toonie vs Payy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
toonie
This app empowers local communities by facilitating digital services for businesses and individuals. It enables easy payment collection, promotion of local businesses, and instant money transfers, fostering financial inclusion and e-commerce.
- Collect payments and donations
- Promote local businesses and services
- Send and receive money instantly
- Exchange currencies
- Offer and redeem digital vouchers
- Buy and sell items
- Earn or offer cashback
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Toonie makes everyday life easier and more rewarding for communities. When you join the Toonie community, you can access various digital and innovative services to empower local economies, financial inclusion, and e-commerce. All you need is a smartphone, and you’re ready to go! LOCAL COMMUNITIES Toonie is the ideal way to promote essential groups within a community. The app allows associations, clubs, councils, parishes, and charities to collect payments, membership fees or donations and set up digital promotions conveniently and instantly in the app. BUSINESSES The app makes it easy for retail shops, merchants, and service providers to promote products and services with digital vouchers and receive in-person and online payments on Toonie’s multi-currency digital wallets, via Toonie’s private payment scheme or Tap to Pay. Start immediately with a simple and efficient payment and rewards solution on your phone - No terminals or maintenance costs involved. INDIVIDUALS Toonie lets you instantly send and receive payments, and exchange currencies, all in the app. Discover local gems in your area and find the best discounts to help you save money and support the local community. FAST, EASY, INSTANT MOBILE EXPERIENCES - Send or receive money instantly - Pay or request in-app payments - Promote and redeem digital vouchers - Buy and sell items in-app or online - Earn or offer cashback JOIN THE TOONIE COMMUNITY Download the app today and discover a world of possibilities. #doitwithtoonie NEED OUR HELP? Our team is here for you at support@toonieglobal.com
Payy
This app offers a global money transfer solution, enabling easy and private digital payments. Send stablecoins using payment links, and enjoy financial freedom without the risk of account suspension or freezing. A debit card is also available for spending.
- Send stablecoins with payment links
- No account freezing or suspension
- User-controlled funds
- Payy Card for spending
- Easy and private digital money
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Payy is the global money app for everyone. Other money apps have fees, limits and delays. Blockchains are clunky and unsafe. Payy is a new financial system built from the ground up to make digital money easy & private. • Send stablecoins with magical payment links — the receiver doesn’t even need to have Payy. • Never get debanked. Your account can never be frozen or suspended. Funds on Payy are controlled by you, not some bank. • Payy Card (limited availability) — spend stablecoins online or in shops, with unrivaled privacy.
Screenshots
Verdict
The clearest difference is review sentiment: Payy at 65% against toonie's 33%. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
toonie ships an update every 2 weeks, Payy every 8 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | toonie | Payy |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.1 (35 ratings) — better |
| Positive reviews | 33.3% of reviews | 65.0% of reviews — better |
| Number of ratings | — | 35 — better |
| Update frequency | Every 2 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 206 MB | 130 MB |
| Age rating | 4+ | 4+ |
| Developer | Portit Limited | Polybase Labs |
Customer experience
toonie
Payy
In-app purchases
toonie
No in-app purchases
Payy
No in-app purchases
