Comparison

mobiquity Pay vs Chaingapp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mobiquity Pay

Features
Read full description

Self onboarding: - Onboard yourself digitally without any physical intervention. - Get your KYC verified and enjoy the plethora of services like Bill Payment, Merchant Payment, Recharge, and many more. Send Money to your Friends and Family: - Enhanced with recent and favorite functionality. You can now select from the favorites added, Select from your contacts and even scan the QR (EMVco) to send money. Linking multiple payment instruments: - mobiquity pay can be integrated with multiple banks. You can link multiple bank accounts to your wallet account. - mobiquity pay can also be integrated with the payment gateway. You can link multiple debit cards and credit cards to facilitate payment use cases. One-click Merchant Payment: - Pay on the go using your wallet balance, debit card, credit card, and bank account by just scanning the QR at the merchants. Recharge at your convenience - Make phone recharges quickly at your favorite mobile operator. You can recharge using your wallet balance, debit card, credit card, and bank account. Unified Payment history: - Track all your transaction in one place hustle-free. A detailed view of all the transactions done using any payment instrument helps you reconcile easily. You can also apply filters to check for any specific transaction within the date range, by service type, and by instrument type as well. Transfer money between your bank and wallet: - Add money to your wallet account using any bank account linked to your wallet profile. - Send money from your wallet to your linked bank account. Business User Locator: - Locate your nearby groceries shops, pets store, restaurants using the business locator

About

Chaingapp

This app facilitates seamless cash-to-digital exchanges, eliminating the need for physical change. It enables micro-savings and digital payment solutions for both consumers and merchants, streamlining transactions and reducing reliance on physical currency.

Highlights
  • Cash to digital exchange
  • Micro-savings
  • Digital change dispensing for merchants
  • Fast signup
  • No maintenance fees
  • Secure and reliable payments
Features
Read full description

Chaingapp is a cash to digital exchange solution. No need to roundup your change and no need to have coins scattered all over your purse and dangling in your pocket all day. No exact change is required for cash purchase. This helps you with micro-savings and investing with loose change you would normally drop under the couch, car seat or in your laundry. As a merchant, there is no need for physical bank trips for coins or notes to give change. Whenever you run out of coins to give, simply transfer funds from your linked account and start dispensing change digitally. That 2.5 extra seconds it takes to give physical change can be cut in half, saving you time and adding more value to your business and customers in the long run. Chaingapp is a free app that allows users to get their change paid digitally. It is a safe, secure and reliable mobile payment solution. What's great about Chaingapp? Chaingapp gives you a Simple, Fast, Secured and Reliable app. It helps you as a merchant, reduce your bank visits. Also signing up takes less than a few minutes and there are no maintenance fees. Chaingapp also helps you save for a rainy day. By joining, no more contact with cash. How does it work? Chaingapp works in three easy steps: Download and signup for Chaingapp in a matter of minutes. The signup process is simple and fast so you can start scanning and accept your change right away. As a merchant, Chaingapp also works in three easy steps: Just download the app and signup for a business account in minutes, scan and start dispensing change right away.

Screenshots

mobiquity Pay4 screens
Chaingapp4 screens

Verdict

The call

The clearest difference is update cadence: mobiquity Pay at monthly against Chaingapp's every 6 months. Chaingapp's advantage is iOS requirement (12.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

mobiquity Pay ships an update monthly, Chaingapp every 6 months. The most recent releases landed on October 12, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 8 level
mobiquity Pay versus Chaingapp: the parameters behind the verdict, then further details
Parametermobiquity PayChaingapp
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyMonthly — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.012.4 — better
Further details — not scored
Size212 MB20 MB
Age rating17+4+
DeveloperComviva Technologies LtdChaingapp Inc

In-app purchases

None

mobiquity Pay

No in-app purchases

None

Chaingapp

No in-app purchases

Questions

Is mobiquity Pay free?
mobiquity Pay is free to download, with no in-app purchases.
Is Chaingapp free?
Chaingapp is free to download, with no in-app purchases.
Do mobiquity Pay or Chaingapp have ads?
Neither mobiquity Pay nor Chaingapp shows ads.
Which is updated more often, mobiquity Pay or Chaingapp?
mobiquity Pay ships an update monthly, and Chaingapp every 6 months. Most recently, mobiquity Pay was updated on October 12, 2026 and Chaingapp on October 19, 2026.

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