Comparison

Retired.com (Formerly Choice) vs Paycheck Audit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Retired.com (Formerly Choice)

Invest in cryptocurrency within a tax-advantaged retirement account. This platform allows you to trade and stake digital assets, manage rollovers, and choose from various IRA and 401(k) structures. It prioritizes security with SOC 2 Type 1 certification and institutional-grade custody.

Highlights
  • Tax-advantaged crypto investing
  • Trade and stake digital assets
  • Rollover and transfer options
  • Various IRA and 401(k) structures
  • SOC 2 Type 1 certified security
  • Institutional-grade cold storage
Features
Read full description

Retired.com* isn't an exchange with a retirement account bolted on. Retirement is the entire product, starting with the asset our members have asked for most: crypto, held inside a tax-advantaged account built to grow for decades, not to day-trade. Trusted with $12B+ in assets under custody by a community of 250,000+ Americans. Whether you're rolling over an old 401(k) or starting fresh, Retired.com puts you in control of what your future is built on. Trade and stake without ever leaving your IRA Buy, sell, and trade Bitcoin and other digital assets, tax-advantaged Stake supported assets to earn rewards inside your IRA Move in and out of positions without a taxable event on every trade One asset, the retirement account built for you Choose the account structure that fits your goals, Self-Directed IRA, Roth IRA, SEP IRA, Solo 401(k), or Checkbook IRA. Fund it with a rollover or a transfer, and start putting your retirement savings behind the asset you believe in. Security is not an afterthought Every account is backed by SOC 2 Type 1 certified security, SIPC-protected cash, and institutional-grade cold storage for your digital assets, with $12B+ held under regulated, third-party custody. A trusted relationship, not an AI-only wall See where you stand with a free Retirement Score in minutes, then talk it through with a real specialist, available on your schedule, including weekends, who turns your score into a named plan with a person behind it. Straightforward answers, transparent pricing, no hidden fees, no surprises. Retire with Freedom. *Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice. Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com. Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform. Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

About

Paycheck Audit

This app helps linemen verify their paychecks by tracking work performed and comparing it to expected gross pay based on custom pay rules. It provides a detailed ledger to identify and understand any discrepancies between recorded work and the actual paystub.

Highlights
  • Track shifts, callouts, storm, and overnight work
  • Configure overtime rules and multipliers
  • Account for callout minimums and per diem
  • Compare recorded work to paycheck stub
  • On-device data processing for privacy
  • Detailed pay ledger with math breakdown
Features
Read full description

Want to compare your paycheck with the work you logged? Paycheck Audit helps hourly workers estimate gross wages from the hours and pay rules they confirm, then compare that estimate with confirmed paystub figures. START WITH YOUR WORK Enter your hourly rate, pay period and actual work. Confirm supported overtime rules and premiums instead of relying on automatic assumptions. Review estimated gross earnings and the calculation behind them. REVIEW THE PAYSTUB Scan or import a paystub, or enter its details by hand. Review extracted figures and confirm the dates and earnings basis before comparing. A paystub alone cannot prove which hours you worked. UNDERSTAND THE RESULT Compare like-for-like gross wages under the rules you confirmed. Review possible differences alongside the work facts, rule versions and paystub values. If you cannot confirm that your work log is complete, a rule is unclear, or pay periods do not align, keep the result in review. A match covers only the items compared. BUILT FOR COMPLEX PAY, TOO Lineman and lineworker pay settings remain available for supported callout minimums, per diem, overtime and dated pay rules. Your existing work records and historical checks remain part of your record. PRIVATE BY DEFAULT No account or employer login is required. The app does not connect to your employer's payroll portal. Calculations and paystub processing happen on your iPhone. You choose when to export a report or create a manual backup; those files may contain sensitive pay information. FREE TO START Set up pay rules, log work, review expected pay and complete your first comparable paycheck audit free without enrolling in a subscription. LinePaycheck Pro adds ongoing paycheck checks after your free first check. Saved work, checks and reports remain accessible when Pro ends. Pro is an optional auto-renewing monthly or yearly subscription, charged to your Apple ID and managed in your App Store account settings. Local prices and any eligible introductory offer are shown before purchase. Results depend on complete and accurate inputs, supported rules and correctly matched periods. The app does not determine legal entitlement or calculate every tax, deduction or pay requirement. Estimates and possible differences are for review, not legal, tax, payroll or employment advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://linepaycheck.com/privacy

