Comparison

Junto$ vs dividi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Junto$

This app helps couples manage shared expenses to prevent financial disagreements from impacting their relationship. It offers a simple and intuitive way to track common household costs, allowing couples to focus on other aspects of their partnership.

Highlights
  • Shared expense tracking
  • Intuitive interface
  • Financial harmony for couples
  • Reduces financial disagreements
  • Focus on relationship aspects
Features
Read full description

Já parou pra pensar que o desequilíbrio financeiro em relação aos gastos a dois está entre os maiores motivos de uma separação? Nem sempre a falta do dinheiro é o gatilho dos ruídos e sim a sensação de que “a grana” está pesando mais para um lado do que para o outro. Seja na conta de luz, no salário da diarista ou naquele cineminha com pipoca que deveria trazer nada além de prazer para o casal. Por isso, a Junto$, resolveu criar uma forma simples e intuitiva de acompanhar todos esses gastos comuns da vida a dois. Dessa forma, vocês terão mais tempo e energia para resolver e trabalhar outros aspectos igualmente sensíveis em um relacionamento. Pode “brigar”, mas não por isso, fechado?

About

dividi

Manage personal and shared finances effortlessly. Track individual spending, budget effectively, and simplify expense splitting with a partner. Generate shareable statements and set financial goals.

Highlights
  • Personal and joint account management
  • Smart budgeting with categories
  • Automatic transfer calculations
  • Shareable financial statements
  • Expense tracking and history
  • Goal setting and progress tracking
  • Voice-assisted expense logging
Features
Read full description

dividi is the personal finance app for people who share a life, a home, or expenses with someone else. Keep money organized without spreadsheets, screenshots of receipts, or mental math. With everything in one place, it’s easier to split expenses clearly without making money the center of every conversation. PERSONAL AND JOINT ACCOUNTS Organize your individual expenses in a Personal Account, and use a Joint Account whenever you share costs. Invite another person and choose permissions to add or edit expenses, record transfers, manage goals, and more. Each entry clearly shows how the cost is split and who paid. SMART BUDGET Plan the month across Needs, Desires, and Savings & Goals. See how much is still available as you add expenses, understand where your money is going, and reuse your budget in future months. CARDS AND INSTALLMENTS Add cards to organize purchases and track the month’s statement. Link personal or shared expenses, see totals, paid and pending amounts, top spending categories, and installments in progress. dividi never asks for or stores your full card number, CVV, or payment credentials. CLARITY FOR SHARED EXPENSES Search by expense name and follow the Joint Account change history. dividi suggests a transfer amount based on each person’s share and what has already been paid. You can also generate and share a statement with expenses, transfers, a summary by member, and card-linked expenses. RECURRING EXPENSES, COPYING, AND GOALS Add recurring expenses or installment purchases, copy entries from one month to the next, and let dividi track installments automatically. Create goals with a target amount and target date, link personal or shared expenses, and follow your progress. TALK TO DIVI Divi is the dividi mascot and helps you add expenses faster. Speak or type what you spent: she creates a draft with the details she identified for you to review, correct, and save. For now, Divi focuses exclusively on adding expenses. Talk to Divi is a Premium feature with a monthly conversation limit. FREE TO START Use the core features for free for up to 6 months or 120 operations, whichever comes first. PREMIUM Keep going without the Free plan’s limits on months or operations. Premium also includes adding, editing, and deleting expenses without internet, due date reminders, Talk to Divi, and Apple Family Sharing on iOS. dividi is not a bank, does not move money, and does not access your bank data. It helps you organize personal finances and share expenses with clarity and respect. dividi — Splitting expenses has never been so simple. Questions? support@dividiapp.com Learn more: https://dividiapp.com Terms of Use: https://dividiapp.com/terms#terms-of-use Privacy Policy: https://dividiapp.com/terms#privacy-policy

Screenshots

Junto$4 screens
dividi4 screens

Verdict

The call

The clearest difference is review sentiment: dividi at 100% against Junto$'s 35%. dividi also leads on update cadence (weekly vs every 2 months). Junto$'s advantage is monetization model (free vs freemium) and iOS requirement (13.2 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Junto$ sells 1 one-off in-app purchase and dividi sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Junto$ ships an update every 2 months, dividi weekly. The most recent releases landed on October 9, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 4 level
Junto$ versus dividi: the parameters behind the verdict, then further details
ParameterJunto$dividi
PriceFreeFree
Positive reviews35.0% of reviews100.0% of reviews — better
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.2 — better15.0
Further details — not scored
Size44 MB61 MB
Age rating+4+12
DeveloperVictor SalimJonathan Givisiez

Customer experience

Junto$

Written reviews20 reviews
Positive35.0%
Neutral15.0%
Negative50.0%

dividi

Written reviews12 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Junto$

One-time1
  • Juntos Premium Ass. Yearly$17.99
4 purchases

dividi

Subscriptions4
  • dividi Premium – Monthly$1.991 Month
  • dividi Premium Duo – Monthly$2.791 Month
  • dividi Premium – Yearly$14.991 Year
Show 1 more
  • dividi Premium Duo – Yearly$20.991 Year

Questions

Is Junto$ free?
Junto$ is free to download, with in-app purchases available.
Is dividi free?
dividi is free to download, with in-app purchases available.
Do Junto$ or dividi have ads?
Neither Junto$ nor dividi shows ads.
Which is updated more often, Junto$ or dividi?
Junto$ ships an update every 2 months, and dividi weekly. Most recently, Junto$ was updated on October 9, 2026 and dividi on October 25, 2026.

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