Comparison

Checkbook Register & Ledger vs Zeroed

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook Register & Ledger

Track your income and expenses with this straightforward finance app. Gain clarity on your spending habits and manage your household budget with ease. It offers a simple, ad-free interface for quick financial overviews.

Highlights
  • Record income and expenses
  • Track amounts and count money
  • Memorize travel expenses
  • Keep a cash book
  • Budget mode for yearly, monthly, and category views
  • Quickly capture small cash expenses
Features
Read full description

Get more clarity about your money: Expenses shows you your monthly expenses clearly arranged. You can see at a glance where your money is going and increase your awareness of your income and expenses. Without ads because ads are annoying! Get the easiest financial overview and look forward to many more great features. You have an idea for the further development? Write to me and join the development of the simplest and clearest finance app! ‣ Record income and expenses of your household budget ‣ Count your money by easily tracking amounts ‣ Memorize travel expenses quickly and easily and get an overview ‣ Keep a cash book and replace paperwork ‣ Find out quickly when you spent how much money and on what A single tap takes you to the entry of your last expense. Enter the amount, assign a category and optionally enter a short note - done. Expenses helps you quickly capture all those little cash expenses that you might otherwise miss. In budget mode, you can see your remaining budget per year, month and category at a glance. Income and expenses are added up to your total budget and you can see early on whether you need to be a little more careful or can afford something great. Expenses is reduced to the essentials. No frills, no advertising. Finally, a simple, clear and concise expense and budget tracker.

About

Zeroed

Features
Read full description

Zeroed turns your balances, interest rates and monthly budget into a clear debt payoff plan. Compare strategies, simulate extra payments, and see how today's choices are estimated to change your debt-free date — before you make them. KNOW WHAT TO PAY, AND WHY Your plan suggests a next move for this month — which debt, how much, and why — so you're not guessing whether to pay down the card or the loan first. SEE YOUR DEBT-FREE DATE A month-by-month estimate shows your balance shrinking to zero, with every milestone — each debt cleared, each payment released — along the way. ASK "WHAT IF?" What if I paid £100 more a month? What if I put a £1,000 windfall toward my debt? What monthly budget could clear everything by a date I choose? What would a new £4,000 loan actually cost me in interest? Every scenario estimates the effect on payoff time and interest before you act. FIND YOUR PERFECT STRATEGY Slide between saving the most interest and clearing debts the fastest, and watch your plan recalculate live. Or choose from five named strategies: Cheapest, Quick Wins, Fastest Closures, Cash Flow, or Balanced. PROTECT YOUR 0% OFFERS Zeroed watches promotional rates and estimates whether your current plan clears a balance before its standard rate returns — plus the monthly payment needed to meet that date. PRIVATE BY DESIGN No bank login. No account required. Your financial information stays on your device — never uploaded, never sold, never seen by anyone but you. Zeroed provides planning tools and estimates based on the numbers you enter. It isn't a bank, and it doesn't offer regulated financial advice.

Screenshots

Checkbook Register & Ledger4 screens
Zeroed4 screens

Verdict

The call

The clearest difference is in-app purchases: Zeroed at none against Checkbook Register & Ledger's 26. Checkbook Register & Ledger's advantage is update cadence (every 2 weeks vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook Register & Ledger sells 21 in-app purchases, starting at $4.99 per month. Zeroed asks for nothing beyond the download.

UpkeepUpdate frequency

Checkbook Register & Ledger ships an update every 2 weeks, Zeroed monthly. The most recent releases landed on October 30, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
Checkbook Register & Ledger versus Zeroed: the parameters behind the verdict, then further details
ParameterCheckbook Register & LedgerZeroed
PriceFreeFree
Rating4.8 (134 ratings) — better—
Positive reviews97.7% of reviews—
Number of ratings134 — better—
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad — better
Requires iOS16.4 — better17.0
Further details — not scored
Size67 MB2 MB
Age rating4+4+
DeveloperTimo StuebingNicholas Boults

In-app purchases

21 purchases

Checkbook Register & Ledger

Subscriptions10
  • Pro$4.991 Month
  • Pro$7.991 Month
  • Secret Discount for Pro$7.991 Year
Show 7 more
  • Pro$8.991 Month
  • Pro$9.991 Month
  • Secret Discount for Pro$12.991 Year
  • Secret Discount for Pro$17.991 Year
  • Pro7 Days trial2 variants$24.991 Year
  • Pro7 Days trial$29.991 Year
  • Pro7 Days trial$49.991 Year
One-time11
  • Pro (Lifetime)2 variantsFree
  • Pro (Lifetime)$4.99
  • Contribution level 1$5.99
Show 8 more
  • Pro (Lifetime)$7.99
  • Contribution level 2$8.99
  • Pro (Lifetime)$13.99
  • Contribution level 3$14.99
  • Contribution level 4$14.99
  • Contribution level 5$41.99
  • Pro (Lifetime)$69.99
  • Pro (Lifetime)$79.99
None

Zeroed

No in-app purchases

Questions

Is Checkbook Register & Ledger free?
Checkbook Register & Ledger is free to download, with in-app purchases available.
Is Zeroed free?
Zeroed is free to download, with no in-app purchases.
Do Checkbook Register & Ledger or Zeroed have ads?
Neither Checkbook Register & Ledger nor Zeroed shows ads.
Which is updated more often, Checkbook Register & Ledger or Zeroed?
Checkbook Register & Ledger ships an update every 2 weeks, and Zeroed monthly. Most recently, Checkbook Register & Ledger was updated on October 30, 2026 and Zeroed on October 7, 2026.

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