Screenshots

Retired.com (Formerly Choice)4 screens
Paycheck Audit4 screens

Verdict

The call

The clearest difference is review sentiment: Paycheck Audit at 100% against Retired.com (Formerly Choice)'s 36%. Paycheck Audit also leads on update cadence (daily vs every 5 weeks) and rating (5.0 vs 4.7). Retired.com (Formerly Choice)'s advantage is in-app purchases (none vs 2) and ratings volume (1.5K vs 1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Paycheck Audit sells 2 in-app purchases, starting at $9.99 per month. Retired.com (Formerly Choice) asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Paycheck Audit holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Retired.com (Formerly Choice) has 1.5K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 36% of Retired.com (Formerly Choice)'s written reviews are positive against 100% of Paycheck Audit's.

UpkeepUpdate frequency

Retired.com (Formerly Choice) ships an update every 5 weeks, Paycheck Audit daily. The most recent releases landed on November 3, 2026 and October 26, 2026 respectively.

Scorecard7 real differences · 3 level
Retired.com (Formerly Choice) versus Paycheck Audit: the parameters behind the verdict, then further details
ParameterRetired.com (Formerly Choice)Paycheck Audit
PriceFreeFree
Rating4.7 (1.5K ratings)5.0 (1 ratings) — better
Positive reviews36.4% of reviews100.0% of reviews — better
Number of ratings1.5K — better1
Update frequencyEvery 5 weeksDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better18.0
Further details — not scored
Size135 MB7 MB
Age rating4+4+
DeveloperChoice Holdings IncorporatedCloudjet Solutions Pte. Ltd.

Customer experience

Retired.com (Formerly Choice)

All ratings1,497 ratings
Positive92.4%
Neutral2.5%
Negative5.1%
Written reviews77 reviews
Positive36.4%
Neutral5.2%
Negative58.4%

Paycheck Audit

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Retired.com (Formerly Choice)

Reported bugs

3 issues
  • Login and withdrawal issues
  • Inconsistent fee information
  • Disappearing account balances

Requested features

3 requests
  • Instant deposits and trading
  • Improved account statements and transparency
  • More crypto asset options

Paycheck Audit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Retired.com (Formerly Choice)

No in-app purchases

2 purchases

Paycheck Audit

Subscriptions2
  • LinePaycheck Pro Monthly$9.991 Month
  • LinePaycheck Pro Annual7 Days trial$79.991 Year

Questions

Is Retired.com (Formerly Choice) free?
Retired.com (Formerly Choice) is free to download, with no in-app purchases.
Is Paycheck Audit free?
Paycheck Audit is free to download, with in-app purchases available.
Which has better reviews, Retired.com (Formerly Choice) or Paycheck Audit?
Paycheck Audit is rated higher. Retired.com (Formerly Choice) averages 4.7 out of 5 from 1.5K ratings, while Paycheck Audit averages 5.0 from 1 ratings.
Do Retired.com (Formerly Choice) or Paycheck Audit have ads?
Neither Retired.com (Formerly Choice) nor Paycheck Audit shows ads.
Which is updated more often, Retired.com (Formerly Choice) or Paycheck Audit?
Retired.com (Formerly Choice) ships an update every 5 weeks, and Paycheck Audit daily. Most recently, Retired.com (Formerly Choice) was updated on November 3, 2026 and Paycheck Audit on October 26, 2026.

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