Klu vs Pay X
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Klu
Open a bank account in under three minutes from anywhere, anytime. Skip the traditional banking hassle and long queues for a seamless digital experience.
- Instant account opening
- Remote account setup
- 24/7 accessibility
- No physical branch visits
- Digital financial management
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¡Olvídate de los Bancos y de las filas largas! Abre una cuenta en Klu en menos de tres minutos desde la comodidad de tu casa, oficina, o playa, sin importar si es lunes a las 8 de la noche o domingo a las 3 de la madrugada.
Pay X
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Con Pay X consulta y verifica tu balance así como transacciones en tiempo real. Da de alta tu usuario registrando tu correo y los 16 números de tu tarjeta, elige tu contraseña de seguridad ¡Y listo!
Screenshots
Verdict
The clearest difference is device support: Pay X at 3 against Klu's 1. Pay X also leads on iOS requirement (15.1 vs 17). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Klu ships an update every 5 weeks, Pay X monthly. The most recent releases landed on October 2, 2026 and October 8, 2026 respectively.
| Parameter | Klu | Pay X |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) — better | — |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17 | 15.1 — better |
| Further details — not scored | ||
| Size | 90 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Klu Tech, S.A.P.I. de C.V. | Ricardo Guerra |
In-app purchases
Klu
No in-app purchases
Pay X
No in-app purchases
