Comparison

XATOXI vs Finity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XATOXI

This mobile platform facilitates instant international remittances and payments to individuals and businesses. It also enables currency exchange operations and payments using advanced technological alternatives, all secured with end-to-end encrypted technology.

Highlights
  • Instant remittance reception and sending
  • Immediate payments to individuals and businesses
  • Financial instrument currency exchange
  • Technological payment alternatives
  • End-to-end encrypted security
Read full description

Nuestra plataforma MOVIL te ofrece: - Recepción y Envío de Remesas instantáneas desde cualquier parte del mundo. - Pagar a personas naturales y jurídicas de forma inmediata. - Operaciones de cambio de instrumentos financieros en divisa. - Pagar tus operaciones con alternativas tecnológicas. - Seguridad con tecnología cifrada de punta a punta. Mas información en: https://www.youtube.com/watch?v=NEpL4WLpIaY

About

Finity

This app offers a Buy Now, Pay Later service, allowing users to split purchases into interest-free installments. It provides flexible payment tools and quick approval for purchases.

Highlights
  • Buy Now, Pay Later
  • Interest-free installments
  • Flexible payment tools
  • Quick approval
  • Advance payments
  • Customizable payment amounts
  • Payment history tracking
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Finity es una aplicación de BNPL (Compra Ahora y Paga Después) que te permite pagar tus compras en 2 o 4 cuotas sin intereses, y acceder a herramientas de pago flexible para comprar lo que quieras, cuando quieras. SIN INTERESES O COMISIONES Disfruta de todos los beneficios de Finity sin ningún tipo de interés o comisión por compras o pago de cuotas. En Finity tenemos la misión de hacer herramientas financieras accesibles para todos, sin necesidad de recolectar intereses. TE APROBAMOS EN MINUTOS Completa el proceso de registro en la app móvil de Finity, en tan sólo unos pasos. Una vez listo, nuestro equipo evaluará tu aplicación, y recibás un correo con nuestra decisión en cuestión de minutos. No esperes más, y aplica hoy para empezar a comprar con Finity. ADELANTA TUS PAGOS Adelanta uno o más pagos de tus compras cuando desees, y disminuye el monto pendiente de tu compra con facilidad. PAGA EL MONTO QUE DESEAS En Finity entendemos que la situación financiera de nuestros usuarios puede variar. Es por eso que te permitimos abonar montos personalizados para que pagues lo que desees, y así mantenerte al día con tu plan de pagos. Al abonar un monto personalizado, tus cuotas restantes se ajustan automáticamente para reflejar el monto abonado. MÉTODOS DE PAGO PARA TODOS Paga tus cuotas fácilmente usando cualquiera de los métodos de pago que tenemos a disposición: - Pago Móvil - Pronto muchos más ADMINISTRA TUS ÓRDENES Accede a todos los detalles de tus compras y mantente al tanto de tus cuotas pendientes accediendo al Historial de Compras en la app de Finity. REGISTRA TUS PAGOS EN UN SÓLO CLICK Registrar tus pagos nunca había sido tan fácil. Con Finity, puedes guardar tus datos básicos de pago móvil como Banco Emisor, Teléfono, y Cédula de Identidad, para facilitarte el proceso de registro de tu comprobante de pago.

Screenshots

XATOXI4 screens
Finity4 screens

Verdict

The call

The clearest difference is rating: Finity at 4.8 against XATOXI's 3.7. Finity also leads on review sentiment (67% vs 43%) and ratings volume (193 vs 6). XATOXI's advantage is iOS requirement (10.0 vs 15.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Finity holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Finity has 193 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 43% of XATOXI's written reviews are positive against 67% of Finity's.

UpkeepUpdate frequency

XATOXI ships an update every 3 weeks, Finity fortnightly. The most recent releases landed on October 2, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
XATOXI versus Finity: the parameters behind the verdict, then further details
ParameterXATOXIFinity
PriceFreeFree
Rating3.7 (6 ratings)4.8 (193 ratings) — better
Positive reviews42.9% of reviews66.7% of reviews — better
Number of ratings6193 — better
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS10.0 — better15.4
Further details — not scored
Size68 MB81 MB
Age rating4+4+
DeveloperXatoxi, LLCFinity Tech C.A.

Customer experience

XATOXI

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews7 reviews
Positive42.9%
Neutral0.0%
Negative57.1%

Finity

All ratings181 ratings
Positive94.5%
Neutral1.1%
Negative4.4%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

XATOXI

No in-app purchases

None

Finity

No in-app purchases

Questions

Is XATOXI free?
XATOXI is free to download, with no in-app purchases.
Is Finity free?
Finity is free to download, with no in-app purchases.
Which has better reviews, XATOXI or Finity?
Finity is rated higher. XATOXI averages 3.7 out of 5 from 6 ratings, while Finity averages 4.8 from 193 ratings.
Do XATOXI or Finity have ads?
Neither XATOXI nor Finity shows ads.
Which is updated more often, XATOXI or Finity?
XATOXI ships an update every 3 weeks, and Finity fortnightly. Most recently, XATOXI was updated on October 2, 2026 and Finity on October 25, 2026.

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