BillOut vs BillSmooth

Simply track your bills and receive a notification on the due date BillOut - Bill Tracker provides you with a way to keep track of all your bills in just one place. Create a bill in minutes and receive a notification before the bill is due. BillOut is your perfect Bill Organizer to stay on top of all your finances. --- Ever wonder what represents the total amount of all your bills between two salaries? As a Bill Tracker, BillOut will give you this information. Got any friends, family members or flatmates whom you share any bills with? Create a shared bill, assign different amounts if you need and receive all a notification on the due date. BillOut can help you: - Budget your money more effectively by allowing you to plan for upcoming bills. - Reduce stress and anxiety by staying on top of your finances. - Set customized reminders to make sure you never miss a payment again. 
--- A bundle of personalised features --- Budget Planning Get great insights about all your bills between salaries by tracking your incomes and expenses. BillOut is the perfect financial advisor. Personalised Notifications Choose when you want to receive your notifications. Up to 3 days in advance. Multiple Frequencies One-Off, Daily, weekly, every 2 weeks, monthly, quarterly, biannual, annually, BillOut got you covered. Shared Bill Reminder Have common bills with your flatmates or family? Create a shared bill so everyone is notified on time. Amounts can be personalised as well. Weekly Report Receive a summary of your upcoming bills every first day of the week. Bill Calendar View See all your upcoming bills in a beautiful calendar view to plan and organize your financial life ahead Dark Mode Choose between Light and Dark theme. Easy Signup No email or name required to sign-up. Just one click and you are good to go. Backup Backup your BillOut account and restore it on any device. --- Read more about our terms and conditions here: Website: https://www.billout.app Terms of service: https://www.billout.app/terms-and-conditions.pdf Privacy policy: https://www.billout.app/privacy-policy

BillSmooth helps you plan for upcoming bills by setting aside small amounts regularly, so the money is already there when the bill arrives. No more scrambling, no more surprises. **How it works** Divide your money into virtual buckets — one for rent, one for insurance, one for the holiday fund, whatever you need. Set up recurring transfers that top each bucket up at whatever rhythm suits you: weekly, fortnightly, monthly. When a bill comes in, you already have the money set aside. **Built for your real life** - Handles fortnightly pay cycles, not just monthly. - Tracking accounts roll up child balances into a single total. - Projections show fortnightly, monthly and annual impact at a glance. - Works with whichever currency you use — AUD, USD, GBP, EUR, and more. **Your data stays with you** BillSmooth is fully local. Every account, balance and transaction lives on your device — we don't run servers and there's nothing to sign up for. Your data is automatically included in your iPhone's iCloud Backup, and you can export or import a JSON copy from Settings at any time. **Free, no sign-up, no tracking** No ads. No account required. No analytics pinging home. Just a tool to help you get ahead of your bills.