mkesh vs Moza Banco
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mkesh
This mobile financial service allows users to store and move money easily and securely, even without a traditional bank account. Send money to friends and family, pay for goods and services, and buy mobile top-ups with advantages and bonuses.
- Electronic money service
- Send money to family and friends
- Pay for goods and services
- Buy mobile top-ups
- No minimum balance
- No maintenance fees
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A Carteira Móvel, SA é uma instituição de moeda electrónica, detida pela Tmcel e IGEPE, que traz até si o mkesh, o primeiro serviço financeiro de moeda electrónica aprovado em Moçambique e disponível no celular 24/24h, em todo País na rede Tmcel. Ao aderir gratuitamente ao mkesh, o seu número do celular (82 ou 83) passa a ser o seu número de conta mkesh, sem saldos mínimos obrigatórios nem despesas de manutenção. O serviço mkesh tem como objectivo permitir, de forma fácil e segura, o acesso à toda população de serviços financeiros básicos tais como guardar e movimentar dinheiro, mesmo sem possuir uma conta bancaria tradicional. Através do mkesh, poderá enviar dinheiro para os seus familiares e amigos, bem como fazer pagamento de bens e serviços e ainda comprar recargas Tmcel, com grandes vantagens e bónus. Este serviço, dinamiza as trocas comerciais nos meios sub-urbanos e rurais, contribuindo activamente para o desenvolvimento do País.
Moza Banco
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Moza Banco Mobile App – Your New Digital Banking Experience Your bank, anytime and anywhere. Moza Banco Mobile App puts your bank right in the palm of your hand — fast, secure, and easy to use. Built for the next generation of digital banking, it offers a seamless, intuitive experience to make your daily banking smarter and simpler. Enhanced Security at Every Step Bank with total peace of mind. Your security is our top priority, with advanced protection built into every transaction: Log in with biometric recognition (facial or fingerprint). Authorize transfers securely with OTP (One-Time Password) sent by SMS. Reset or change your password online — no need to visit a branch. Enjoy automatic logout after 10 minutes of inactivity. All your data is encrypted, and you receive real-time alerts. Remember: Your credentials, PINs, and OTP codes are personal and confidential. Never share them — and always use official Moza Banco channels. Transfers and Payments in Seconds Move your money anytime, anywhere — no queues, no delays. Enjoy fast, secure transactions with just a few taps: Transfer to Moza Banco or other banks. Send money to one-time or saved beneficiaries. Schedule future transactions. Pay for services such as water, INSS, JUE, and more. Buy mobile top-ups instantly. Make payments using entity and reference. Send multiple wallet transfers at once with a single authentication. Cards with Greater Control and Security Your cards are always within reach. Easily manage your debit, prepaid, and credit cards wherever you are: View all your cards in one place, physical or digital. Pay your credit card in full, partially, or the minimum amount. Instantly block or cancel your card if it’s lost. Check expiry dates and recent transactions with ease. Integrated Mobile Wallets Connect seamlessly to the country’s top mobile wallets: Send money directly to M-Pesa, M-Kesh, and E-Mola, quickly and securely. The beneficiary’s name appears automatically when you enter their number. Make multiple transfers at once — the app does the rest with one authentication. Support Whenever You Need It We’re here for you anytime, anywhere. For assistance, contact Customer Service (95247 / 21342020) or visit your nearest Moza Banco branch. The Moza Banco Mobile App reflects our commitment to innovation, convenience, and you. Mobile App – simpler, more modern, and intuitive. We make it happen!
Screenshots
Verdict
mkesh and Moza Banco are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
mkesh ships an update every 2 months, Moza Banco every 5 weeks. The most recent releases landed on September 30, 2026 and October 11, 2026 respectively.
| Parameter | mkesh | Moza Banco |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 41 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Mocambique Telecom SA | Moza Banco |
In-app purchases
mkesh
No in-app purchases
Moza Banco
No in-app purchases







