Comparison

Budget App vs Finly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget App

Manage your monthly budget and track expenses with this intuitive app. Gain direct control over logged spending, set financial plans, and visualize your expenditures with charts to save money.

Highlights
  • Set monthly budgets
  • Log expenses by category
  • Visualize spending with pie charts
  • Real-time remaining balance
  • Editable and categorized expenses
  • One-time purchase for premium
Features
Read full description

Budget App is the simple, powerful way to budget, track your spending, and finally see where your money goes, no bank logins, no spreadsheets, no learning curve. Set a monthly budget and watch it update in real time as you spend. Log an expense in seconds, scan a receipt to capture it instantly, and organize everything with built-in or fully custom categories. FEATURES - Quick expense logging: add spending in just a couple of taps - Receipt scanning: snap a photo and capture the amount automatically - Custom categories: create your own with a name, icon, and color - Income tracking: log salary, freelance, and more to see your true cash flow - Monthly budgets: set a budget and see what's left at a glance - Recurring bills: schedule rent, subscriptions, and bills to log automatically, and skip any month you choose - Spending calendar: a color-coded heatmap of your daily spending - Savings goals: set goals and watch your progress grow - Insights & trends: clear charts and monthly comparisons that actually help - Category breakdown: see exactly what's eating your budget with pie charts - Multi-year history: review any month, any year, without confusion - iCloud sync: your budget stays up to date on all your devices - Face ID & Touch ID lock: keep your finances private - Home Screen widgets: check your budget without opening the app - Search & export: find any transaction and export your data anytime Whether you're paying off debt, building savings, or just tired of wondering where your paycheck went, Budget App gives you a clear, honest picture of your money, and makes it easy to keep it that way. Download Budget App and take control of your spending today. Terms of Use (EULA): https://sites.google.com/view/budgetapptermsandconditions/home

About

Finly

This AI-powered finance app helps you track expenses and build budgets without ever linking your bank accounts. Log spending via voice, import statements, or snap receipts for instant categorization and analysis. Gain insights into your spending habits while maintaining complete privacy.

Highlights
  • Voice-activated expense logging
  • Import bank statements via PDF/CSV
  • AI-powered transaction categorization
  • Receipt scanning and logging
  • Customizable budget creation and alerts
  • Spending breakdown and trend analysis
  • Bank-level privacy with no account linking
Features
Read full description

Track every dollar without linking a single bank account. Most budgeting apps demand access to your bank login. They sync your accounts, store your credentials, and share your financial data with third parties. Finly does none of that. Finly is the only AI-powered budget tracker and expense planner built entirely around your privacy - no bank connections, no credential storage, no sharing of your personal financial records with third parties. Your financial life stays yours. "The voice logging is a game changer. I'm always on the subway or in the car and just being able to say what I spent without typing it out is so convenient." - Mark, App Store, 5 stars TRACK EXPENSES BY VOICE Open Finly and just say it. Finly's AI understands natural language and logs your expense instantly - category, amount, and note included. No typing, no menus, no friction. Whether you are at a coffee shop or stepping out of an Uber, your expense is logged before you put your phone away. IMPORT YOUR BANK STATEMENTS No bank password needed. Download a PDF or CSV statement from your bank's website - the same way you would to file your taxes - and upload it to Finly. The AI reads, categorizes, and organizes every transaction automatically. Works with any bank in the world: Chase, Bank of America, Wells Fargo, HSBC, Barclays, TD Bank, local credit unions - if your bank produces a statement, Finly can read it. UNDERSTAND WHERE YOUR MONEY GOES See exactly where every dollar goes with clear spending breakdowns by category. Finly generates monthly summaries and week-over-week trend charts so you can spot patterns over time. When did your grocery spending spike? What subscriptions are silently draining your budget? Finly answers all of it with zero bank access required. BUILD BUDGETS THAT ACTUALLY WORK Create spending limits by category and get notified before you overspend - not after. Most people fail at budgeting because they only find out at month end. Finly's real-time tracking means you know your status today. Set a grocery budget, a dining budget, an entertainment budget. Finly shows you exactly how much runway you have left in each. SNAP RECEIPTS INSTANTLY See a receipt? Take a photo. Finly's AI reads the merchant, date, and total and logs it automatically. No manual entry, no forgetting what you spent. Works for restaurants, retail, pharmacies, gas stations - any receipt you receive. BUILT FOR BANK-LEVEL PRIVACY Zero bank connections means zero exposure. Your financial data is never sold. Your credentials are never stored. No third-party financial aggregator ever touches your private records. You get all the power of a modern AI finance app with none of the privacy risks of bank-connected alternatives. MORE FEATURES - AI spending insights that surface unusual patterns and savings opportunities - Currency conversion for travelers and people with international income - Shareable milestone cards for paying off debt or hitting savings goals - Category customization so your budget reflects how you actually live - Manual transaction logging for cash and in-person payments - Subscription tracker to catch recurring charges you may have forgotten WHO FINLY IS FOR Finly is for anyone who wants to manage money without surrendering privacy. For people who pay with cash. For freelancers managing income from multiple sources. For anyone burned by data breaches who refuses to hand banking credentials to a third-party app. For anyone who tried Mint, YNAB, or Rocket Money and thought: why does this need my bank password just to help me budget? Finly works differently. Always has. Download Finly today and take back control of your money. Privacy Policy: https://heyfinly.ai/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget App4 screens
Finly4 screens

