Comparison

Платежка Online vs MySpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Платежка Online

Easily pay all your bills in one app. Settle mobile, utility, internet, and other services. Securely process payments through a trusted banking gateway.

Highlights
  • Pay mobile phone bills
  • Settle utility payments (ЖКХ)
  • Pay for internet providers
  • Secure payment processing
  • Wide range of services
  • Constantly expanding service list
Features
Read full description

Вы житель Красноярского края? Тогда Вы знаете нас в лицо. Ведь мы 17 лет работаем для Вас, предоставляя возможность оплаты через терминалы "Платежка". Вы просили? Мы-сделали. «Платежка Online» - это Ваш легкий способ оплатить все платежи в одном Приложении. Что можно оплатить? Мобильную связь, услуги ЖКХ, капитальный ремонт, газ, электричество, вывоз мусора (ТКО), услуги интернет-провайдеров и многое другое. Мы постоянно расширяем перечень услуг, делая приложение удобнее для Вас. Следите за новостями. Не беспокойтесь о безопасности своих данных. Для оплаты (ввода реквизитов Вашей карты) Вы будете перенаправлены на платежный шлюз ПАО СБЕРБАНК. Соединение с платежным шлюзом и передача информации осуществляется в защищенном режиме с использованием протокола шифрования SSL. В случае если Ваш банк поддерживает технологию безопасного проведения интернет-платежей Verified By Visa или MasterCard SecureCode для проведения платежа также может потребоваться ввод специального пароля. Настоящий сайт поддерживает 256-битное шифрование. Конфиденциальность сообщаемой персональной информации обеспечивается ПАО СБЕРБАНК. Введенная информация не будет предоставлена третьим лицам за исключением случаев, предусмотренных законодательством РФ. Проведение платежей по банковским картам осуществляется в строгом соответствии с требованиями платежных систем МИР, Visa Int. и MasterCard Europe Sprl. Ждем Ваши замечания и пожелания по улучшению приложения. Пишите в разделе "Поддержка".

About

MySpend

Effortlessly track personal or shared expenses with this finance app. It offers quick transaction logging, multiple wallet options, and customizable categories. Share specific spending categories with others via a simple link for collaborative budgeting.

Highlights
  • Quick expense logging
  • Multiple wallet support
  • Customizable spending categories
  • Shareable expense links
  • Real-time sync for shared budgets
  • Visual spending analytics
Features
Read full description

MySpend is the ultimate expense tracker designed for both personal privacy and seamless family sharing. Stop arguing about money and start tracking it together. Whether you need a simple daily spending log or a collaborative budget for your household, MySpend adapts to your needs. Our unique "Public Category" feature lets you share specific expenses via a simple link—no complex setup required. KEY FEATURES: EASY EXPENSE TRACKING • Quick Add: Record transactions in seconds. • Multiple Wallets: Separate cash, bank accounts, and savings. • Custom Categories: Organize spending with icons and colors. SMART SHARING • Share via Link: Make any category "Public" and send the link. • Real-Time Sync: See who spent what instantly. • Privacy Control: Share "Groceries" but keep "Personal" private. • Perfect for: Couples, roommates, and travel groups. POWERFUL ANALYTICS • Visual Charts: See exactly where your money goes. • History & Trends: Analyze spending patterns over time. • Multi-Currency: Track expenses in different currencies. SECURE & PRIVATE • Your data is encrypted and safe. • No unnecessary permissions. Take control of your financial life. Download MySpend today to track, share, and save! Privacy policy: https://doc-hosting.flycricket.io/lovely-money-tracker-privacy-policy/68ccad44-f820-4d24-9b8d-3b4784311418/privacy Terms and conditions: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Платежка Online3 screens
MySpend3 screens

Verdict

The call

The clearest difference is review sentiment: MySpend at 100% against Платежка Online's 0%. Платежка Online's advantage is in-app purchases (none vs 5) and update cadence (every 6 days vs every 3 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MySpend sells 5 in-app purchases, starting at $0.99 per 7 days. Платежка Online asks for nothing beyond the download.

UpkeepUpdate frequency

Платежка Online ships an update every 6 days, MySpend every 3 weeks. Both last shipped on November 3, 2026.

Scorecard5 real differences · 5 level
Платежка Online versus MySpend: the parameters behind the verdict, then further details
ParameterПлатежка OnlineMySpend
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings—1 — better
Update frequencyEvery 6 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.2 — better15.1
Further details — not scored
Size15 MB45 MB
Age rating4+4+
DeveloperIT-Компания АБСVadim Holub

Customer experience

Платежка Online

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

MySpend

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Платежка Online

No in-app purchases

5 purchases

MySpend

Subscriptions4
  • Weekly Subscription$0.997 Days
  • Monthly Subscription3 Days trial$2.991 Month
  • Annual Subscription$14.991 Year
Show 1 more
  • Forever without Subscription6 Months trial$34.996 Months
One-time1
  • Forever without Subscription$39.99

Questions

Is Платежка Online free?
Платежка Online is free to download, with no in-app purchases.
Is MySpend free?
MySpend is free to download, with in-app purchases available.
Do Платежка Online or MySpend have ads?
Neither Платежка Online nor MySpend shows ads.
Which is updated more often, Платежка Online or MySpend?
Платежка Online ships an update every 6 days, and MySpend every 3 weeks. Most recently, Платежка Online was updated on November 3, 2026 and MySpend on November 3, 2026.

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