Comparison

Bank vs Skypay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bank

Manage your bank accounts and cards securely from your smartphone. Perform transactions, check balances, make payments, and access various banking services without visiting a branch.

Highlights
  • Account balance consultation
  • Transaction history
  • Card management (ordering, PIN reset, blocking)
  • Money transfers
  • Bill payments
  • Chequebook ordering
  • Credit simulation
Features
Read full description

Bank-e est une application conçue par le Crédit Agricole du Maroc qui vous offre un service de consultations et de transactions dont vous pouvez profiter en toute simplicité et sécurité sans avoir à vous déplacer en agence. Avec Bank-e, vous avez accès en temps réel à un ensemble de fonctionnalités relatives à vos comptes bancaires et vos cartes : · Comptes et Cartes : - Consultation des soldes des comptes - Possibilité de filtrer les opérations de crédit ou de débit uniquement - Consultation de la facilité de caisse - Relevé des comptes titres - Situation des emprunts - Historique des opérations bancaires - Consultation de valeurs impayées - Commande de Cartes - Consultation des demandes de cartes en cours - Possibilité de choisir le visuel de la carte - Recalcule de PIN - Recharge de carte prépayée - Génération de CVV - Opposition sur cartes - Blocage - Gestion des plafonds - Consultation des mouvements et informations - Consultation du RIB · Messagerie : - Envoi et réception de messages · Paiements : - Virements immédiat ou permanent - Gestion de bénéficiaire - Paiement factures - Choix des facturiers préférés - Historique des paiements de factures - Mise à disposition (GAB ou Agence) - Recharges de cartes prépayées · Services en ligne : - Commande de chéquier ou LCN - Suivi en temps réel des commandes - Souscription à Beztam-e - Bloquer le contrat Beztam-e - Réinitialiser le contrat Beztam-e · Produits : - DAT et Bons de Caisse - Consultation des produits de bancassurance - Consultation des produits & packages · Crédits : - Simulation de crédit - Consultation des crédits en cours - Parcours de la demande de crédit habitat · Infos et contact : - Géolocalisation des agences CAM - Cours de change - Consultation de cours de devises - Possibilité de contacter le conseiller par canal mobile (messagerie) ou via appel téléphonique Bank-e est accessible via un smartphone et nécessite une connexion Internet, les données ne seront ni conservées ni transmises à d’autres fins. Pour plus d’informations concernant les offres du Crédit Agricole du Maroc veuillez consulter notre site : https://www.creditagricole.ma

About

Skypay

This mobile wallet app simplifies everyday financial transactions. Send and receive money, pay merchants, and top up mobile credit, all from your phone. It's accessible to everyone, even without a bank account.

Highlights
  • Send and receive money
  • Cash deposits and withdrawals
  • Merchant payments
  • Mobile top-ups
  • Transaction history
  • Moroccan RIB generation
Read full description

Skypay is a mobile wallet app designed to simplify your everyday transactions. Send money to your loved ones, receive payments, withdraw or deposit cash, buy mobile top-ups, pay merchants, and much more — all from your phone. Why choose Skypay? Simple and fast: Easy sign-up in just a few minutes with your Moroccan phone number. Secure: Your funds and data are protected with the highest security standards. Accessible: No bank account required — Skypay is open to everyone. • Free and instant money transfers • Cash deposits and withdrawals via partner agents • Merchant payments • Mobile top-ups • Moroccan RIB generation to receive bank transfers • Clear and detailed transaction history Download Skypay now and take back control of your money with confidence.

Screenshots

Bank4 screens
Skypay4 screens

Verdict

The call

The clearest difference is rating: Skypay at 5.0 against Bank's 4.4. Bank's advantage is ratings volume (225 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Skypay holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Bank has 225 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Bank ships an update every 5 weeks, Skypay monthly. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
Bank versus Skypay: the parameters behind the verdict, then further details
ParameterBankSkypay
PriceFreeFree
Rating4.4 (225 ratings)5.0 (1 ratings) — better
Positive reviews40.0% of reviews—
Number of ratings225 — better1
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size263 MB235 MB
Age rating4+4+
DeveloperGroupe Crédit Agricole du MarocPIN SOFTWARE

Customer experience

Bank

All ratings202 ratings
Positive81.2%
Neutral4.5%
Negative14.4%
Written reviews60 reviews
Positive40.0%
Neutral1.7%
Negative58.3%

Skypay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Bank

No in-app purchases

None

Skypay

No in-app purchases

Questions

Is Bank free?
Bank is free to download, with no in-app purchases.
Is Skypay free?
Skypay is free to download, with no in-app purchases.
Which has better reviews, Bank or Skypay?
Skypay is rated higher. Bank averages 4.4 out of 5 from 225 ratings, while Skypay averages 5.0 from 1 ratings.
Do Bank or Skypay have ads?
Neither Bank nor Skypay shows ads.
Which is updated more often, Bank or Skypay?
Bank ships an update every 5 weeks, and Skypay monthly. Most recently, Bank was updated on October 24, 2026 and Skypay on October 24, 2026.

Other comparisons