Stanbic Chama App vs eTims

Available to Kenya citizens. The Chama app is for friends and family to save together. Download the app, create a profile and verify your identity. Once you are verified, a personal wallet will be ready for you to begin participating in Chamas. You can deposit money into your personal wallet from Mpesa or other accounts, and also withdraw from your wallet to Mpesa and Stanbic accounts. With the Chama app from Stanbic Bank, you can create as many Chamas as you like. You can invite friends, family and colleagues from your phone address book. The people you invite, will receive invitations via text message. If they choose to join your group, they can review the groups constitution and accept the invitation. The Chama app from Stanbic Bank puts the power in your hands to manage your group the way that you, as a group chooses to. Here are some of the amazing features that are available to groups; - Complete Visibility to all members All members can see all the activity that takes place in the group. All transactions are listed and can be queried and searched for in real time. - Changeable Membership roles After a member has accepted the invitation to join a group, the officials can change that members' membership role to; chairperson, treasurer or mentor. There can be as many chairpersons and treasurers as the group wants. In fact, all members can be chairpersons and they can all have equal responsibilities in the group. And if the group needs some assistance from someone to guide them on their journey, the group can invite a member as a mentor. Mentors do not participate financially, but they have full visibility of all the activity in the group and can join the group chat, from inside the app. - Membership Statuses After a person has accepted an invitation to the group, they will become an active participant. Officials can change any members' membership status at any time to any of the following; Active, On-hold and Terminated. Changing a members' membership status to On-hold, means that the member is temporarily not participating in the group's activities. Terminating a membership means that the member is no longer participating in the group whatsoever. Terminated and On-hold memberships may be re-activated at any time. - Group Goals Indicate your groups' goals, add a picture for inspiration and let everybody see how the group is progressing towards these goals. To allocate money to the goal is simple and straightforward. Simply indicate the amount to add to the goal, after which the groups available balance is reduced by this amount. Money in goals can be moved to the available balance at any time. - Member borrowing with Loans Members can borrow from the group by applying for Loans. These loans are group funded loans and not Loans provided by Stanbic Bank. Stanbic Bank updates the app regularly with new features based on our clients' feedback. So please let us know how we can make the app even better!

Envisioning a society where paying taxes is as simple as browsing social media. No more piles of paperwork, obscure documents, or late-night rushing to meet deadlines. The idea behind the e-TIMS mobile app is to be a pocket-sized helper that makes taxation easier to understand and gives people more control over their financial responsibilities. It is becoming more crucial for taxpayers to understand their rights and responsibilities in the era of technology. The procedure of filing taxes has been completely transformed by the emergence of the eTIMS mobile application. This app is made to offer precise, easy-to-use services to meet the requirements of both businesses and individuals. Functionalities: Creating Invoices & Quotations: The user can generate invoices & quotations. Managing Customers & Suppliers: A user can easily modify, and validate customers and suppliers. Sync Record to eTIMS: All records are synced in the application. Security: Users now find it easier to obtain their tax information while on the go thanks to the eTIMS mobile application. To safeguard sensitive tax data, it is crucial to make sure the apps adhere to strong security protocols. The use secure data transmission protocols are some of the security measures employed. A single sign-out has been implemented into the application to provide maximum security. User Interface: Users can access all the features of the application through the touchscreen interface, eliminating the need for additional hardware or peripherals. Compatibility: This application is designed to be compatible with a wide range of mobile devices, including smartphones and tablets. This ensures that users can access the application regardless of the device they are using. Cost: This application is free and available for download. Payment Methods: With transparent payment methods introduced in the application, the user can flexibly make payments for various tax obligations. Integration with Government Databases: To ensure accuracy and compliance with the law, this application integrates with government databases to access up-to-date tax information and rates. This ensures that users have access to the most current tax laws and regulations. A Boon for Businesses: The app has advantages that go beyond personal use. Envision a streamlined tax system for small enterprises that includes functions like automatic tax return submission, sales, and purchases monitoring. This allows business owners to concentrate on what they do best—growing their businesses—by freeing up important time and resources. Customer Support & Assistance: Through a help centre and FAQs, email and phone support lastly troubleshooting guides. These are offered to assist a user on how to navigate issues that may arise while using the application. Feedback and Review Mechanisms: This application encourages user feedback and reviews through App Store. This allows users to share their experiences and opinions about the application, which can be useful for other users considering the use of the application while rating the application within five stars. Legal Compliance: Users must note that using the eTIMS mobile application does not exempt them from their legal obligations to file their tax returns and pay any outstanding taxes. The application can only assist users in meeting these obligations, and users are ultimately responsible for their tax compliance. By offering the above functionalities this application has made it easier than ever for individuals and businesses to manage their tax affairs, therefore, let's embrace the potential of these pocket-sized tax assistants and pave the way for a brighter, more streamlined future for everyone.