Chaingapp vs MyFinstro
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chaingapp
This app facilitates seamless cash-to-digital exchanges, eliminating the need for physical change. It enables micro-savings and digital payment solutions for both consumers and merchants, streamlining transactions and reducing reliance on physical currency.
- Cash to digital exchange
- Micro-savings
- Digital change dispensing for merchants
- Fast signup
- No maintenance fees
- Secure and reliable payments
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Chaingapp is a cash to digital exchange solution. No need to roundup your change and no need to have coins scattered all over your purse and dangling in your pocket all day. No exact change is required for cash purchase. This helps you with micro-savings and investing with loose change you would normally drop under the couch, car seat or in your laundry. As a merchant, there is no need for physical bank trips for coins or notes to give change. Whenever you run out of coins to give, simply transfer funds from your linked account and start dispensing change digitally. That 2.5 extra seconds it takes to give physical change can be cut in half, saving you time and adding more value to your business and customers in the long run. Chaingapp is a free app that allows users to get their change paid digitally. It is a safe, secure and reliable mobile payment solution. What's great about Chaingapp? Chaingapp gives you a Simple, Fast, Secured and Reliable app. It helps you as a merchant, reduce your bank visits. Also signing up takes less than a few minutes and there are no maintenance fees. Chaingapp also helps you save for a rainy day. By joining, no more contact with cash. How does it work? Chaingapp works in three easy steps: Download and signup for Chaingapp in a matter of minutes. The signup process is simple and fast so you can start scanning and accept your change right away. As a merchant, Chaingapp also works in three easy steps: Just download the app and signup for a business account in minutes, scan and start dispensing change right away.
MyFinstro
This app provides small businesses with instant corporate charge cards and flexible repayment options. It simplifies expense management, offers rewards for purchases, and aids in cashflow control. Easily manage billing cycles and integrate with accounting systems for streamlined operations.
- Instant corporate charge card approval
- Flexible repayment terms (3 or 6 months)
- Expense management and reconciliation
- Business purchase rewards
- Accounting system integration
- Cashflow management tools
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With instant approvals, flexible repayment terms, valuable rewards and easy to use expense management, Finstro has been designed for small businesses from the ground up. Why should I use Finstro? 1. Access corporate charge card instantly with limits that make sense for your business 2. Roll any purchase into 3 or 6 month instalments at the click of a button to manage your cashflow 3. Manage your billing cycle and billing due dates, so you are in control of your cashflow at all times 4. Be rewarded for every business purchase, and for staying on top of your cashflow 5. No more hours of reconciliation at tax time – keep your business purchases on your Finstro card and your personal expenses on your personal card. How it Works? 1. Download the Finstro app and apply for a card in minutes 2. Use your card to make any business purchase via Apple pay or with your physical card 3. Select the repayment term, up to 6 months, on any purchase, at any time. 4. Link to your accounting system for easy, simple, automated expense management Finstro is a financial technology company "Fin-Tech", not a bank. Banking and lending services provided by Coastal Community Bank, Member FDIC. Learn more by visiting Coastal Community Bank at coastalbank.com. The Finstro Card is issued by Coastal Community Bank, pursuant to license by from Visa U.S.A., Inc. Subject to credit approval. Certain terms and conditions may apply. Terms may vary by applicant and are subject to change. Visa Zero Fraud Liability: Learn More - Visa.com
Screenshots
Verdict
The clearest difference is rating: Chaingapp at 5.0 against MyFinstro's 4.5. Chaingapp also leads on iOS requirement (12.4 vs 14.1). MyFinstro's advantage is update cadence (monthly vs every 6 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Chaingapp holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 3 and 6 respectively.
Chaingapp ships an update every 6 months, MyFinstro monthly. The most recent releases landed on June 28, 2026 and June 5, 2026 respectively.
| Parameter | Chaingapp | MyFinstro |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | 4.5 (6 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 | 6 — better |
| Update frequency | Every 6 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.4 — better | 14.1 |
| Further details — not scored | ||
| Size | 20 MB | 95 MB |
| Age rating | 4+ | 4+ |
| Developer | Chaingapp Inc | Finstro Holdings Pty Ltd |
Customer experience
Chaingapp
MyFinstro
In-app purchases
Chaingapp
No in-app purchases
MyFinstro
No in-app purchases









