ComGrow vs Lupiya

ComGrow makes saving simpler, whether you are saving with a group or building towards a goal on your own. Run your village bank from your phone with ComGrow: create or join a group, make contributions and repayments, request and approve loans, manage payouts, and see balances and group activity in real time. Everything is recorded automatically, so everyone has clear records and the group stays in control. Saving on your own? Savings Stash gives you your own savings wallet with rules that help you stay disciplined. No group. No members. Just you, your money and your rules. WHAT YOU CAN DO • Create or join a village banking group • Make contributions and repayments in the app • Request, approve and manage loans • Manage payouts • See balances and group activity in real time • View clear, automatically updated records • Save individually with Savings Stash HOW TO GET STARTED Download ComGrow and create your account. Create a new group or accept an invitation from your group admin, invite your members and set your group rules together. If you are saving alone, simply open a Savings Stash and choose your rules.

Lupiya is a pioneering neobank based in Zambia, dedicated to providing accessible and inclusive financial services. Our primary goal is to empower individuals and small businesses through flexible and transparent lending solutions. Why Choose Lupiya? Flexible Loan Amounts: Borrow amounts suited to your needs, from small personal loans to larger business financing. Convenient Repayment Plans: Repayment periods range from 60 days to 60 months, offering flexibility to suit your financial situation. No Collateral Needed: Access loans without the need for physical collateral. Transparent Fees: No hidden fees, no rollover charges, and no transaction fees. Build Your Credit: Timely repayments and increased limit tasks help build your credit limit and reduce future interest rates. Loan Features: Annual Percentage Rate (APR): Ranges from 24% to 56%, depending on loan terms and borrower profile. Example: Borrow ZMW 100,000 over 6 months with an interest rate of 4% per month, totaling ZMW 124,000 repayment. Example Loan Calculation: Borrowed Amount: ZMW 100,000 Loan Term: 6 months Interest Rate: 4% per month Total Interest: 24% for 6 months Total Repayment: ZMW 124,000 How to Get a Loan: Download and Register: Get our app and create an account. Fill Out Basic Information: Complete the application with necessary details. Apply for a Loan: Submit your application online for quick approval. Receive Funds: Approved loans are disbursed directly into your bank account. Eligibility Requirements: Residency: Must be a resident of Zambia. Age: Applicants must be between 18 and 60 years old. Contact Us:For more information, questions, or suggestions, our team is available to assist you. Service Hotline: +260761167020 (Available from 8 AM to 5 PM, Monday to Friday, and 8 AM to 1 PM on Saturdays) Email: info@lupiya.com Office Address: Counting House Unit 1, Suite 1, along Thabo Mbeki Road , Lusaka, Zambia Stay connected with us on social media: Facebook: https://web.facebook.com/Lupiyaloans/?_rdc=1&_rdr LinkedIn: https://www.linkedin.com/company/lupiya/ Check us out here: https://www.lupiya.com/