RLM vs 12C
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
RLM
This app simulates a powerful financial calculator, offering extensive tools for business, finance, statistics, and scientific calculations. It provides worksheets for loan amortization, bond pricing, currency exchange, and more, all within an intuitive interface designed for iOS devices.
- Finance worksheets (amortization, bond price, time value of money)
- Business calculations (bill split, break-even, currency exchange)
- Cash flow analysis
- Statistical functions
- Scientific and trigonometric functions
- Unit and currency conversions
- Date and time calculations
- Equation solver
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The RLM-10BX application is a general purpose calculator with a special focus in finance and business. It is based in the Hewlett-Packard HP-10BII calculator series, but specially designed to bring up the most of your iOS devices and , at the same time, conserving the easy of use and all functions originally provided by the real calculator. Get it for free during 30 days (after you have to buy an In-App-Purchase subscription product or one payment for lifetime). The RLM-10BX has a extensive Menu System: >Finance Worksheets: •Account Balance: Calculates the Balance of cash transactions and interest applied at arbitrary dates. •Amortization: Loan Amortization Schedule for a single or several loan payments. •Bond Price & Yield: Calculates the Price, Yield and Effective Duration of a Bond. •Black-Scholes Options: Calculates the CALL, PUT and “Greeks” values of a Black-Scholes European option. •Depreciation: Calculates depreciation with SL, SOYD, DB or MACRS methods and conventions. •Time Value of Money: Calculates compound Interest problems. >Business Worksheets: •Bill-Tip-Split: Calculates the sharing of a Bill with Tip. •Break-Even: Analyze the following relation: Profit = (Price - Var.Cost) • Units - Fix.Cost •Currency Exchange with on-line rates. •Percents & Margins: Calculates %Change, %Total and Business margins. >Cash Flows Worksheets: •Equal Periods: Calculations with Cash Flows occurring at regular time intervals. •Unequal Periods: Calculations with Cash Flows occurring at arbitrary dates. >Statistics Worksheets: •One-Variable Statistics: Calculations for one variable data samples. •Two-Variable Statistics: Calculations for two variables data samples. •Probability: Combinations, permutations and Normal, Exponential, t-Student and Weibull probability distributions. >Scientific Worksheets: •Angles & Polar: Convert angles and coordinates. •Logarithm functions with common or arbitrary base. •Number Alteration functions •Triangle Solution: Solves a plane triangle. •Trigonometric & Hyperbolic functions. >Conversion Worksheets: •Angles & Polar: Convert angles between DEG,RAD,GRAD,DMS or Slope % & Polar-Rectangular coordinates. •Currencies: world currencies conversions with manual input or on-line current rates. •Interest Rates: Nominal and effective interest conversion. •Units: Physical units conversions. >General Worksheets: •Date: Calculates days between dates with Actual, 360 or 365 days calendars. •Time: Calculates time intervals between different times. •Solver: Calculates arbitrary equations entered as text expression to solve any of the variables knowing the others. •Storage Registers: Store and perform operations directly over the calculators storage registers. •Memory Content: Clear, Back-Up or Restore part or all of the Calculator's memory. •General Settings: Customize many aspects of the calculator including formats & feedbacks. •Help Documents: Description and examples of all the calculator worksheets and features. >Editors Worksheets: To create or edit data •(Date,Trx) List: Transactions and the dates they occurs for the "Account Balance Worksheet". •(Date.CF) List: Cash flows and the dates they occurs for the "Unequal Periods Cash Flows Worksheet". •(X,N) List: Cash flows and repetitions for the "Equal Periods Cash Flows Worksheet". •(X,Y) List: X and Y data samples for the Statistics worksheets. •Solver Equation: Algebraic expression for use in the "Solver" worksheet. •Units Database: Customize the "Units" worksheet. System requirements: iOS 15.0 or above. 30 days Free-Trial. In-App-Purchase: Monthly, Semi-Annual and Annual Auto-renewable subscriptions or One-Payment for life. License Agreement: http://www.apple.com/legal/itunes/appstore/dev/stdeula Disclaimer: THIS IS NOT A HEWLETT PACKARD CALCULATOR, AND IS NOT SPONSORED IN ANYWAY BY HEWLETT PACKARD OR ANY OF ITS SUBSIDIARIES.
12C
This app replicates the functionality of a classic financial calculator, offering modern enhancements like interactive prompts and register views. It provides basic calculator, math, percentage, calendar, and memory functions for free, with advanced financial tools available via a one-time purchase.
- HP 12c functionality reimplementation
- Interactive prompts and recipes
- Register views for data inspection
- Basic calculator functions included
- Advanced financial functions via IAP
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The 12c Modern is a complete reimplementation of the full functionality of the classic HP 12c financial calculator. In addition to providing 12c's look & feel and functionality, we have modernized the app with features such as recipes, interactive prompts, and register views. This free version provides basic Calculator functions, Math functions, Percentage, Calendar and Memory functions. A one-time In-App-Purchase is required to access the Time-Value-of-Money (TVM), Cash Flow, Amortization, Bond, Depreciation, and Statistics functions. The 12c modern addresses two critical issues for the user: (i) knowing what is stored in each of the calculator's internal registers, (ii) remembering the exact key sequences for getting specific calculations done. The register views, accessible in the main screen, provides visibility into various register groups. You can switch between different groups of registers (such as Financial, Cash Flow, Bond, etc.), and inspect stored values. You can record your key strokes for specific calculations and store them as recipes. The recipes remove the burden of remembering the exact keystroke sequence for your tasks. You simply select a pre-recorded recipe (builtin or your own) and run. When running a recipe, the app visually prompts you with the keystrokes to press and guides you along in getting the results. The app comes with 20 built-in recipes and allows you to add/record/edit/delete your own recipes. The convenient register view on the screen allows you to view register contents as your operations proceed.
Screenshots
Verdict
The clearest difference is update cadence: RLM at every 2 months against 12C's every 15 months. 12C's advantage is review sentiment (21% vs 0%) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. RLM sells 4 in-app purchases, starting at $0.49 per month and 12C sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
RLM ships an update every 2 months, 12C every 15 months. Both last shipped on October 30, 2026.
| Parameter | RLM | 12C |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.1 (10 ratings) — better |
| Positive reviews | 0.0% of reviews | 21.4% of reviews — better |
| Number of ratings | — | 10 — better |
| Update frequency | Every 2 months — better | Every 15 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | R.L.M. Software | Anishu, Inc. |
Customer experience
RLM
12C
In-app purchases
RLM
- Monthly Subscription$0.491 Month
- Semi-Annual Subscription$2.996 Months
- Annual Subscription$5.991 Year
- Lifetime Purchase$9.99
12C
- 12C Modern: full functionality$5.99









