Fmtspace vs MyKayiApp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fmtspace
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An investment App. by First Marina Trust Limited. it has the following features personal account, finance, internet bank, send money, escrow, loans, lease, target savings.
MyKayiApp
This digital banking app offers essential financial services, with plans to expand into investments, insurance, loans, and cryptocurrency. It aims to provide a comprehensive suite of tools to manage your finances securely.
- Basic digital financial services
- Stock investments (planned)
- Insurance coverage (planned)
- Loan options (planned)
- Secure crypto transactions (planned)
- Structured savings accounts
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Kayi App is set to revolutionize contemporary banking. We start with basic digital financial services with our set on offering a comprehensive suite of services tailored to your financial needs shortly. These will include stock investments, insurance coverage, convenient loan options, secure crypto transactions, and uniquely structured savings
Screenshots
Verdict
The clearest difference is iOS requirement: MyKayiApp at 13.4 against Fmtspace's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fmtspace ships an update every 9 days, MyKayiApp every 2 weeks. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.
| Parameter | Fmtspace | MyKayiApp |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.3 (4 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 4 — better |
| Update frequency | Every 9 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.4 — better |
| Further details — not scored | ||
| Size | 73 MB | 48 MB |
| Age rating | 4+ | 17+ |
| Developer | First Marina Trust Ltd | Kayi Microfinance Bank Limited |
In-app purchases
Fmtspace
No in-app purchases
MyKayiApp
No in-app purchases








