Comparison

Upward CardControls vs EPFCU CardControl

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Upward CardControls

Manage and protect your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards are used to monitor and safeguard your finances.

Highlights
  • Transaction alerts
  • Card usage controls
  • Customizable alert preferences
  • Monitor card activity
  • Manage debit and credit cards
Features
Read full description

Upward Credit Union's CardNav - CardControl puts you in control of your debit and credit card. Upward CardControl helps you protect your debit and credit cards by sending you transacation alerts and giving you’re the ability to define when, where and how your cards are used. Simply download the Upward CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.

About

EPFCU CardControl

Instantly manage your debit and credit cards from your mobile device. Control card usage, set spending limits, and receive real-time alerts to prevent fraud. Keep your finances secure and accessible.

Highlights
  • Turn cards on/off instantly
  • Control where, when, and how cards are used
  • Real-time transaction alerts
  • Fraud prevention
  • Mobile card management
Features
Read full description

Use EPFCU's CardControl app to easily manage your EPFCU debit and credit cards. Turn your cards on and off instantly from your mobile device. Control, where, when and how your cards are used. Get real-time alerts. Stop fraudulent activity before it happens. And much more!

Screenshots

Upward CardControls4 screens
EPFCU CardControl4 screens

Verdict

The call

The clearest difference is rating: EPFCU CardControl at 4.9 against Upward CardControls's 4.7. EPFCU CardControl also leads on ratings volume (30 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EPFCU CardControl holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 10 and 30 respectively.

UpkeepUpdate frequency

Upward CardControls ships an update every 13 months, EPFCU CardControl every 8 months. The most recent releases landed on October 10, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
Upward CardControls versus EPFCU CardControl: the parameters behind the verdict, then further details
ParameterUpward CardControlsEPFCU CardControl
PriceFreeFree
Rating4.7 (10 ratings)4.9 (30 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings1030 — better
Update frequencyEvery 13 monthsEvery 8 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.014.0
Further details — not scored
Size48 MB71 MB
Age rating4+4+
DeveloperUpward Credit UnionEP Federal Credit Union

Customer experience

Upward CardControls

All ratings10 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

EPFCU CardControl

All ratings24 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Upward CardControls

No in-app purchases

None

EPFCU CardControl

No in-app purchases

Questions

Is Upward CardControls free?
Upward CardControls is free to download, with no in-app purchases.
Is EPFCU CardControl free?
EPFCU CardControl is free to download, with no in-app purchases.
Which has better reviews, Upward CardControls or EPFCU CardControl?
EPFCU CardControl is rated higher. Upward CardControls averages 4.7 out of 5 from 10 ratings, while EPFCU CardControl averages 4.9 from 30 ratings.
Do Upward CardControls or EPFCU CardControl have ads?
Neither Upward CardControls nor EPFCU CardControl shows ads.
Which is updated more often, Upward CardControls or EPFCU CardControl?
Upward CardControls ships an update every 13 months, and EPFCU CardControl every 8 months. Most recently, Upward CardControls was updated on October 10, 2026 and EPFCU CardControl on October 25, 2026.

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