Fern Software vs SPS Co
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fern Software
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This app allows you to access your credit union account and view things like your balances and transactions. You can withdraw or transfer money between accounts, and access handy information like how to get in touch with our branches.
SPS Co
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The SPS Co-op Mobile Banking app enables you to manage your banking needs conveniently and securely from your mobile phone. Designed to offer a seamless banking experience.
Screenshots
Verdict
The clearest difference is iOS requirement: Fern Software at 8.0 against SPS Co's 11.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fern Software ships an update monthly, SPS Co every 5 weeks. The most recent releases landed on October 1, 2026 and September 29, 2026 respectively.
| Parameter | Fern Software | SPS Co |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 8.0 — better | 11.0 |
| Further details — not scored | ||
| Size | 85 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | Fern Software | Fern Software |
In-app purchases
Fern Software
No in-app purchases
SPS Co
No in-app purchases
