Comparison

RLM vs Financial

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RLM

This app simulates a powerful financial calculator, offering extensive tools for business, finance, statistics, and scientific calculations. It provides worksheets for loan amortization, bond pricing, currency exchange, and more, all within an intuitive interface designed for iOS devices.

Highlights
  • Finance worksheets (amortization, bond price, time value of money)
  • Business calculations (bill split, break-even, currency exchange)
  • Cash flow analysis
  • Statistical functions
  • Scientific and trigonometric functions
  • Unit and currency conversions
  • Date and time calculations
  • Equation solver
Features
Read full description

The RLM-10BX application is a general purpose calculator with a special focus in finance and business. It is based in the Hewlett-Packard HP-10BII calculator series, but specially designed to bring up the most of your iOS devices and , at the same time, conserving the easy of use and all functions originally provided by the real calculator. Get it for free during 30 days (after you have to buy an In-App-Purchase subscription product or one payment for lifetime). The RLM-10BX has a extensive Menu System: >Finance Worksheets: •Account Balance: Calculates the Balance of cash transactions and interest applied at arbitrary dates. •Amortization: Loan Amortization Schedule for a single or several loan payments. •Bond Price & Yield: Calculates the Price, Yield and Effective Duration of a Bond. •Black-Scholes Options: Calculates the CALL, PUT and “Greeks” values of a Black-Scholes European option. •Depreciation: Calculates depreciation with SL, SOYD, DB or MACRS methods and conventions. •Time Value of Money: Calculates compound Interest problems. >Business Worksheets: •Bill-Tip-Split: Calculates the sharing of a Bill with Tip. •Break-Even: Analyze the following relation: Profit = (Price - Var.Cost) • Units - Fix.Cost •Currency Exchange with on-line rates. •Percents & Margins: Calculates %Change, %Total and Business margins. >Cash Flows Worksheets: •Equal Periods: Calculations with Cash Flows occurring at regular time intervals. •Unequal Periods: Calculations with Cash Flows occurring at arbitrary dates. >Statistics Worksheets: •One-Variable Statistics: Calculations for one variable data samples. •Two-Variable Statistics: Calculations for two variables data samples. •Probability: Combinations, permutations and Normal, Exponential, t-Student and Weibull probability distributions. >Scientific Worksheets: •Angles & Polar: Convert angles and coordinates. •Logarithm functions with common or arbitrary base. •Number Alteration functions •Triangle Solution: Solves a plane triangle. •Trigonometric & Hyperbolic functions. >Conversion Worksheets: •Angles & Polar: Convert angles between DEG,RAD,GRAD,DMS or Slope % & Polar-Rectangular coordinates. •Currencies: world currencies conversions with manual input or on-line current rates. •Interest Rates: Nominal and effective interest conversion. •Units: Physical units conversions. >General Worksheets: •Date: Calculates days between dates with Actual, 360 or 365 days calendars. •Time: Calculates time intervals between different times. •Solver: Calculates arbitrary equations entered as text expression to solve any of the variables knowing the others. •Storage Registers: Store and perform operations directly over the calculators storage registers. •Memory Content: Clear, Back-Up or Restore part or all of the Calculator's memory. •General Settings: Customize many aspects of the calculator including formats & feedbacks. •Help Documents: Description and examples of all the calculator worksheets and features. >Editors Worksheets: To create or edit data •(Date,Trx) List: Transactions and the dates they occurs for the "Account Balance Worksheet". •(Date.CF) List: Cash flows and the dates they occurs for the "Unequal Periods Cash Flows Worksheet". •(X,N) List: Cash flows and repetitions for the "Equal Periods Cash Flows Worksheet". •(X,Y) List: X and Y data samples for the Statistics worksheets. •Solver Equation: Algebraic expression for use in the "Solver" worksheet. •Units Database: Customize the "Units" worksheet. System requirements: iOS 15.0 or above. 30 days Free-Trial. In-App-Purchase: Monthly, Semi-Annual and Annual Auto-renewable subscriptions or One-Payment for life. License Agreement: http://www.apple.com/legal/itunes/appstore/dev/stdeula Disclaimer: THIS IS NOT A HEWLETT PACKARD CALCULATOR, AND IS NOT SPONSORED IN ANYWAY BY HEWLETT PACKARD OR ANY OF ITS SUBSIDIARIES.

About

Financial

Features
Read full description

An EMI (Equated Monthly Installment) application for iOS facilitates users in calculating, managing, and tracking their loan repayments conveniently. Users can input loan details such as principal amount, interest rate, and tenure to calculate monthly installments and view repayment schedules. The app helps users stay organized with payment reminders, and offers insights into their loan repayment progress, aiming to simplify financial management on mobile devices.

Screenshots

RLM4 screens
Financial3 screens

Verdict

The call

The clearest difference is in-app purchases: Financial at none against RLM's 4. RLM's advantage is update cadence (every 2 months vs every 17 months) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. RLM sells 4 in-app purchases, starting at $0.49 per month. Financial asks for nothing beyond the download.

UpkeepUpdate frequency

RLM ships an update every 2 months, Financial every 17 months. The most recent releases landed on September 12, 2026 and March 5, 2026 respectively.

Scorecard4 real differences · 4 level
RLM versus Financial: the parameters behind the verdict, then further details
ParameterRLMFinancial
PriceFreeFree
Positive reviews0.0% of reviews—
Update frequencyEvery 2 months — betterEvery 17 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17
Further details — not scored
Size7 MB12 MB
Age rating4+4+
DeveloperR.L.M. SoftwareBhautik Gadhiya

In-app purchases

4 purchases

RLM

Subscriptions3
  • Monthly Subscription$0.491 Month
  • Semi-Annual Subscription$2.996 Months
  • Annual Subscription$5.991 Year
One-time1
  • Lifetime Purchase$9.99
None

Financial

No in-app purchases

Questions

Is RLM free?
RLM is free to download, with in-app purchases available.
Is Financial free?
Financial is free to download, with no in-app purchases.
Do RLM or Financial have ads?
Neither RLM nor Financial shows ads.
Which is updated more often, RLM or Financial?
RLM ships an update every 2 months, and Financial every 17 months. Most recently, RLM was updated on September 12, 2026 and Financial on March 5, 2026.

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