
The clearest difference is price: Sumio at Free against DivvyTrip's $2.99. Sumio also leads on iOS requirement (16.0 vs 18.6). DivvyTrip's advantage is in-app purchases (none vs 3) and review sentiment (100% vs 78%). On ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Sumio is free to download; DivvyTrip costs $2.99 up front. Sumio sells 3 in-app purchases, starting at $2.99 per 7 days. DivvyTrip asks for nothing beyond the download.
Sumio ships an update every 3 weeks, DivvyTrip weekly. The most recent releases landed on October 15, 2026 and October 5, 2026 respectively.
| Parameter | Sumio | DivvyTrip |
|---|---|---|
| Price | Free — better | $2.99 |
| Rating | — | 5.0 (3 ratings) — better |
| Positive reviews | 77.8% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 3 — better |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases — better | Paid |
| Best chart rank | — | #116 — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 67 MB | 19 MB |
| Age rating | 17+ | 4+ |
| Developer | Fiduciary | Andrew Cunningham |
Customer experience
Sumio
DivvyTrip
In-app purchases
Sumio
- Weekly Access3 Days trial$2.997 Days
- Monthly Access3 Days trial$4.991 Month
- Annual3 Days trial$29.991 Year
DivvyTrip
No in-app purchases