Verdict

The call

The clearest difference is review sentiment: Finly at 100% against Budget App's 51%. Finly also leads on rating (5.0 vs 4.4) and ads (none vs shown). Budget App's advantage is ratings volume (636 vs 1). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget App sells 3 in-app purchases, starting at $2.99 per 7 days and Finly sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Finly holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Budget App has 636 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 51% of Budget App's written reviews are positive against 100% of Finly's.

UpkeepUpdate frequency

Budget App ships an update every 6 weeks, Finly every 8 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard5 real differences · 5 level
Budget App versus Finly: the parameters behind the verdict, then further details
ParameterBudget AppFinly
PriceFreeFree
Rating4.4 (636 ratings)5.0 (1 ratings) — better
Positive reviews51.0% of reviews100.0% of reviews — better
Number of ratings636 — better1
Update frequencyEvery 6 weeksEvery 8 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size13 MB80 MB
Age rating4+17+
DeveloperWALABOK LLCR.S Digital Labs

Customer experience

Budget App

All ratings637 ratings
Positive85.4%
Neutral3.9%
Negative10.7%
Written reviews51 reviews
Positive51.0%
Neutral13.7%
Negative35.3%

Finly

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Budget App

Reported bugs

9 issues
  • White screen display issue on app launch
  • Expenses not saving properly
  • Duplicate expense entries appearing
  • Expenses and labels getting mixed up/swapped
  • App force closing during deletion
Show 4 more
  • Deletion not working reliably
  • Calculation errors with small transaction counts
  • App crashes and freezes
  • Data not persisting after edits

Requested features

14 requests
  • Percentage display on pie chart categories
  • Custom expense category creation
  • Edit and delete expense functionality
  • Percentage labels for spending categories
  • Custom labels and personalized expense names
Show 9 more
  • Health category addition
  • Face ID app locking
  • Monthly recurring expense templates
  • Expense notes and descriptions
  • Calendar view showing daily expenses
  • Ad-free premium option
  • Sorting expenses in diagrams
  • Multiple monthly budgets
  • Bank account integration

Finly

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Budget App

Subscriptions2
  • Budgetize Premium Weekly$2.997 Days
  • Budgetize Premium Yearly3 Days trial$16.991 Year
One-time1
  • Premium Version$19.99
5 purchases

Finly

Subscriptions3
  • Finly Premium Monthly3 Days trial$4.991 Month
  • Finly Premium Yearly$19.991 Year
  • Finly Premium Yearly7 Days trial$34.991 Year
One-time2
  • Finly Premium Lifetime$19.99
  • Finly Premium Lifetime$39.99

Questions

Is Budget App free?
Budget App is free to download, with in-app purchases available.
Is Finly free?
Finly is free to download, with in-app purchases available.
Which has better reviews, Budget App or Finly?
Finly is rated higher. Budget App averages 4.4 out of 5 from 636 ratings, while Finly averages 5.0 from 1 ratings.
Do Budget App or Finly have ads?
Budget App shows ads; Finly does not.
Which is updated more often, Budget App or Finly?
Budget App ships an update every 6 weeks, and Finly every 8 days. Most recently, Budget App was updated on November 7, 2026 and Finly on November 5, 2026.

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