Comparison

Portfolio Tracker vs Tip Protector

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Portfolio Tracker

Consolidate and analyze your investments across multiple brokerages. Visualize asset allocation, track historical data, and create watchlists for over 70,000 assets. Seamlessly sync across Apple devices for real-time market insights.

Highlights
  • Consolidated portfolio view
  • Historical account statistics
  • Unlimited account groups
  • In-depth stock market data
  • Watchlist creation
  • Multi-device sync
Features
Read full description

Every account. Every asset. One clear view. Finance Bay is the portfolio tracker and analytics platform that puts your investments in focus — benchmark your returns against the S&P 500, track stocks, ETFs, crypto, and dividends across all your accounts, and see your complete wealth picture in one private dashboard. --- PORTFOLIO ANALYTICS • Real-time performance across 70,000+ global stocks, ETFs, funds, and shares • Unrealized and realized gains broken down by holding and account • Dividend yield tracking with full income history • Asset allocation visualization across accounts and groups • Net worth view — your total wealth at a glance --- BENCHMARK YOUR RETURNS • Compare your portfolio against the S&P 500 or a custom benchmark • Visualize how your wealth compounds over any time period — 1D, 1W, 1M, 1Y, all-time • Identify which holdings drive your gains — and which hold you back --- REBALANCE & ALLOCATE • See your allocation across asset classes, sectors, and geographies • Group accounts by strategy or theme, then rebalance with clarity • Unlimited account groups — organize your investments your way --- WATCHLIST & MARKET DATA • Add any stock, ETF, crypto, or fund to your watchlist without opening a position • 70,000+ assets covering US, XETRA, EURONEXT, TSX, SEHK, and more • Never miss a dividend, corporate action, or earnings event --- PRIVACY-FIRST DESIGN • No brokerage login required — manual entry or CSV import • All connections to our servers are encrypted and secured • Seamless iCloud sync across all your Apple devices • Your data is never shared with or sold to third parties — ever --- Free to download. Optional Pro plan unlocks advanced analytics, unlimited account groups, and priority support. Download Finance Bay and benchmark your portfolio — for real. --- Privacy Policy: https://www.financebay.app/privacy-policy Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Tip Protector

This app helps you calculate tips accurately and detect potential tip fraud. It allows you to scan receipts, split bills, and track your tipping history to ensure your transactions are correct.

Highlights
  • Accurate tip calculation
  • Tip fraud detection
  • Receipt scanning with OCR
  • Bill splitting
  • Tipping history tracking
  • Multi-language support
Features
Read full description

Tipping is a common custom at restaurants around the world. Unfortunately, that means you risk being a victim of tip fraud when you leave a tip. When you leave a tip, it is possible for someone to alter the tip amount so that you are charged for a larger tip than you had planned. Up until now, the only way to prevent this type of fraud is to save all your dining receipts and then check them against your credit card statement at the end of the month. How many of us do that? Very few. Tip Protector is an advanced tip calculator app that helps users calculate tips accurately and makes catching tip fraud much easier. Tip protector takes the percentage tip that you would like to leave (based upon the total bill before or after tax) and calculates tip options to make the last 4 digits of the final transaction repeat. At the end of the month, you can simply look through your credit card statement, and any transaction where the amount paid does not show this repeating pattern indicates that the tip may have been altered. No more having to look through every bill in order to prevent tip fraud. With Tip Protector on your phone, you can: - Calculate tips based on subtotal or total amounts with customizable tip percentages - Split bills fairly between multiple people (up to 20 maximum) - Scan receipts using the device camera and OCR technology to automatically pull out amounts, no manual entry needed - Save tip calculations with location, category, and bill images - Track tipping history and view statistics like spending trends and category breakdowns - Detect potential tip fraud by comparing calculated amounts with charged amounts - Available in 17 languages with beautiful light and dark themes Users can authenticate using email, Google, or Apple Sign In to sync their data across devices. The app requires camera permission for bill scanning functionality. No user data is shared with third parties. Download Tip Protector today and make it easy to protect the integrity of your tip. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Portfolio Tracker4 screens
Tip Protector4 screens

Verdict

The call

The clearest difference is rating: Tip Protector at 5.0 against Portfolio Tracker's 4.7. Tip Protector also leads on update cadence (every 8 days vs every 3 weeks) and iOS requirement (15.5 vs 17.0). Portfolio Tracker's advantage is ratings volume (47 vs 4) and device support (6 vs 3). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Portfolio Tracker sells 5 in-app purchases, starting at $4.00 per month and Tip Protector sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Tip Protector holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Portfolio Tracker has 47 ratings behind it against 4, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Portfolio Tracker ships an update every 3 weeks, Tip Protector every 8 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard5 real differences · 5 level
Portfolio Tracker versus Tip Protector: the parameters behind the verdict, then further details
ParameterPortfolio TrackerTip Protector
PriceFreeFree
Rating4.7 (47 ratings)5.0 (4 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings47 — better4
Update frequencyEvery 3 weeksEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, Mac, Apple TV, Apple Watch, Vision Pro — betteriPhone, iPad, iPod
Requires iOS17.015.5 — better
Further details — not scored
Size133 MB129 MB
Age rating17+4+
DeveloperArkadiusz SzczepkowiczELLIE OLITSKY

Customer experience

Portfolio Tracker

All ratings47 ratings
Positive93.6%
Neutral4.3%
Negative2.1%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Tip Protector

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

5 purchases

Portfolio Tracker

Subscriptions4
  • Pro - Monthly2 variants$4.001 Month
  • Pro - Yearly7 Days trial$35.001 Year
  • Pro - Yearly$35.001 Year
Show 1 more
  • Pro - One-Time Yearly Offer1 Year trial$35.001 Year
One-time1
  • Pro - Lifetime2 variants$70.00
2 purchases

Tip Protector

Subscriptions2
  • Plus (Monthly)$1.991 Month
  • Plus (Yearly)3 Days trial$15.991 Year

Questions

Is Portfolio Tracker free?
Portfolio Tracker is free to download, with in-app purchases available.
Is Tip Protector free?
Tip Protector is free to download, with in-app purchases available.
Which has better reviews, Portfolio Tracker or Tip Protector?
Tip Protector is rated higher. Portfolio Tracker averages 4.7 out of 5 from 47 ratings, while Tip Protector averages 5.0 from 4 ratings.
Do Portfolio Tracker or Tip Protector have ads?
Neither Portfolio Tracker nor Tip Protector shows ads.
Which is updated more often, Portfolio Tracker or Tip Protector?
Portfolio Tracker ships an update every 3 weeks, and Tip Protector every 8 days. Most recently, Portfolio Tracker was updated on November 3, 2026 and Tip Protector on November 5, 2026.

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