FM Exchange vs CendMate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FM Exchange
Facilitate peer-to-peer currency exchange for Nigerian immigrants and global users. Trade Naira, CAD, USD, GBP, and EUR with flexible rates and secure transactions directly from your phone.
- Multi-currency support (NGN, CAD, USD, GBP, EUR)
- Peer-to-peer trading with custom rates
- Real-time exchange rates
- Buy and sell currency marketplace
- Fast and secure transfers
- Smart trading tools
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FM Exchange is the ultimate peer-to-peer currency exchange app designed for Nigerian immigrants and global users. Seamlessly trade Nigerian Naira (NGN), Canadian Dollars (CAD), US Dollars (USD), British Pounds (GBP), and European Euros (EUR) with the best rates and full flexibility—right from your phone. Whether you want to convert currency, send remittances, or buy and sell directly with other users, FM Exchange gives you total control and convenience. - Multi-Currency Support Trade Naira, CAD, USD, GBP, and EUR effortlessly using our secure platform. - Peer-to-Peer Trading Set your own rates, connect directly with other users, and trade safely. - Real-Time Exchange Rates Get accurate, up-to-date rates for NGN, USD, CAD, GBP, and EUR so you can trade smart. - Buy & Sell Currency FM Exchange is not just a converter—it’s a full marketplace for currency traders. - Fast & Secure Transfers Send money to and from Canada, USA, UK, Europe and Nigeria quickly and reliably. - Smart Trading Tools Negotiate rates, lock in deals, and make instant transactions—all within the app. Take charge of your currency exchange today. Download FM Exchange now and enjoy a better way to convert NGN, USD, CAD, GBP, and EUR at the best possible rates!
CendMate
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Transfer money to your family and friends Instantly. Send and receive money instantly with Cendmate, your secure, real-time transfer solution.
Screenshots
Verdict
The clearest difference is update cadence: CendMate at every 9 days against FM Exchange's every 5 weeks. FM Exchange's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FM Exchange ships an update every 5 weeks, CendMate every 9 days. The most recent releases landed on September 7, 2026 and September 22, 2026 respectively.
| Parameter | FM Exchange | CendMate |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (11 ratings) — better | — |
| Positive reviews | 80.0% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 5 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 69 MB | 109 MB |
| Age rating | 17+ | 4+ |
| Developer | Flourishing Mart LTD | CendMate |
In-app purchases
FM Exchange
No in-app purchases
CendMate
No in-app purchases
