ComGrow vs Mytalu Under 18

ComGrow makes saving simpler, whether you are saving with a group or building towards a goal on your own. Run your village bank from your phone with ComGrow: create or join a group, make contributions and repayments, request and approve loans, manage payouts, and see balances and group activity in real time. Everything is recorded automatically, so everyone has clear records and the group stays in control. Saving on your own? Savings Stash gives you your own savings wallet with rules that help you stay disciplined. No group. No members. Just you, your money and your rules. WHAT YOU CAN DO • Create or join a village banking group • Make contributions and repayments in the app • Request, approve and manage loans • Manage payouts • See balances and group activity in real time • View clear, automatically updated records • Save individually with Savings Stash HOW TO GET STARTED Download ComGrow and create your account. Create a new group or accept an invitation from your group admin, invite your members and set your group rules together. If you are saving alone, simply open a Savings Stash and choose your rules.

Mytalu Under 18 is a digital wallet built for teens in Zambia — with parental approval and safety designed in from day one. Licensed by the Bank of Zambia, Mytalu lets young people start managing real money in their own app, while their parent or guardian stays in the loop on every outgoing payment. — Made for teens — - Your own balance, your own @TaluTag - Send money to friends instantly via @TaluTag (just 0.1% fees) - Send to any MTN, Airtel or Zamtel mobile money number - Buy airtime and data for MTN, Airtel, Zamtel and ZedMobile - Pay bills — Zesco, DStv, GOtv, Topstar, NHIMA, NAPSA, ZRA and more - Scan QR codes to pay people or businesses - Sync your contacts to find friends already on Mytalu — Built-in safety — - Every outgoing payment is held until your guardian approves it - Guardians can approve, reject or let sends expire after 48 hours - You can cancel any pending send while you're waiting - Pay with your 4-digit PIN, log in with Face ID or fingerprint - Auto sign-out after 5 minutes of inactivity — Learn to save smart — - Create savings goals with your own emoji and colour theme - Track progress every time you put money aside - See exactly where your money goes with monthly spend analytics - Set a personal budget with daily-pace tracking - Plan upcoming costs with the Spend Planner calendar - Earn badges and complete challenges as you build good habits — Learn how money works — - Bite-sized lessons on saving, budgeting, scams and how banks work - Quizzes to test what you've learned - Live LuSE (Lusaka Securities Exchange) market data - Real Zambian context — kwacha, local providers, local rules — Why parents trust Mytalu — - Bank of Zambia licensed - Funds held in a ring-fenced holding account - Guardian approval required for every payment leaving the wallet - Full transaction history visible to both the teen and the guardian - No advertising, no data sold to third parties Mytalu Under 18 is the safest way to give your teen real money confidence — without losing control. They learn, you stay informed, everyone wins.