Maxint vs Nebenkosten

Maxint - Financial Clarity. The signal, minus the noise. We believe that your understanding of money should be as clear as the numbers themselves. Finance is often perceived as complex, opaque, and loud. Maxint is the opposite. We are not a calculator. We are a lens. We take the immense, chaotic noise of your financial life—your accounts, your debts, your investments, and the global markets—and render it into a single, quiet surface of pure, illuminated truth. We do not shout. We do not clutter. We reveal. The Whole Picture Connect every aspect of your financial world. From checking accounts to complex portfolios, Maxint unifies your data into a single, breathing overview. See your Net Worth not as a static figure, but as a living story. Intelligence, Applied True smarts are not about volume; they are about relevance. - Finsight: Your personal AI analyst. Ask complex questions—"How do I retire early?", "What is my risk exposure?"—and receive simple, data-backed answers. - Portfolio Builder: Construct a personalized investment strategy based on your specific goals and risk tolerance. Maxint explains the why behind every asset, offering clear reasoning, not just black-box recommendations. - Market Research: We synthesize the noise of global markets into concise, readable briefs. Understand the world, without the ticker tape. The Shape of Spending Budgeting should not feel punitive. It should feel like geometry. - Visual Budget: See your spending as a complete circle, understanding intuitively what remains. - Bills Calendar: A clear, temporal view of your obligations. Know exactly when money leaves your account, so you are never caught off guard. Expertise, Automated For those who prefer a guided path, our Robo-Advisor brings institutional-grade investment management to your pocket. Expertly managed, automatically rebalanced, and tailored to you. A Marketplace of Opportunity Discover financial products—credit, deposit, and rewards—curated specifically for your financial profile. This is not just another finance app. This is clarity. This is Maxint. Your license to use the Maxint App is subject to your prior acceptance of the Licensed Application End User License Agreement (“Standard EULA”) available at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Your German utility bill (Nebenkostenabrechnung) arrives — and all you understand is the amount you owe. Nebenkosten-Check is the app for tenants in Germany: understand every line, check the bill yourself, and keep your deadlines. Built for German rental law, fully in English. UNDERSTAND: THE COMPLETE COST CATALOG • Every German operating-cost type (§ 2 BetrKV) in plain language: What is this line? May it be charged to tenants at all? • Plus the classics that show up anyway: administration costs, repairs, bank fees, vacancy costs … • A typical pitfall for every cost type — from full-service elevator contracts to the cable-TV rule since July 2024 CHECK IT YOURSELF: FORMAL CHECK & TRAFFIC LIGHT • Free formal check: billing period (max. 12 months), the landlord's 12-month billing deadline, advance-payment comparison — calculated to the day • Benchmark traffic light (Pro): every line in €/m²/month against nationwide German averages — green, yellow, or "worth a closer look" • Chargeability check (Pro): spots the classic non-chargeable items instantly • Scan or PDF import pre-fills your cost lines — recognition runs entirely on device KEEP YOUR DEADLINES • Objection-period countdown: 12 months from receipt (§ 556 German Civil Code) — after that, objections are usually excluded • Reminders 90, 30 and 7 days before the deadline, with a discreet text • Bill arrived late? The app does the math and explains neutrally what that means THE TAX BONUS MOST TENANTS NEVER CLAIM (Pro) • Your bill contains household-related and tradesman services (§ 35a German Income Tax Act): caretaker, cleaning, winter service, garden care, chimney sweep, maintenance • Nebenkosten-Check sums them up for your German tax return — only stated amounts, never estimates • Check report as PDF: for your landlord, the tenants' association, or your tax records PRIVATE BY DESIGN • No account, no cloud, no upload, no tracking — "Data Not Collected" • Your housing and cost data stays on your iPhone Nebenkosten-Check Pro (subscription) unlocks the full check (traffic light + chargeability), the §35a tax extract, the check-report PDF and multiple bills (apartments/years). Free 7-day trial on the yearly plan. Always free: 1 bill, the formal check, the deadline reminder and the complete explainer catalog. Important: Nebenkosten-Check provides general information and calculation aids for checking your own bill — not legal or tax advice for individual cases. For disputes, contact a local tenants' association (Mieterverein) or a lawyer for German rental law. Benchmarks: German Tenants' Association operating-costs index (billing year 2024). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/