Guhemba vs Fundt

Guhemba: The All-in-One Payment Solution for Merchants and Restaurants Guhemba is your go-to app for seamless merchant payments and enhanced to support restaurant ordering. Designed to meet the needs of businesses of all sizes, Guhemba offers a feature-rich platform that simplifies billing, payments, and customer interactions. From secure in-app payments to a companion app that supports restaurant ordering and table-side service, Guhemba is built to streamline operations and elevate the customer experience. Boost customer loyalty with built-in rewards and coupons that keep them coming back. Plus, our new invoicing feature lets you create and send professional invoices on the go, making it easier than ever to get paid instantly, no matter where you are. Currently, Guhemba is exclusively piloted at the Rooftop Ikawa Cafe in Kiyovu, Kigali, Rwanda—experience the future of payments today. Key Features: Unified Wallet System: Manage both personal and business finances through a single, unified wallet for effortless transactions. One-Scan Merchant Pay: Simplify payments with secure, one-scan transactions, ensuring quick and easy checkout. Restaurant Add-On Service: Enjoy in-app support for ordering, tracking, and paying at restaurants, enhancing the dining experience. Direct Invoicing: Create and send professional invoices directly from the app, managing multiple payments for a single invoice, and get paid from anywhere. MTN Mobile Money Support: Transfer funds to and from your MTN Mobile Money account seamlessly within the app. Credit Card Support: Securely save and use your credit cards within Guhemba, protecting your data during transactions. Loyalty Programs with Rewards and Coupons: Increase customer retention with built-in rewards, loyalty points, and discounts that keep customers engaged.

Know where your money went. Fundt is a personal expense tracker for people who pay with MTN MoMo. It records the transfers you already make, lets you sort them into categories, and shows this month's total and where it went. Fundt does not send money, hold a balance, or see your MoMo PIN. You still pay in MoMo the way you do today. Fundt only keeps the record. CAPTURE MoMo SMS can log a payment after it happens. Fundt does not pick the category for you. Uncategorized items wait until you sort them, one at a time or together. If you start a transfer from Fundt, you still dial the USSD yourself. The matching SMS confirms it went through. CATEGORIES AND BUDGETS Make categories that match your life: groceries, electricity, transport, friends, phone bill, and whatever else you need. Set a monthly limit on a category. Fundt reminds you at 70%, when you are almost full, and if you go over, so you catch it during the month. HISTORY See this month, older months, and export a CSV from Privacy & data if you want a copy. PRIVACY Local Mode keeps categories, budgets, and transactions on this phone. Sign in with Apple or Google only if you want a backup. Cloud Sync stays off until you agree to it. Fundt is not a bank and is not affiliated with MTN or MoMo. Questions: support@fundt.app