Comparison

FBNeSecure vs Zedcrest Wealth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FBNeSecure

Features
Read full description

A Mobile application that generates One Time Passwords (OTPs) used in the authentication of electronic transactions. A one-time password (OTP) is a series of characters that automatically authenticates the user for a single transaction or session. It is also an alternative to the Hardware Token.

About

Zedcrest Wealth

Grow your money with Nigeria's leading savings and investment app. Earn rewards on all financial actions, from flexible savings to automated investments. Features include target savings, locked deposits, and multi-currency wallets for secure financial growth.

Highlights
  • Flexible savings with early withdrawal
  • Target savings for financial goals
  • Locked savings for discipline
  • Automated savings and investment
  • Mutual funds and Treasury Bills
  • Multi-currency wallets
  • Game Center and finance quizzes
Features
Read full description

Your trusted partner that helps you grow, invest, and learn about money. The best investment app on the planet! Zedcrest Wealth is a wealth management app designed to help you grow your money, hit your financial goals, and earn rewards along the way. As an SEC-licensed asset management firm, we give you access to a secure, regulated platform to build real, lasting wealth. Product offerings and key features: Plan for your short-term and long-term goals: Wealth Box: Build an emergency plan without restrictions, withdraw anytime, and earn competitive interest rates. Link your debit card for seamless automated deposits. Aspire: Got a big goal? Set a target, pick a timeline, and set up auto-deposits to smash your targets! Vault: Build discipline with a strict plan. Lock your funds until maturity and watch your money grow untouched. No withdrawals, no exceptions. Auto-deposits & auto-reminders: Add your debit card to stay consistent with automated deposits. Get scheduled push notifications and email reminders that keep you on track. Invest and build wealth smarter: Mutual funds: Explore a range of short-term, low-risk investments in local and global markets, carefully curated for steady growth. Fixed-income investments: Earn steady, predictable returns through short-term, low-risk instruments. Choose from government-backed treasury bills or commercial papers and let your capital work for you. Ethical portfolio: Invest in line with your beliefs and values. Our ethical portfolio offers stable returns while supporting responsible and principled businesses. Stocks: Buy and sell NGN and US stocks with ease. Seamlessly switch between your asset management and stockbroking profiles, all in one app. Auto-invest: Set it and forget it. Automate your investments and stay focused on what matters most to you. Turn your phone into a digital wallet: Store money in your Wallet within the app. Fund your growth plans and investments in naira and dollars. Get local and global opportunities, right at your fingertips. Withdraw funds seamlessly from your Wallet to your naira or dollar bank account. Know your investment personality: Take our Risk Assessment Test to discover your investment personality. Answer a few quick questions and get personalized investment recommendations tailored to your goals and risk appetite. Sharpen your financial skills Zedcrest Wealth Academy: Level up your financial knowledge with bite-sized lessons on investing and personal finance. The more you learn, the better decisions you make. Weekly Finance Quiz & Tournaments: Test your financial know-how every week and sharpen your money mindset. Tournaments: Create or join tournaments to compete with friends and others on all things finance. Financial Insights: Stay up to date with the latest financial and economic news, curated for the everyday investor. Earn rewards and have fun Game Center: Turn every action into a reward. Earn coins for investing, referring friends, top-ups, and more. The more active you are, the more coins you earn. Gift Shop: Redeem your coins for discount vouchers on food, transport, and entertainment. Communities & Buddies: Investing is better with friends. Invite friends, share goals, and grow together.

Screenshots

FBNeSecure4 screens
Zedcrest Wealth4 screens

Verdict

The call

FBNeSecure and Zedcrest Wealth are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FBNeSecure ships an update monthly, Zedcrest Wealth every 3 weeks. The most recent releases landed on September 27, 2026 and October 12, 2026 respectively.

ScorecardNo meaningful differences
FBNeSecure versus Zedcrest Wealth: the parameters behind the verdict, then further details
ParameterFBNeSecureZedcrest Wealth
PriceFreeFree
Rating—4.5 (99 ratings) — better
Positive reviews—75.0% of reviews
Number of ratings—99 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size32 MB122 MB
Age rating4+17+
DeveloperFBNQuestZedcrest capital

In-app purchases

None

FBNeSecure

No in-app purchases

None

Zedcrest Wealth

No in-app purchases

Questions

Is FBNeSecure free?
FBNeSecure is free to download, with no in-app purchases.
Is Zedcrest Wealth free?
Zedcrest Wealth is free to download, with no in-app purchases.
Do FBNeSecure or Zedcrest Wealth have ads?
Neither FBNeSecure nor Zedcrest Wealth shows ads.
Which is updated more often, FBNeSecure or Zedcrest Wealth?
FBNeSecure ships an update monthly, and Zedcrest Wealth every 3 weeks. Most recently, FBNeSecure was updated on September 27, 2026 and Zedcrest Wealth on October 12, 2026.

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