IRAO vs MSG SMS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IRAO
Manage your insurance policies, submit health claims for reimbursement, and request guarantee letters with ease. This app provides quick access to your policy details, payment schedules, and service center information. It's designed for policyholders to simplify their insurance management.
- View active insurance policies
- Submit health insurance claims
- Request guarantee letters
- Access policy details and payment schedules
- View claims history and status
- Find service center locations
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IRAO offers our customers the mobile app with fast and easy access to our services in order to make your life easier. The app allows you to view your active insurance policies, submit health insurance claims and get reimbursement, request guarantee letters. Mobile App services are free of charge. App services require internet connection. The app is in two languages: Georgian and English. In case of any queries or issues when using the application, contact us at (0322) 949 949. Download the app, go through a simple registration process or log in with your ID number and password if you are already registered in order to get started. The application is only for IRAO Insurance Policyholders, who have active insurance policies in the moment. App Features: ► Insurance Policies: • View active insurance policies (Health insurance, Motor insurance, Travel insurance, MTPL insurance, Property insurance); • Policy details; • Payment schedule; • Health insurance card; • Health insurance plan, limits and coverage. ► Insurance Claims: • Submit health insurance claims and get reimbursement for outpatient or dental services - Take and send the photos of your medical and financial documentation or attach the electronic documentation; • Request a guarantee letter; • View claims’ history, status of submitted claims and further details ► Make a complaint, request or recommendation ► View locations of our service centers and contact information We constantly think to make insurance services more convenient and simplified for you and will offer additional services in the near future.
MSG SMS
This app facilitates sending bulk SMS messages for informational and advertising purposes. It is designed for businesses to efficiently communicate with their customers. The application is free to use.
- Bulk SMS sending
- Informational messaging
- Advertising campaigns
- Business communication tool
- Free to use
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An informational/advertising Bulk SMS sending application
Screenshots
Verdict
The clearest difference is review sentiment: MSG SMS at 100% against IRAO's 23%. MSG SMS also leads on rating (5.0 vs 3.5) and update cadence (every 3 weeks vs every 5 weeks). IRAO's advantage is ratings volume (49 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MSG SMS holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: IRAO has 49 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 23% of IRAO's written reviews are positive against 100% of MSG SMS's.
IRAO ships an update every 5 weeks, MSG SMS every 3 weeks. The most recent releases landed on October 11, 2026 and September 16, 2026 respectively.
| Parameter | IRAO | MSG SMS |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (49 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 23.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 49 — better | 1 |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 | 13.4 — better |
| Further details — not scored | ||
| Size | 183 MB | 25 MB |
| Age rating | 4+ | 17+ |
| Developer | International Insurance Company IRAO JSC | MS Group LTD |
Customer experience
IRAO
MSG SMS
In-app purchases
IRAO
No in-app purchases
MSG SMS
No in-app purchases







